CU Hawaii Federal Credit Union is headquartered in Hilo and is the 12th largest credit union in the state of Hawaii. It is also the 836th largest credit union in the nation. It was established in 1955 and as of June of 2019, it had grown to 84 employees and 27,573 members at 8 locations. CU Hawaii Federal Credit Union's CD rates are 50% higher than the national average, and it boasts an A+ health rating.
Field of Membership Restrictions
Membership is open to those who live, work, worship, volunteer or attend school on the Island of Hawaii. Membership is also open to organizations who operate on the Island of Hawaii and to immediate family of a current member.
See current membership details
Data as of Q2 2019
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 24630 |
| Year Chartered | 1955 |
| Employees | 84 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.57% |
| Return on Equity - YTD | 4.67% |
| Annual Interest Income | $4.7MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q2 2019vs Q2 2018 | $294.8MM$286.1MM |
| Loans | Q2 2019vs Q2 2018 | $138.8MM$143.5MM |
| Deposits | Q2 2019vs Q2 2018 | $254.8MM$246.1MM |
| Equity Capital | Q2 2019vs Q2 2018 | $36.1MM$34.5MM |
| Loan Loss Allowance | Q2 2019vs Q2 2018 | $626.00K$747.00K |
| Unbacked Noncurrent Loans | Q2 2019vs Q2 2018 | $481.00K$426.00K |
| Real Estate Owned | Q2 2019vs Q2 2018 | $57.00K$5.00K |
Always verify rates and promotions with the bank or credit union. We are not CU Hawaii Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
CU Hawaii Federal Credit Union Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.20% | $100 | - | Membership Savings Account | |
| 0.20% | $100 | - | Special Savings Account | |
| 0.20% | $100 | - | IRA Savings |
CU Hawaii Federal Credit Union Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.45%* | $1m* | - | Money Market Account | ||
| OTHER TIERS: 0.10% → Up to $50k | 0.15% → $50k - $100k | 0.25% → $100k - $500k | 0.35% → $500k - $1m | |||||
CU Hawaii Federal Credit Union Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.05% | $2.5k | - | Plus Checking Account |
CU Hawaii Federal Credit Union CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 1.65% | $2.5k | - | 36 Month Certificate | |
| 1.55% | $2.5k | - | 24 Month Certificate | |
| 1.45% | $2.5k | - | 18 Month Certificate | |
| 1.35% | $2.5k | - | 12 Month Certificate | |
| 1.25% | $2.5k | - | 6 Month Certificate |
CU Hawaii Federal Credit Union IRA Rates
| CU Hawaii Federal Credit Union Locations | ||
|---|---|---|
| Branch Office | 95-5664 Mamalahoa Hwy | Naalehu, HI 96772 |
| Branch Office | 75-5781 Kuakini Hwy | Kailua Kona, HI 96740-1734 |
| Branch Office | 476 Hinano St | Hilo, HI 96720 |
| Branch Office | 50 E Puainako St | Hilo, HI 96720-5243 |
| Branch Office | 16-710 Milo St | Keaau, HI 96749-8107 |
| Branch Office | 15-2660 Pahoa Village Rd | Pahoa, HI 96778-6720 |
| Branch Office | 155 W Kawili St Rm B202 | Hilo, HI 96720 |
| Branch Office | 96-3208 Maile St | Pahala, HI 96777 |