Georgia United Credit Union
Popular Accounts at this Credit Union
| APY | ACCOUNT TYPE | ACCOUNT NAME |
|---|---|---|
| 1.00% | Reward Checking | Unified Checking 1.82% - National Average |
| 1.50% | 5-year CD | 5 Year CD 2.35% - Synchrony Bank 60 Month CD |
| 0.50% | 1-year CD | 1 Year CD 1.50% - Ally Bank No Penalty 11-Month CD |
Georgia United Credit Union is headquartered in Duluth and is the 6th largest credit union in the state of Georgia. It is also the 210th largest credit union in the nation. It was established in 1958 and as of March of 2017, it had grown to 297 employees and 158,760 members at 18 locations. Georgia United Credit Union's money market rates are 14% higher than the national average, and it boasts an A+ health rating.
Field of Membership Restrictions
Membership in Georgia United Credit Union is open to the following: (1) those who live in Clarke, DeKalb, Forsyth, Gwinnett, Henry, Laurens, Rockdale, or Whitfield Counties or in the cities of Cumming or Norcross in Georgia; (2) faculty, staff, and students of the University of Georgia; (3) faculty and staff of Georgia Tech; (4) members and employees of the Catholic community in the Archdiocese of Atlanta; (5) employees and retirees of the state of Georgia and over 250 area Select Employer Groups; (6) employees of Clarke County Schools, Greater Atlanta Christian School, Atlanta Metropolitan College and over 200 public, private or parochial schools in the state of Georgia; (6) immediate family of anyone eligible.
See current membership details
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This has been my bank since I was 16
I first opened a joint account with my father when I was 16 years old, and have had an account with Georgia Federal since then. They have been reliable and quick with all my services. They were also able to resolve my issue when someone stole my information and made withdraws from my account. I am satisfied with their friendly customer service, and quick responses with account security, and I give my overall rating of 4.8 out of 5.
Health Grade Components
| Overall | |
|---|---|
| NCUA # | 68607 |
| Year Chartered | 1958 |
| Employees | 297 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.57% |
| Return on Equity - YTD | 5.03% |
| Annual Interest Income | $9.0MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q1 2017vs Q1 2016 | $1.28B$1.12B |
| Loans | Q1 2017vs Q1 2016 | $851.3MM$656.9MM |
| Deposits | Q1 2017vs Q1 2016 | $1.07B$972.3MM |
| Equity Capital | Q1 2017vs Q1 2016 | $141.3MM$136.6MM |
| Loan Loss Allowance | Q1 2017vs Q1 2016 | $4.9MM$5.0MM |
| Unbacked Noncurrent Loans | Q1 2017vs Q1 2016 | $2.0MM$2.6MM |
| Real Estate Owned | Q1 2017vs Q1 2016 | $333.00K$216.00K |
Always verify rates and promotions with the bank or credit union. We are not Georgia United Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
Georgia United Credit Union Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.20%* | $5k* | - | Contributory IRA | ||
| OTHER TIERS: 0.10% → $100 - $1k | 0.15% → $1k - $5k | |||||
| 0.20%* | $5k* | - | Share Savings Account | ||
| OTHER TIERS: 0.10% → $100 - $1k | 0.15% → $1k - $5k | |||||
Georgia United Credit Union Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.50%* | $50k* | - | Sterling Fund Money Market | ||
| OTHER TIERS: 0.20% → Up to $10k | 0.35% → $10k - $25k | 0.40% → $25k - $50k | |||||
Georgia United Credit Union Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 1.00% | - | $15k | Unified Checking |
Georgia United Credit Union CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 1.50% | $1k | - | 5 Year CD | |
| 1.25% | $1k | - | 4 Year CD | |
| 1.25% | $1k | - | 18 Month CD Promotion | |
| 1.00% | $1k | - | 3 Year CD | |
| 0.75% | $1k | - | 2 Year CD | |
| 0.50% | $1k | - | 1 Year CD | |
| 0.35% | $1k | - | 6 Month CD | |
| 0.20% | $1k | - | 3 Month CD |
Georgia United Credit Union IRA Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 1.50% | - | - | 5 Year IRA | |
| 1.25% | - | - | 4 Year IRA | |
| 1.25% | $1k | - | 18 Month IRA Promotion | |
| 1.00% | - | - | 3 Year IRA | |
| 0.75% | - | - | 2 Year IRA | |
| 0.50% | - | - | 1 Year IRA |
Georgia United Credit Union has 18 locations. Click to view all Georgia United Credit Union locations.