Currie State Bank

Overview / Commentary
141 Mill Street
Currie, MN 56123

Currie State Bank is headquartered in Currie and is the 181st largest bank in the state of Minnesota. It is also the 4,139th largest bank in the nation. It was established in 1931 and as of December of 2020, it had grown to 20 employees at 2 locations. Currie State Bank has a B health rating.


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Additional Factors: Institutions with a small asset base, a short operating history, or negative return on equity can represent an instability risk beyond what their financial ratios indicate. Currie State Bank has a relatively low asset base.

Health Grade Components

FDIC Certificate #8833
Year Established1931
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.24%
Return on Equity - YTD13.09%
Annual Interest Income$5.0MM
Assets and Liabilities
AssetsQ4 2020vs Q4 2019$92.7MM$87.1MM
LoansQ4 2020vs Q4 2019$79.6MM$79.4MM
DepositsQ4 2020vs Q4 2019$82.5MM$72.9MM
Equity CapitalQ4 2020vs Q4 2019$8.8MM$8.6MM
Loan Loss AllowanceQ4 2020vs Q4 2019$1.2MM$1.1MM
Unbacked Noncurrent LoansQ4 2020vs Q4 2019$1.7MM$1.6MM
Real Estate OwnedQ4 2020vs Q4 2019$0$0
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Currie State Bank Savings Account Rates

0.40%$1-IRA Statement Savings
OTHER TIERS: 0.10% $50k+ | 0.15% $20k - $50k

Currie State Bank Money Market Rates

0.25%*$75k*-Money Market Account
OTHER TIERS: 0.10% $2.5k - $10k | 0.15% $10k - $25k | 0.20% $25k - $75k

Currie State Bank Checking Account Rates

0.15%$5k-Super Now Checking
0.10%$1k-Now Checking

Currie State Bank CD Rates

0.85%$500-5 Year CD
0.75%$500-4 Year CD
0.70%$500-3 Year CD
0.70%$10k-3 Year Rate Changer CD
0.55%$500-30 Month CD
0.50%$500-2 Year CD
0.45%$500-18 Month CD
0.40%$500-1 Year CD
0.30%$500-6 Month CD
0.15%$500-3 Month CD

Currie State Bank IRA Rates

0.85%$500-5 Year IRA
0.75%$500-4 Year IRA
0.70%$500-3 Year IRA
0.70%$10k-3 Year Rate Changer IRA
0.55%$500-30 Month IRA
0.50%$500-2 Year IRA
0.45%$500-18 Month IRA
0.40%$500-1 Year IRA
0.30%$500-6 Month IRA
0.15%$500-3 Month IRA

Currie State Bank Locations
Currie State Bank141 Mill StreetCurrie, MN 56123
Okabena Br117 S MinnesotaOkabena, MN 56161

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