Cuba Credit Union
Cuba Credit Union
Overview / Commentary
Cuba Credit Union is headquartered in CUBA and is the 29th largest credit union in the state of New Mexico. It is also the 3,107th largest credit union in the nation. It was established in 1972 and as of March of 2025, it had grown to 5 employees and 1,484 members at 1 location. Cuba Credit Union has a B+ health rating.
Field of Membership Restrictions
Cuba Credit Union of New Mexico is open to the residents and people maintaining employment within the geographical boundaries that define the jurisdiction of the Cuba Independent School and the Jemez Mountain School Districts.
See current membership details
Health
B+
Data as of Q1 2025
Learn why bank health mattersAdditional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Cuba Credit Union has a low asset base.
Health Grade Components
| Overall | |
|---|---|
| NCUA # | 66097 |
| Year Chartered | 1972 |
| Employees | 5 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 2.55% |
| Return on Equity - YTD | 14.53% |
| Annual Interest Income | $282K |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q1 2025vs Q1 2024 | $23.2MM$21.9MM |
| Loans | Q1 2025vs Q1 2024 | $6.9MM$6.8MM |
| Deposits | Q1 2025vs Q1 2024 | $19.2MM$18.3MM |
| Equity Capital | Q1 2025vs Q1 2024 | $4MM$3.6MM |
| Loan Loss Allowance | Q1 2025vs Q1 2024 | $58K$42K |
| Unbacked Noncurrent Loans | Q1 2025vs Q1 2024 | $0$1,000 |
| Real Estate Owned | Q1 2025vs Q1 2024 | $11K$16K |