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Overview / Commentary
206 North Main Street
Capac, MI 48014

CSB Bank is headquartered in Capac and is the 52nd largest bank in the state of Michigan. It is also the 2,573rd largest bank in the nation. It was established in 1898 and as of March of 2016, it had grown to 75 employees at 7 locations. CSB Bank has an A health rating.


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Health Grade Components

FDIC Certificate #14538
Year Established1898
Primary RegulatorFED
Profit Margin
Return on Assets - YTD0.53%
Return on Equity - YTD5.74%
Annual Interest Income$1.9MM
Assets and Liabilities
AssetsQ1 2016vs Q1 2015$247.3MM$238.8MM
LoansQ1 2016vs Q1 2015$129.8MM$116.5MM
DepositsQ1 2016vs Q1 2015$220.9MM$214.2MM
Equity CapitalQ1 2016vs Q1 2015$22.9MM$21.8MM
Loan Loss AllowanceQ1 2016vs Q1 2015$1.4MM$1.9MM
Unbacked Noncurrent LoansQ1 2016vs Q1 2015$306.00K$646.00K
Real Estate OwnedQ1 2016vs Q1 2015$0$110.00K

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CSB Bank Locations
Imlay City Branch148 North Almont AvenueImlay City, MI 48444
Csb Bank206 North Main StreetCapac, MI 48014
Yale Branch3 North Main StreetYale, MI 48097
Emmett Branch3177 MainEmmett, MI 48022
Almont Branch5515 Van Dyke RoadAlmont, MI 48003
Armada Branch72890 North AvenueArmada, MI 48005
Memphis Branch81111 Main StreetMemphis, MI 48041