Cy-Fair Federal Credit Union is headquartered in Houston and is the 76th largest credit union in the state of Texas. It is also the 920th largest credit union in the nation. It was established in 1956 and as of June of 2018, it had grown to 60 employees and 25,329 members at 5 locations. Cy-Fair Federal Credit Union has a B+ health rating.
Must live, work, worship or attend school within the boundaries of Cypress-Fairbanks Independent School District. Also open to those who live work, worship or attend school in the following zip codes of Waller County: 77423, 77445, 77484, 77446 or parts of 77447.
See current membership details
I am currently in the process of closing my account with Cy fair credit union. I initiallly joined the credit union to build my credit to eventily purchase a home. Well,let's start with the $7 maintenence fee that I pay once a month,I wouldn't mind paying it,if there were perks associated with it,but there are none! Recently,the credit union offered a new service to deposit checks by taking a picture of them. When I appli for it,I was denied because of too many courtesy pay fees. Yes,I did have a total of 3 within a 6 month period,but none were my fault,and they were refunded to me,but I was still denied the privilege of using the service! Next,the credit union switched card providers(that is the way it was explained to me by a teller) this caused my card to decline at several places when I tried to use it. The teller told me to call them next time it declined,but the bank closes at 6 during the week,and 1 on Saturdays,so anytime after that,you're on your own! Talk about embarrassing!!! My card declined while I was out having dinner with co workers,embarassed would be an understatement to describe how I felt! To add fuel to the fire,Sunday I had to pay someone in cash,so I went by the credit union to use the ATM,so that I could avoid the fee of using another ATM,the atm gave me an error code. I ultimately had to use another ATM and pay a $3 fee! Do not bank with cyfair credit union unless you enjoy shenanigans like these!!!!!
|Return on Assets - YTD||0.52%|
|Return on Equity - YTD||6.23%|
|Annual Interest Income||$4.5MM|
|Assets and Liabilities|
|Assets||Q2 2018vs Q2 2017||$244.6MM$235.7MM|
|Loans||Q2 2018vs Q2 2017||$189.4MM$175.4MM|
|Deposits||Q2 2018vs Q2 2017||$222.5MM$214.3MM|
|Equity Capital||Q2 2018vs Q2 2017||$20.3MM$20.0MM|
|Loan Loss Allowance||Q2 2018vs Q2 2017||$1.5MM$1.1MM|
|Unbacked Noncurrent Loans||Q2 2018vs Q2 2017||$1.1MM$1.4MM|
|Real Estate Owned||Q2 2018vs Q2 2017||$0$0|
Rates for Cy-Fair Federal Credit Union are currently being reviewed.
|Cy-Fair Federal Credit Union Locations|
|Main Office||9601 Jones Rd||Houston, TX 77065|
|Branch Office||16727 FM 529 Rd||Houston, TX 77095|
|Branch Office||13525 Skinner Rd||Cypress, TX 77429|
|Ranchstone Drive-Thru/ATM||11002 Ranchstone Drive||Houston, TX 77064|
|Lone Star College - Cy Fair ATM||9191 Barker Cypress Road||Cypress, TX 77433|