CVNB is headquartered in East Bernstadt and is the 35th largest bank in the state of Kentucky. It is also the 1,622nd largest bank in the nation. It was established in 1904 and as of December of 2016, it had grown to 140 employees at 14 locations. CVNB has a B+ health rating.
Cumberland Valley National Bank has been my local bank for years. The tellers are always nice and quick to serve their customers. I have never had a mistake made on my account and when I make a mistake myself they are there to help me fix it every step of the way. The best part is the services I use are all FREE.
This is my first time banking with this bank and boy has it been an eye opener. I have had issue with everything from mortgages to cashiers checks with this bank. They disclose nothing and then you find out about it later. I really in all honesty think that the government regulators need to look into their banking practices. First they need to take out a mortgage.. and then see they don’t follow any of the things they say in your mortgage. Second they need to take out a home equity. Nothing that you sign means anything because they change the repayment terms different than what you sign ..Fraud .. next they need to get a cashier’s check .. Nowhere on any document that you sign get show that it will take 4 months..yeh I said 4 months for them to put a stop payment on it if its lost.. All i can say is this. If i could go back in time I would stay clear of this bank
|FDIC Certificate #||2691|
|Return on Assets - YTD||0.38%|
|Return on Equity - YTD||3.61%|
|Annual Interest Income||$14.8MM|
|Assets and Liabilities|
|Assets||Q4 2016vs Q4 2015||$432.2MM$443.9MM|
|Loans||Q4 2016vs Q4 2015||$295.5MM$241.9MM|
|Deposits||Q4 2016vs Q4 2015||$377.5MM$390.0MM|
|Equity Capital||Q4 2016vs Q4 2015||$46.0MM$45.1MM|
|Loan Loss Allowance||Q4 2016vs Q4 2015||$3.6MM$2.9MM|
|Unbacked Noncurrent Loans||Q4 2016vs Q4 2015||$1.7MM$2.5MM|
|Real Estate Owned||Q4 2016vs Q4 2015||$2.8MM$3.0MM|
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