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Overview / Commentary
1112 Highway 490
East Bernstadt, KY 40729

CVNB is headquartered in East Bernstadt and is the 31st largest bank in the state of Kentucky. It is also the 1,528th largest bank in the nation. It was established in 1904 and as of September of 2017, it had grown to 132 employees at 14 locations. CVNB has an A health rating.

Reviews (2)

Great Tellers, Great Banking!

Cumberland Valley National Bank has been my local bank for years. The tellers are always nice and quick to serve their customers. I have never had a mistake made on my account and when I make a mistake myself they are there to help me fix it every step of the way. The best part is the services I use are all FREE.

Rude Customer Service

This is my first time banking with this bank and boy has it been an eye opener. I have had issue with everything from mortgages to cashiers checks with this bank. They disclose nothing and then you find out about it later. I really in all honesty think that the government regulators need to look into their banking practices. First they need to take out a mortgage.. and then see they don’t follow any of the things they say in your mortgage. Second they need to take out a home equity. Nothing that you sign means anything because they change the repayment terms different than what you sign ..Fraud .. next they need to get a cashier’s check .. Nowhere on any document that you sign get show that it will take 4 months..yeh I said 4 months for them to put a stop payment on it if its lost.. All i can say is this. If i could go back in time I would stay clear of this bank


Health Grade Components

FDIC Certificate #2691
Year Established1904
Primary RegulatorOCC
Profit Margin
Return on Assets - YTD0.56%
Return on Equity - YTD5.43%
Annual Interest Income$12.3MM
Assets and Liabilities
AssetsQ3 2017vs Q3 2016$466.1MM$440.4MM
LoansQ3 2017vs Q3 2016$312.9MM$278.4MM
DepositsQ3 2017vs Q3 2016$412.4MM$384.9MM
Equity CapitalQ3 2017vs Q3 2016$48.3MM$47.2MM
Loan Loss AllowanceQ3 2017vs Q3 2016$3.8MM$3.4MM
Unbacked Noncurrent LoansQ3 2017vs Q3 2016$3.2MM$1.7MM
Real Estate OwnedQ3 2017vs Q3 2016$2.4MM$2.9MM

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