Featured Savings Rates
Featured Accounts

Cy-Fair Federal Credit Union

Popular Accounts at this Credit Union

APYACCOUNT TYPEACCOUNT NAME
0.65%5-year CD60 Month Share Certificate
0.08%1-year CD12 Month Share Certificate
0.02%SavingsTeam Green Savings

Overview / Commentary
281-890-7676
9601 Jones Rd
Houston, TX 77065

Cy-Fair Federal Credit Union is headquartered in Houston and is the 80th largest credit union in the state of Texas. It is also the 918th largest credit union in the nation. It was established in 1956 and as of June of 2016, it had grown to 51 employees and 22,441 members at 5 locations. Cy-Fair Federal Credit Union has a B+ health rating.

Field of Membership Restrictions

Must live, work, worship or attend school within the boundaries of Cypress-Fairbanks Independent School District. Also open to those who live work, worship or attend school in the following zip codes of Waller County: 77423, 77445, 77484, 77446 or parts of 77447.
See current membership details

Reviews (1)

The Worst!!!!!

I am currently in the process of closing my account with Cy fair credit union. I initiallly joined the credit union to build my credit to eventily purchase a home. Well,let's start with the $7 maintenence fee that I pay once a month,I wouldn't mind paying it,if there were perks associated with it,but there are none! Recently,the credit union offered a new service to deposit checks by taking a picture of them. When I appli for it,I was denied because of too many courtesy pay fees. Yes,I did have a total of 3 within a 6 month period,but none were my fault,and they were refunded to me,but I was still denied the privilege of using the service! Next,the credit union switched card providers(that is the way it was explained to me by a teller) this caused my card to decline at several places when I tried to use it. The teller told me to call them next time it declined,but the bank closes at 6 during the week,and 1 on Saturdays,so anytime after that,you're on your own! Talk about embarrassing!!! My card declined while I was out having dinner with co workers,embarassed would be an understatement to describe how I felt! To add fuel to the fire,Sunday I had to pay someone in cash,so I went by the credit union to use the ATM,so that I could avoid the fee of using another ATM,the atm gave me an error code. I ultimately had to use another ATM and pay a $3 fee! Do not bank with cyfair credit union unless you enjoy shenanigans like these!!!!!



Health
B+

Health Grade Components

Overall
NCUA #11452
Year Chartered1956
Employees51
Primary Regulator
Profit Margin
Return on Assets - YTD0.77%
Return on Equity - YTD9.06%
Annual Interest Income$4.0MM
Assets and Liabilities
AssetsQ2 2016vs Q2 2015$224.7MM$205.9MM
LoansQ2 2016vs Q2 2015$161.3MM$144.1MM
DepositsQ2 2016vs Q2 2015$203.9MM$189.0MM
Equity CapitalQ2 2016vs Q2 2015$18.8MM$16.0MM
Loan Loss AllowanceQ2 2016vs Q2 2015$929.00K$890.00K
Unbacked Noncurrent LoansQ2 2016vs Q2 2015$990.00K$701.00K
Real Estate OwnedQ2 2016vs Q2 2015$0$0
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Cy-Fair Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.10%$1k-IRA Savings
0.02%$50-Christmas Club Savings
0.02%$1k-Regular Savings
0.02%$25-Superstar Savers Kids Club
0.02%$25-Team Green Savings

Cy-Fair Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.03%$2,500-Money Market

Cy-Fair Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.02%$2k-Advantage Plus Checking

Cy-Fair Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.65%$1k-60 Month Share Certificate
0.30%$1k-48 Month Share Certificate
0.25%$1k-36 Month Share Certificate
0.15%$1k-24 Month Share Certificate
0.08%$1k-12 Month Share Certificate
0.04%$1k-6 Month Share Certificate

Cy-Fair Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.65%$1k-60 Month IRA Certificate
0.30%$1k-48 Month IRA Certificate
0.25%$1k-36 Month IRA Certificate
0.15%$1k-24 Month IRA Certificate
0.08%$1k-12 Month IRA Certificate
0.04%$1k-6 Month IRA Certificate
Locations


Cy-Fair Federal Credit Union Locations
Main Office9601 Jones RdHouston, TX 77065
Branch Office16727 FM 529 RdHouston, TX 77095
Branch Office13525 Skinner RdCypress, TX 77429
Ranchstone Drive-Thru/ATM 11002 Ranchstone DriveHouston, TX 77064
Lone Star College - Cy Fair ATM9191 Barker Cypress RoadCypress, TX 77433