Overview / Commentary
CS Credit Union is headquartered in Catawba and is the 46th largest credit union in the state of North Carolina. It is also the 2,836th largest credit union in the nation. It was established in 1986 and as of December of 2018, it had grown to 9 employees and 2,849 members at 2 locations. CS Credit Union's CD rates are 40% higher than the national average, and it has a B health rating.
Field of Membership Restrictions
CommScope CU is open to the employees of CommScope Inc and general Dynamics along with their family members.
See current membership details
Health
B
Data as of Q4 2018
Learn why bank health mattersAdditional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. CS Credit Union has a low asset base.
Health Grade Components
| Overall | |
|---|---|
| NCUA # | 66856 |
| Year Chartered | 1986 |
| Employees | 9 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.75% |
| Return on Equity - YTD | 5.43% |
| Annual Interest Income | $1.2MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2018vs Q4 2017 | $31.1MM$31.2MM |
| Loans | Q4 2018vs Q4 2017 | $12.2MM$12.1MM |
| Deposits | Q4 2018vs Q4 2017 | $26.6MM$26.9MM |
| Equity Capital | Q4 2018vs Q4 2017 | $4.3MM$4.1MM |
| Loan Loss Allowance | Q4 2018vs Q4 2017 | $95.00K$101.00K |
| Unbacked Noncurrent Loans | Q4 2018vs Q4 2017 | $450.00K$591.00K |
| Real Estate Owned | Q4 2018vs Q4 2017 | $0$0 |
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CS Credit Union Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.20% | $100 | - | Share Savings | |
| 0.20% | - | - | Christmas Club | |
| 0.20% | - | - | Vacation Club | |
| 0.20% | - | - | Special Savings | |
| 0.20% | - | - | IRA Share |
CS Credit Union CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 1.77% | $500 | - | 36 Month Share Certificate | |
| 1.51% | $500 | - | 24 Month Share Certificate | |
| 1.26% | $500 | - | 12 Month Share Certificate | |
| 1.00% | $500 | - | 6 Month Share Certificate |
CS Credit Union IRA Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 1.77% | $500 | - | 36 Month IRA Share Certificate | |
| 1.51% | $500 | - | 24 Month IRA Share Certificate | |
| 1.26% | $500 | - | 12 Month IRA Share Certificate | |
| 1.00% | $500 | - | 6 Month IRA Share Certificate |
Locations
| CS Credit Union Locations | ||
|---|---|---|
| Branch Office | 3642 E US Highway 70 | Claremont, NC 28610-8530 |
| Branch Office | 6519 Comm Scope Rd | Catawba, NC 28609-8104 |