Cyprus Credit Union

Overview / Commentary
3876 W Center View Way
West Jordan, UT 84084

Cyprus Credit Union is headquartered in West Jordan and is the 6th largest credit union in the state of Utah. It is also the 291st largest credit union in the nation. It was established in 1935 and as of June of 2021, it had grown to 395 employees and 128,362 members at 18 locations. Cyprus Credit Union has an A+ health rating.

Field of Membership Restrictions

Membership in Cyprus Credit Union is open to anyone living in Utah through a one-time membership fee of $5 to the Community Recreation Association. Membership is also open to residents of Salt Lake County, family of existing members, and employees of Morton Salt International, St. Mark’s Hospital, and other local select employer groups.
See current membership details

Reviews (4)

Great Customer Service Low Fees

Very happy with Cyprus. I have always had a great experience. Helpful friendly staff, low fees. Feel like they care and take the time to make their customers feel valued. Have bent over backwards to help with any issues I have run into.

Great customer service.

I have always loved Cyprus Credit Union since being a member from a year ago. I have many accounts with them but I mainly use it for there checking account. I love the fact that the money I deposit goes directly in and they don't have to hold checks for days before clearing it, so I can get my money faster to use for when I please. I also love that there are no fees associated with the account. They will hook it to your savings account if needed that way if you ever overdraft your account, it will be used out of that first and won't be a problem. They also send you a text asap if they notice anything suspicious on your account that way you always know what is going on. I would recommend them to anyone and everyone looking for checking accounts.

Solid, but can't compete with big boys

I used Cyprus when I was in college mostly because it worked out that they had a branch close to where I was living at the time. The customer service reps at the building were always fair and nice. Since it was a smaller credit union, I did notice some personal touches which were appreciated by me as a consumer. Their facilities were also always clean and professional. Those are the pluses, but there are some things I would change. For starters, the online experience is a bit clumsy and doesn't have the slick look that many other bigger companies have. In addition, it seems like some of the interest rates I was offered simply weren't competitive as well which was a downer. In the end, I had to go somewhere that had more services.


Do not bank with Cyprus. They have terrible communication and closed my accounts without notice. They do not care about you and your individual needs. Don't waste your time. Go somewhere that they care about you and your family's future.


Health Grade Components

NCUA #24688
Year Chartered1935
Primary Regulator
Profit Margin
Return on Assets - YTD1.2%
Return on Equity - YTD11.41%
Annual Interest Income$27.0MM
Assets and Liabilities
AssetsQ2 2021vs Q2 2020$1.45B$1.28B
LoansQ2 2021vs Q2 2020$1.30B$1.09B
DepositsQ2 2021vs Q2 2020$1.29B$1.14B
Equity CapitalQ2 2021vs Q2 2020$152.7MM$131.2MM
Loan Loss AllowanceQ2 2021vs Q2 2020$10.8MM$8.0MM
Unbacked Noncurrent LoansQ2 2021vs Q2 2020$1.6MM$1.5MM
Real Estate OwnedQ2 2021vs Q2 2020$0$0
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Always verify rates and promotions with the bank or credit union. We are not Cyprus Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Cyprus Credit Union Savings Account Rates

0.15%*$25k*-IRA Share Account
OTHER TIERS: 0.05% Up to $2.5k | 0.10% $2.5k - $25k
0.05%--Regular Share Savings Account

Cyprus Credit Union Money Market Rates

0.20%*$200k*-Money Market Account
OTHER TIERS: 0.05% Up to $10k | 0.10% $10k - $50k | 0.15% $50k - $200k

Cyprus Credit Union Checking Account Rates

0.10%*$50k*-Dream Checking
OTHER TIERS: 0.05% Up to $50k

Cyprus Credit Union CD Rates

0.75%$1k-60 Month CD
0.75%$20$100k60 Month Dream CD
0.65%$1k-48 Month CD
0.65%$20$100k48 Month Dream CD
0.60%$1k-36 Month CD
0.60%$20$100k36 Month Dream CD
0.50%$1k-30 Month CD
0.50%$20$100k30 Month Dream CD
0.40%$1k-24 Month CD
0.40%$20$100k24 Month Dream CD
0.35%$1k-18 Month CD
0.35%$20$100k18 Month Dream CD
0.30%$1k-12 Month CD
0.30%$20$100k12 Month Dream CD
0.25%$1k-6 Month CD
0.25%$20$100k6 Month Dream CD

Cyprus Credit Union IRA Rates

0.75%$1k-60 Month IRA
0.75%$20$100k60 Month Dream IRA
0.65%$1k-48 Month IRA
0.65%$20$100k48 Month Dream IRA
0.60%$1k-36 Month IRA
0.60%$20$100k36 Month Dream IRA
0.50%$1k-30 Month IRA
0.50%$20$100k30 Month Dream IRA
0.40%$1k-24 Month IRA
0.40%$20$100k24 Month Dream IRA
0.35%$1k-18 Month IRA
0.35%$20$100k18 Month Dream IRA
0.30%$1k-12 Month IRA
0.30%$20$100k12 Month Dream IRA
0.25%$1k-6 Month IRA
0.25%$20$100k6 Month Dream IRA


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