Overview / Commentary
Cumberland County is headquartered in Falmouth and is the 8th largest credit union in the state of Maine. It is also the 786th largest credit union in the nation. It was established in 1954 and as of March of 2025, it had grown to 64 employees and 22,059 members at 6 locations. Cumberland County has an A health rating.
Field of Membership Restrictions
Membership in Cumberland County Federal Credit Union is open to those who live, work, or attend school in Cumberland County or York County, Maine. Membership is also open to immediate family of current members.
See current membership details
Health
A
Data as of Q1 2025
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 9500 |
| Year Chartered | 1954 |
| Employees | 64 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 1.03% |
| Return on Equity - YTD | 10.73% |
| Annual Interest Income | $5.2MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q1 2025vs Q1 2024 | $463.4MM$433.4MM |
| Loans | Q1 2025vs Q1 2024 | $253.3MM$242.8MM |
| Deposits | Q1 2025vs Q1 2024 | $414.7MM$390.3MM |
| Equity Capital | Q1 2025vs Q1 2024 | $43.9MM$39.9MM |
| Loan Loss Allowance | Q1 2025vs Q1 2024 | $1.9MM$1.8MM |
| Unbacked Noncurrent Loans | Q1 2025vs Q1 2024 | $2MM$2MM |
| Real Estate Owned | Q1 2025vs Q1 2024 | $0$0 |