CUSB Bank

TODAY'S FEATURED RATES

Member FDIC

4.00%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Overview / Commentary

www.cusb.com

563-547-2040

111 North Elm Street
Cresco, IA 52136

CUSB Bank is headquartered in CRESCO and is the 31^st largest bank in the state of Iowa. It is also the 1,260^th largest bank in the nation. It was established in 1888 and as of March of 2025, it had grown to 101 employees at 7 locations. CUSB Bank's CD rates are 5X the national average, and it boasts an A+ health rating.

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Health

A+

Data as of Q1 2025

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #	18443
Year Established	1888
Employees	101
Primary Regulator	FED

Profit Margin
Return on Assets - YTD	1.12%
Return on Equity - YTD	10.59%
Annual Interest Income	$10.3MM

Assets and Liabilities
Assets	Q1 2025vs Q1 2024	$795.5MM$744.7MM
Loans	Q1 2025vs Q1 2024	$608.1MM$564.1MM
Deposits	Q1 2025vs Q1 2024	$706.8MM$614.3MM
Equity Capital	Q1 2025vs Q1 2024	$84MM$79MM
Loan Loss Allowance	Q1 2025vs Q1 2024	$8MM$6.8MM
Unbacked Noncurrent Loans	Q1 2025vs Q1 2024	$1.9MM$836K
Real Estate Owned	Q1 2025vs Q1 2024	$0$29K

TODAY'S FEATURED RATES

Member FDIC

4.00%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Rates

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Savings
Checking
CD
IRA

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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

CUSB Bank Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
1.76%	$0	-	Health Savings Account
0.20%	$0	-	Savings
0.20%	$0	-	Christmas Club Savings

CUSB Bank Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME
2.17%^*	$500k^*	-	Optimum Return
OTHER TIERS: 1.36% → $2.5k - $25k \| 1.51% → $25k - $50k \| 1.61% → $50k - $75k \| 1.81% → $75k - $125k \| 2.02% → $125k - $500k
0.25%^*	$1.5k^*	-	High Interest Checking
OTHER TIERS: 0.05% → $0 - $1.5k
0.25%	$0	-	Business Interest Checking
0.05%	$0	-	50+Checking
0.05%	$0	-	Direct Free Checking

CUSB Bank CD Rates

APY	MIN	MAX	ACCOUNT NAME
4.45%	$1k	-	182 Days CD Special
4.24%	$1k	-	12 Month CD
3.85%	$2.5k	-	25 Month CD Special
3.33%	$1k	-	30 Month Exchange Rate CD
3.02%	$1k	-	36 Month Exchange Rate CD
2.31%	$1k	-	18 Month Exchange Rate CD
2.06%	$500	-	24 Month Build Your Own CD
2.01%	$5k	-	60 Month CD
1.91%	$5k	-	60 Month Exchange Rate CD
1.51%	$500	-	91 Day CD

CUSB Bank IRA Rates

APY	MIN	MAX	ACCOUNT NAME
3.33%	$1k	-	30 Month IRA
3.02%	$1k	-	36 Month IRA
2.31%	$1k	-	18 Month IRA
1.91%	$5k	-	60 Month IRA
1.76%	$100	-	Variable Rate IRA

Locations

CUSB Bank Locations
C US Bank	111 N Elm St	Cresco, IA 52136
Lime Springs Branch	132 West Main Street	Lime Springs, IA 52155
Charles City Branch	1407 South Grand Avenue	Charles City, IA 50616
Ridgeway Branch	410 North Street, Highway 9	Ridgeway, IA 52165
Osage Branch	1533 Main Street	Osage, IA 50461
Security State Bank Branch	933 16th St Sw	Waverly, IA 50677
Shell Rock Branch	104 N. Cherry	Shell Rock, IA 50670

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