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Overview / Commentary
6347 Main St
Cuba, NM 87013-1660

Cuba Credit Union is headquartered in CUBA and is the 31st largest credit union in the state of New Mexico. It is also the 3,888th largest credit union in the nation. It was established in 1972 and as of June of 2016, it had grown to 5 employees and 2,297 members at 1 location. Cuba Credit Union has a C+ health rating.

Field of Membership Restrictions

Cuba Credit Union of New Mexico is open to the residents and people maintaining employment within the geographical boundaries that define the jurisdiction of the Cuba Independent School and the Jemez Mountain School Districts.
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Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Cuba Credit Union has a low asset base.

Health Grade Components

NCUA #66097
Year Chartered1972
Primary Regulator
Profit Margin
Return on Assets - YTD0.22%
Return on Equity - YTD1.44%
Annual Interest Income$252.00K
Assets and Liabilities
AssetsQ2 2016vs Q2 2015$13.7MM$13.0MM
LoansQ2 2016vs Q2 2015$6.9MM$7.3MM
DepositsQ2 2016vs Q2 2015$11.6MM$11.0MM
Equity CapitalQ2 2016vs Q2 2015$2.1MM$2.0MM
Loan Loss AllowanceQ2 2016vs Q2 2015$80.00K$89.00K
Unbacked Noncurrent LoansQ2 2016vs Q2 2015$468.00K$443.00K
Real Estate OwnedQ2 2016vs Q2 2015$0$23.00K

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Cuba Credit Union Locations
Branch Office6347 main stCUBA, NM 87013-1660