Overview / Commentary
CVPH Employees Federal Credit Union is headquartered in PLATTSBURGH and is the 235th largest credit union in the state of New York. It is also the 4,072nd largest credit union in the nation. It was established in 1975 and as of September of 2019, it had grown to 3 employees and 1,492 members at 1 location. CVPH Employees Federal Credit Union has a C+ health rating.
Field of Membership Restrictions
Membership is open to employees and retirees of Champlain Valley Physicians Hospital and employees of Plattsburgh Health Center, CVPH Medical Buildings, Eye Care for the Adirondacks, Urgicare of the Northeast, Condo’s Pharmacy.
See current membership details
Health
C+
Data as of Q3 2019
Learn why bank health mattersAdditional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. CVPH Employees Federal Credit Union has a very low asset base.
Health Grade Components
| Overall | |
|---|---|
| NCUA # | 22195 |
| Year Chartered | 1975 |
| Employees | 3 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.24% |
| Return on Equity - YTD | 2.78% |
| Annual Interest Income | $156.00K |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q3 2019vs Q3 2018 | $9.4MM$9.0MM |
| Loans | Q3 2019vs Q3 2018 | $7.1MM$7.4MM |
| Deposits | Q3 2019vs Q3 2018 | $8.6MM$8.2MM |
| Equity Capital | Q3 2019vs Q3 2018 | $816.00K$793.00K |
| Loan Loss Allowance | Q3 2019vs Q3 2018 | $16.00K$23.00K |
| Unbacked Noncurrent Loans | Q3 2019vs Q3 2018 | $0$0 |
| Real Estate Owned | Q3 2019vs Q3 2018 | $0$0 |