Cumberland County

Overview / Commentary

www.myccfcu.com

207-878-3441

101 Gray Rd
Falmouth, ME 04105

Cumberland County is headquartered in Falmouth and is the 9^th largest credit union in the state of Maine. It is also the 882^nd largest credit union in the nation. It was established in 1954 and as of March of 2019, it had grown to 60 employees and 20,670 members at 6 locations. Cumberland County's money market rates are 3X the national average, and it has an A health rating.

Field of Membership Restrictions

Membership is open to those who live, work, or worship in Cumberland and York Counties in Maine. Membership is also open to immediate family of current members.
See current membership details

Reviews

Write a Review

No reviews have been left for this bank yet. Be the first to review.

Health

Data as of Q1 2019

Learn why bank health matters

Health Grade Components

Overall
NCUA #	9500
Year Chartered	1954
Employees	60
Primary Regulator

Profit Margin
Return on Assets - YTD	0.56%
Return on Equity - YTD	5.23%
Annual Interest Income	$2.3MM

Assets and Liabilities
Assets	Q1 2019vs Q1 2018	$268.4MM$253.1MM
Loans	Q1 2019vs Q1 2018	$160.9MM$151.2MM
Deposits	Q1 2019vs Q1 2018	$238.4MM$224.6MM
Equity Capital	Q1 2019vs Q1 2018	$28.3MM$26.2MM
Loan Loss Allowance	Q1 2019vs Q1 2018	$1.1MM$1.1MM
Unbacked Noncurrent Loans	Q1 2019vs Q1 2018	$693.00K$843.00K
Real Estate Owned	Q1 2019vs Q1 2018	$0$4.00K

Rates

Skip to rates for:

Savings
Money Market
CD
IRA

Report an Issue

Always verify rates and promotions with the bank or credit union. We are not Cumberland County; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Cumberland County Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
1.21%^*	$75k^*	-	IRA Savings Account
OTHER TIERS: 0.75% → Up to $2.5k \| 0.90% → $2.5k - $15k \| 1.00% → $15k - $40k \| 1.11% → $40k - $75k
1.21%^*	$75k^*	-	HSA Savings Account
OTHER TIERS: 0.75% → Up to $2.5k \| 0.90% → $2.5k - $15k \| 1.00% → $15k - $40k \| 1.11% → $40k - $75k
0.55%^*	$75k^*	-	Savings Account
OTHER TIERS: 0.35% → $50 - $2.5k \| 0.40% → $2.5k - $15k \| 0.45% → $15k - $40k \| 0.50% → $40k - $75k
0.35%	$5	-	Club Account

Cumberland County Money Market Rates

APY	MIN	MAX	ACCOUNT NAME
1.26%^*	$75k^*	-	Money Market Savings
OTHER TIERS: 1.00% → $2.5k - $15k \| 1.06% → $15k - $40k \| 1.16% → $40k - $75k
0.50%^*	$10k^*	-	Money Market Checking
OTHER TIERS: 0.40% → $4k - $10k

Cumberland County CD Rates

APY	MIN	MAX	ACCOUNT NAME
2.99%^*	$75k^*	-	60 Month Regular Share Certificate
OTHER TIERS: 2.89% → $1k - $25k \| 2.94% → $25k - $75k
2.78%^*	$75k^*	-	48 Month Regular Share Certificate
OTHER TIERS: 2.68% → $1k - $25k \| 2.73% → $25k - $75k
2.63%^*	$75k^*	-	36 Month Regular Share Certificate
OTHER TIERS: 2.53% → $1k - $25k \| 2.58% → $25k - $75k
2.43%^*	$75k^*	-	24 Month Regular Share Certificate
OTHER TIERS: 2.32% → $1k - $25k \| 2.38% → $25k - $75k
2.12%^*	$75k^*	-	12 Month Regular Share Certificate
OTHER TIERS: 2.02% → $1k - $25k \| 2.07% → $25k - $75k
1.87%^*	$75k^*	-	9 Month Regular Share Certificate
OTHER TIERS: 1.76% → $1k - $25k \| 1.81% → $25k - $75k
1.71%^*	$75k^*	-	6 Month Regular Share Certificate
OTHER TIERS: 1.61% → $1k - $25k \| 1.66% → $25k - $75k

Cumberland County IRA Rates

APY	MIN	MAX	ACCOUNT NAME
2.99%^*	$75k^*	-	60 Month IRA Share Certificate
OTHER TIERS: 2.89% → $1k - $25k \| 2.94% → $25k - $75k
2.78%^*	$75k^*	-	48 Month IRA Share Certificate
OTHER TIERS: 2.68% → $1k - $25k \| 2.73% → $25k - $75k
2.63%^*	$75k^*	-	36 Month IRA Share Certificate
OTHER TIERS: 2.53% → $1k - $25k \| 2.58% → $25k - $75k
2.43%^*	$75k^*	-	24 Month IRA Share Certificate
OTHER TIERS: 2.32% → $1k - $25k \| 2.38% → $25k - $75k
2.12%^*	$75k^*	-	12 Month IRA Share Certificate
OTHER TIERS: 2.02% → $1k - $25k \| 2.07% → $25k - $75k

Locations

Cumberland County Locations
Branch Office	43 Lewiston Rd	Gray, ME 04039-9537
Branch Office	101 Gray Rd	Falmouth, ME 04105
Branch Office	125 Stroudwater St	Westbrook, ME 04092-4045
Branch Office	1345 Washington Ave	Portland, ME 04103
Branch Office	808 Roosevelt Trl	Windham, ME 04062-5386
Branch Office	808 Route 1	Yarmouth, ME 04096-6923

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.