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Overview / Commentary
206 North Main Street
Capac, MI 48014

CSB Bank is headquartered in Capac and is the 52nd largest bank in the state of Michigan. It is also the 2,567th largest bank in the nation. It was established in 1898 and as of June of 2016, it had grown to 76 employees at 7 locations. CSB Bank has an A health rating.


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Health Grade Components

FDIC Certificate #14538
Year Established1898
Primary RegulatorFED
Profit Margin
Return on Assets - YTD0.67%
Return on Equity - YTD7.19%
Annual Interest Income$3.9MM
Assets and Liabilities
AssetsQ2 2016vs Q2 2015$246.4MM$240.6MM
LoansQ2 2016vs Q2 2015$129.0MM$123.3MM
DepositsQ2 2016vs Q2 2015$219.4MM$210.4MM
Equity CapitalQ2 2016vs Q2 2015$23.7MM$21.7MM
Loan Loss AllowanceQ2 2016vs Q2 2015$1.4MM$1.8MM
Unbacked Noncurrent LoansQ2 2016vs Q2 2015$532.00K$542.00K
Real Estate OwnedQ2 2016vs Q2 2015$0$207.00K

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CSB Bank Locations
Imlay City Branch148 North Almont AvenueImlay City, MI 48444
Csb Bank206 North Main StreetCapac, MI 48014
Yale Branch3 North Main StreetYale, MI 48097
Emmett Branch3177 MainEmmett, MI 48022
Almont Branch5515 Van Dyke RoadAlmont, MI 48003
Armada Branch72890 North AvenueArmada, MI 48005
Memphis Branch81111 Main StreetMemphis, MI 48041