CUSB Bank

TODAY'S FEATURED RATES

Member FDIC

4.20%

Our Rating

3.6 / 5

Jenius Bank

Jenius Savings Account

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Sponsored Note: FDIC Insured. No fees or minimums. 24/7 U.S-based support.

Member FDIC

4.54%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

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Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

3.80%

Our Rating

4.3 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

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Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms Apply. Member FDIC

Member FDIC

3.70%

Our Rating

4.3 / 5

American Express®

High Yield Savings Account

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Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

4.41%

Our Rating

4.0 / 5

Vio Bank

Cornerstone Money Market

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Sponsored Note: Interest is compounded daily, growing your money fast

Member FDIC

4.50%

Our Rating

4.1 / 5

BrioDirect

High-Yield Savings

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Sponsored Note: You must deposit at least $5,000 to open your account. Member FDIC

Member FDIC

4.10%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

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Sponsored Note: Get up to a $300 Cash Bonus. FDIC Insured. See site for details.

Member FDIC

4.39%

Our Rating

3.6 / 5

Valley National Bank

High-Yield Savings Account Via Raisin

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Sponsored Note: Valley National Bank, Member FDIC. $1 minimum, with no fees to open and maintain through Raisin. $250 bonus for new customers with a minimum deposit of $25,000 with promo code GET250.

Member FDIC

4.25%

Our Rating

3.7 / 5

Sallie Mae Bank

14 Month High-Yield CD Via Raisin

See Offer

Sponsored Note: Sallie Mae Bank, Member FDIC. $1 minimum, with no fees to open and maintain through Raisin. $250 bonus for new customers with a minimum deposit of $25,000 with promo code GET250.

Member FDIC

up to $300

Our Rating

4.3 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Overview / Commentary

www.cusb.com

563-547-2040

111 North Elm Street
Cresco, IA 52136

CUSB Bank is headquartered in CRESCO and is the 31^st largest bank in the state of Iowa. It is also the 1,280^th largest bank in the nation. It was established in 1888 and as of December of 2024, it had grown to 101 employees at 7 locations. CUSB Bank's CD rates are 5X the national average, and it boasts an A+ health rating.

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Health

A+

Data as of Q4 2024

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #	18443
Year Established	1888
Employees	101
Primary Regulator	FED

Profit Margin
Return on Assets - YTD	0.92%
Return on Equity - YTD	8.63%
Annual Interest Income	$40.2MM

Assets and Liabilities
Assets	Q4 2024vs Q4 2023	$776.1MM$741.3MM
Loans	Q4 2024vs Q4 2023	$595.4MM$553.6MM
Deposits	Q4 2024vs Q4 2023	$670.3MM$617.2MM
Equity Capital	Q4 2024vs Q4 2023	$82.2MM$78.8MM
Loan Loss Allowance	Q4 2024vs Q4 2023	$7.6MM$6.7MM
Unbacked Noncurrent Loans	Q4 2024vs Q4 2023	$992K$461K
Real Estate Owned	Q4 2024vs Q4 2023	$1,000$0

TODAY'S FEATURED RATES

Member FDIC

4.20%

Our Rating

3.6 / 5

Jenius Bank

Jenius Savings Account

See Offer

Sponsored Note: FDIC Insured. No fees or minimums. 24/7 U.S-based support.

Member FDIC

4.54%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

3.80%

Our Rating

4.3 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Member FDIC

3.70%

Our Rating

4.3 / 5

American Express®

High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

4.41%

Our Rating

4.0 / 5

Vio Bank

Cornerstone Money Market

See Offer

Sponsored Note: Interest is compounded daily, growing your money fast

Member FDIC

4.50%

Our Rating

4.1 / 5

BrioDirect

High-Yield Savings

See Offer

Sponsored Note: You must deposit at least $5,000 to open your account. Member FDIC

Member FDIC

4.10%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Get up to a $300 Cash Bonus. FDIC Insured. See site for details.

Member FDIC

4.39%

Our Rating

3.6 / 5

Valley National Bank

High-Yield Savings Account Via Raisin

See Offer

Sponsored Note: Valley National Bank, Member FDIC. $1 minimum, with no fees to open and maintain through Raisin. $250 bonus for new customers with a minimum deposit of $25,000 with promo code GET250.

Member FDIC

4.25%

Our Rating

3.7 / 5

Sallie Mae Bank

14 Month High-Yield CD Via Raisin

See Offer

Sponsored Note: Sallie Mae Bank, Member FDIC. $1 minimum, with no fees to open and maintain through Raisin. $250 bonus for new customers with a minimum deposit of $25,000 with promo code GET250.

Member FDIC

up to $300

Our Rating

4.3 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Rates

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Savings
Checking
CD
IRA

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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

CUSB Bank Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
1.76%	$0	-	Health Savings Account
0.20%	$0	-	Savings
0.20%	$0	-	Christmas Club Savings

CUSB Bank Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME
2.17%^*	$500k^*	-	Optimum Return
OTHER TIERS: 1.36% → $2.5k - $25k \| 1.51% → $25k - $50k \| 1.61% → $50k - $75k \| 1.81% → $75k - $125k \| 2.02% → $125k - $500k
0.25%^*	$1.5k^*	-	High Interest Checking
OTHER TIERS: 0.05% → $0 - $1.5k
0.25%	$0	-	Business Interest Checking
0.05%	$0	-	50+Checking
0.05%	$0	-	Direct Free Checking

CUSB Bank CD Rates

APY	MIN	MAX	ACCOUNT NAME
4.45%	$1k	-	182 Days CD Special
4.24%	$1k	-	12 Month CD
3.85%	$2.5k	-	25 Month CD Special
3.33%	$1k	-	30 Month Exchange Rate CD
3.02%	$1k	-	36 Month Exchange Rate CD
2.31%	$1k	-	18 Month Exchange Rate CD
2.06%	$500	-	24 Month Build Your Own CD
2.01%	$5k	-	60 Month CD
1.91%	$5k	-	60 Month Exchange Rate CD
1.51%	$500	-	91 Day CD

CUSB Bank IRA Rates

APY	MIN	MAX	ACCOUNT NAME
3.33%	$1k	-	30 Month IRA
3.02%	$1k	-	36 Month IRA
2.31%	$1k	-	18 Month IRA
1.91%	$5k	-	60 Month IRA
1.76%	$100	-	Variable Rate IRA

Locations

CUSB Bank Locations
C US Bank	111 N Elm St	Cresco, IA 52136
Lime Springs Branch	132 West Main Street	Lime Springs, IA 52155
Charles City Branch	1407 South Grand Avenue	Charles City, IA 50616
Ridgeway Branch	410 North Street, Highway 9	Ridgeway, IA 52165
Osage Branch	1533 Main Street	Osage, IA 50461
Security State Bank Branch	933 16th St Sw	Waverly, IA 50677
Shell Rock Branch	104 N. Cherry	Shell Rock, IA 50670

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