Cy-Fair Federal Credit Union is headquartered in Houston and is the 75th largest credit union in the state of Texas. It is also the 907th largest credit union in the nation. It was established in 1956 and as of September of 2019, it had grown to 56 employees and 25,289 members at 4 locations. Cy-Fair Federal Credit Union has an A health rating.
Cy Fair Federal Credit Union is open to those who live, work, worship or attend school in Harris County (TX) or the following zip codes of Waller County (TX): 77423, 77484, 77445, 77447, 77446. Immediate family of current credit union members are also eligible.
See current membership details
I am currently in the process of closing my account with Cy fair credit union. I initiallly joined the credit union to build my credit to eventily purchase a home. Well,let's start with the $7 maintenence fee that I pay once a month,I wouldn't mind paying it,if there were perks associated with it,but there are none! Recently,the credit union offered a new service to deposit checks by taking a picture of them. When I appli for it,I was denied because of too many courtesy pay fees. Yes,I did have a total of 3 within a 6 month period,but none were my fault,and they were refunded to me,but I was still denied the privilege of using the service! Next,the credit union switched card providers(that is the way it was explained to me by a teller) this caused my card to decline at several places when I tried to use it. The teller told me to call them next time it declined,but the bank closes at 6 during the week,and 1 on Saturdays,so anytime after that,you're on your own! Talk about embarrassing!!! My card declined while I was out having dinner with co workers,embarassed would be an understatement to describe how I felt! To add fuel to the fire,Sunday I had to pay someone in cash,so I went by the credit union to use the ATM,so that I could avoid the fee of using another ATM,the atm gave me an error code. I ultimately had to use another ATM and pay a $3 fee! Do not bank with cyfair credit union unless you enjoy shenanigans like these!!!!!
|Return on Assets - YTD||0.65%|
|Return on Equity - YTD||6.96%|
|Annual Interest Income||$7.6MM|
|Assets and Liabilities|
|Assets||Q3 2019vs Q3 2018||$256.7MM$241.5MM|
|Loans||Q3 2019vs Q3 2018||$206.9MM$192.0MM|
|Deposits||Q3 2019vs Q3 2018||$231.4MM$218.7MM|
|Equity Capital||Q3 2019vs Q3 2018||$23.8MM$21.2MM|
|Loan Loss Allowance||Q3 2019vs Q3 2018||$1.6MM$1.4MM|
|Unbacked Noncurrent Loans||Q3 2019vs Q3 2018||$1.1MM$1.2MM|
|Real Estate Owned||Q3 2019vs Q3 2018||$0$0|
Rates for Cy-Fair Federal Credit Union are currently being reviewed.
|Cy-Fair Federal Credit Union Locations|
|Main Office||9601 Jones Rd||Houston, TX 77065|
|Branch Office||13525 Skinner Rd||Cypress, TX 77429|
|Ranchstone Drive-Thru/ATM||11002 Ranchstone Drive||Houston, TX 77064|
|Lone Star College - Cy Fair ATM||9191 Barker Cypress Road||Cypress, TX 77433|