Featured Savings Rates
Featured Accounts

Cyprus Credit Union

Popular Accounts at this Credit Union

2.50%5-year CD60 Month Dream CD
2.50%5-year IRA60 Month IRA (Traditional, Roth)
1.00%1-year CD12 Month Dream CD

Overview / Commentary
3876 W Center view Way
West Jordan, UT 84084-5661

Cyprus Credit Union is headquartered in West Jordan and is the 6th largest credit union in the state of Utah. It is also the 341st largest credit union in the nation. It was established in 1935 and as of September of 2016, it had grown to 277 employees and 97,846 members at 18 locations. Cyprus Credit Union's CD rates are 11% higher than the national average, and it has an A health rating.

Field of Membership Restrictions

Membership in Cyprus Credit Union is open to anyone in Utah through a one-time membership fee of $5 to the Community Recreation Association. Membership is also open to residents of Salt Lake County, family of existing members, and employees of Morton Salt International, St. Mark’s Hospital, and other local select employer groups.
See current membership details

Related Posts

Cyprus CU (UT) Offers 60-Month CD and Dream CD - 9/30/2016

Cyprus CU's (UT) 60-month CD (2.30% APY) is also available as a Dream CD, an add-on CD requiring a monthly minimum $10 automatic deposit, with a $100k balance cap.

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Reviews (3)

Great customer service.

I have always loved Cyprus Credit Union since being a member from a year ago. I have many accounts with them but I mainly use it for there checking account. I love the fact that the money I deposit goes directly in and they don't have to hold checks for days before clearing it, so I can get my money faster to use for when I please. I also love that there are no fees associated with the account. They will hook it to your savings account if needed that way if you ever overdraft your account, it will be used out of that first and won't be a problem. They also send you a text asap if they notice anything suspicious on your account that way you always know what is going on. I would recommend them to anyone and everyone looking for checking accounts.

Lets Punish Our Own People For Giving A Second Chance

Posted by: Avenon | Sep 10, 2013

My issue is as follows. Over 9 years ago I declared bankruptcy with little choice of my own in the matter. I had co-signed for a car with my ex thru Cyprus Credit union. He then declared bankruptcy and the car was taken. Having no car and Cyprus comming back at me for the money with a son to raise on my own, I had little choice. Since that time I have had a bank account with them, a car loan with my ex husband and currently a signature loan in my own name. I called recently about aquiring another loan. I was informed that not only was I not eligable for a loan, I should not have even been given a loan at all let alone a bank account with them. I understand this was their policy and that is fine. The part I take issue with is that even though I paid my car loan off early, my signature loan on time and I have been a good customer for several years, Rose in the loan department informed me that it was a mistake. To rectify this mistake, every single employee over the last 6-7 years that had a hand in those decisions will now be given displinary action for allowing me that second chance. I cannot abide that even though I have proven I was worth the risk through my good history with this credit union and they have lined their pockets with my money, they would punish their own employees for issuing second chances.

Beware Of Past Account

Posted by: Anonymous | Mar 31, 2011

Beware if you have ever had an account with another person through Cyprus Credit Union. They may automatically link your account with that person without authorization from you. I had an auto loan with my ex-husband from when we were married that had been closed for 5 years. When I opened a new savings account they linked his name to mine through the closed auto loan and linked our accounts without asking me or my authorization. My ex-husband then had access to my money balance/transaction information.


Health Grade Components

NCUA #24688
Year Chartered1935
Primary Regulator
Profit Margin
Return on Assets - YTD0.94%
Return on Equity - YTD8.86%
Annual Interest Income$19.9MM
Assets and Liabilities
AssetsQ3 2016vs Q3 2015$788.4MM$713.2MM
LoansQ3 2016vs Q3 2015$614.1MM$567.5MM
DepositsQ3 2016vs Q3 2015$699.3MM$631.9MM
Equity CapitalQ3 2016vs Q3 2015$82.6MM$76.5MM
Loan Loss AllowanceQ3 2016vs Q3 2015$3.7MM$3.8MM
Unbacked Noncurrent LoansQ3 2016vs Q3 2015$2.3MM$1.6MM
Real Estate OwnedQ3 2016vs Q3 2015$2.3MM$1.7MM
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Cyprus Credit Union Savings Account Rates

0.25%*$50k*-IRA Share Account
OTHER TIERS: 0.10% Up to $10k | 0.15% $10k - $25k | 0.20% $25k - $50k
0.10%--Regular Share Savings Account

Cyprus Credit Union Money Market Rates

0.30%*$100k*-Money Market Account
OTHER TIERS: 0.10% Up to $10k | 0.15% $10k - $25k | 0.20% $25k - $50k | 0.25% $50k - $100k

Cyprus Credit Union Checking Account Rates

0.15%*$50k*-Checking Account
OTHER TIERS: 0.10% $500 - $50k

Cyprus Credit Union CD Rates

2.50%$1k-60 Month CD
2.50%-$100k60 Month Dream CD
2.00%$1k-48 Month CD
2.00%-$100k48 Month Dream CD
1.75%$1k-36 Month CD
1.75%-$100k36 Month Dream CD
1.35%$1k-30 Month CD
1.35%-$100k30 Month Dream CD
1.25%$1k-24 Month CD
1.25%-$100k24 Month Dream CD
1.15%$1k-18 Month CD
1.15%-$100k18 Month Dream CD
1.00%$1k-12 Month CD
1.00%-$100k12 Month Dream CD
0.60%$1k-6 Month CD
0.60%-$100k6 Month Dream CD

Cyprus Credit Union IRA Rates

2.50%$1k-60 Month IRA
2.00%$1k-48 Month IRA
1.75%$1k-36 Month IRA
1.35%$1k-30 Month IRA
1.25%$1k-24 Month IRA
1.15%$1k-18 Month IRA
1.00%$1k-12 Month IRA
0.60%$1k-6 Month IRA

Cyprus Credit Union has 18 locations. Click to view all Cyprus Credit Union locations.