Cumberland County


Overview / Commentary
207-878-3441
101 Gray Rd
Falmouth, ME 04105

Cumberland County is headquartered in Falmouth and is the 8th largest credit union in the state of Maine. It is also the 824th largest credit union in the nation. It was established in 1954 and as of June of 2021, it had grown to 62 employees and 21,708 members at 6 locations. Cumberland County has an A health rating.

Field of Membership Restrictions

Membership is open to those who live, work, or worship in Cumberland and York Counties in Maine. Membership is also open to immediate family of current members.
See current membership details

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Health

Health Grade Components

Overall
NCUA #9500
Year Chartered1954
Employees62
Primary Regulator
Profit Margin
Return on Assets - YTD0.58%
Return on Equity - YTD6.65%
Annual Interest Income$4.7MM
Assets and Liabilities
AssetsQ2 2021vs Q2 2020$383.0MM$323.7MM
LoansQ2 2021vs Q2 2020$187.6MM$169.6MM
DepositsQ2 2021vs Q2 2020$346.5MM$290.9MM
Equity CapitalQ2 2021vs Q2 2020$33.0MM$30.8MM
Loan Loss AllowanceQ2 2021vs Q2 2020$1.3MM$1.3MM
Unbacked Noncurrent LoansQ2 2021vs Q2 2020$1.5MM$1.0MM
Real Estate OwnedQ2 2021vs Q2 2020$0$0
Rates
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Always verify rates and promotions with the bank or credit union. We are not Cumberland County; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Cumberland County Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.35%*$75k*-IRA Savings Account
OTHER TIERS: 0.15% Up to $15k | 0.20% $15k - $40k | 0.30% $40k - $75k
0.35%*$75k*-HSA Savings Account
OTHER TIERS: 0.15% Up to $15k | 0.20% $15k - $40k | 0.30% $40k - $75k
0.15%*$75k*-Savings Account
OTHER TIERS: 0.05% $50 - $15k | 0.10% $15k - $75k
0.05%$5-Club Account

Cumberland County Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.25%*$75k*-Money Market Savings
OTHER TIERS: 0.15% $2.5k - $40k | 0.20% $40k - $75k
0.10%*$10k*-Money Market Checking
OTHER TIERS: 0.05% $4k - $10k

Cumberland County Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.05%$20k-Non-Profit Checking Rates

Cumberland County CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.95%*$75k*-60 Month Regular Share Certificate
OTHER TIERS: 0.85% $1k - $25k | 0.90% $25k - $75k
0.80%*$75k*-48 Month Regular Share Certificate
OTHER TIERS: 0.70% $1k - $25k | 0.75% $25k - $75k
0.70%*$75k*-36 Month Regular Share Certificate
OTHER TIERS: 0.60% $1k - $25k | 0.65% $25k - $75k
0.60%*$75k*-24 Month Regular Share Certificate
OTHER TIERS: 0.50% $1k - $25k | 0.55% $25k - $75k
0.50%*$75k*-12 Month Regular Share Certificate
OTHER TIERS: 0.40% $1k - $25k | 0.45% $25k - $75k
0.40%*$75k*-9 Month Regular Share Certificate
OTHER TIERS: 0.30% $1k - $25k | 0.35% $25k - $75k
0.35%*$75k*-6 Month Regular Share Certificate
OTHER TIERS: 0.25% $1k - $25k | 0.30% $25k - $75k

Cumberland County IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.95%*$75k*-60 Month IRA Share Certificate
OTHER TIERS: 0.85% $1k - $25k | 0.90% $25k - $75k
0.80%*$75k*-48 Month IRA Share Certificate
OTHER TIERS: 0.70% $1k - $25k | 0.75% $25k - $75k
0.70%*$75k*-36 Month IRA Share Certificate
OTHER TIERS: 0.60% $1k - $25k | 0.65% $25k - $75k
0.60%*$75k*-24 Month IRA Share Certificate
OTHER TIERS: 0.50% $1k - $25k | 0.55% $25k - $75k
0.50%*$75k*-12 Month IRA Share Certificate
OTHER TIERS: 0.40% $1k - $25k | 0.45% $25k - $75k
Locations


Cumberland County Locations
Branch Office43 Lewiston RdGray, ME 04039-9537
Branch Office101 Gray RdFalmouth, ME 04105
Branch Office1345 Washington AvePortland, ME 04103
Branch Office808 Roosevelt TrlWindham, ME 04062-5386
Branch Office808 Route 1Yarmouth, ME 04096-6923
Branch Office150 Main StWestbrook, ME 04092-4738

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