Overview / Commentary
Cutting Edge Credit Union is headquartered in Milwaukie and is the 38th largest credit union in the state of Oregon. It is also the 2,354th largest credit union in the nation. It was established in 1953 and as of March of 2025, it had grown to 13 employees and 3,813 members at 2 locations. Cutting Edge Credit Union has a B health rating.
Field of Membership Restrictions
Membership is open to employees and families of Oregon Tool, OECO/Meggitt, Day Wireless, Bob’s Red Mill, Criterion Brock, CCI/Speer and many other companies located near their offices in Milwaukie, OR and Lewiston, ID.
See current membership details
Health
B
Data as of Q1 2025
Learn why bank health mattersAdditional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Cutting Edge Credit Union has a relatively low asset base.
Health Grade Components
| Overall | |
|---|---|
| NCUA # | 8317 |
| Year Chartered | 1953 |
| Employees | 13 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | -0.41% |
| Return on Equity - YTD | -4.41% |
| Annual Interest Income | $568K |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q1 2025vs Q1 2024 | $55.3MM$56MM |
| Loans | Q1 2025vs Q1 2024 | $20.1MM$22.7MM |
| Deposits | Q1 2025vs Q1 2024 | $49.1MM$50.1MM |
| Equity Capital | Q1 2025vs Q1 2024 | $5.2MM$5MM |
| Loan Loss Allowance | Q1 2025vs Q1 2024 | $124K$131K |
| Unbacked Noncurrent Loans | Q1 2025vs Q1 2024 | $157K$109K |
| Real Estate Owned | Q1 2025vs Q1 2024 | $0$0 |