Overview / Commentary
Dacotah Federal Credit Union is headquartered in Rapid City and is the 31st largest credit union in the state of South Dakota. It is also the 4,106th largest credit union in the nation. It was established in 1950 and as of March of 2019, it had grown to 5 employees and 1,019 members at 2 locations. Dacotah Federal Credit Union has a C+ health rating.
Health
C+
Data as of Q1 2019
Learn why bank health mattersAdditional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Dacotah Federal Credit Union has a very low asset base.
Health Grade Components
| Overall | |
|---|---|
| NCUA # | 7021 |
| Year Chartered | 1950 |
| Employees | 5 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.55% |
| Return on Equity - YTD | 5.82% |
| Annual Interest Income | $115.00K |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q1 2019vs Q1 2018 | $9.4MM$9.7MM |
| Loans | Q1 2019vs Q1 2018 | $6.0MM$6.2MM |
| Deposits | Q1 2019vs Q1 2018 | $8.5MM$8.8MM |
| Equity Capital | Q1 2019vs Q1 2018 | $894.00K$854.00K |
| Loan Loss Allowance | Q1 2019vs Q1 2018 | $13.00K$12.00K |
| Unbacked Noncurrent Loans | Q1 2019vs Q1 2018 | $39.00K$9.00K |
| Real Estate Owned | Q1 2019vs Q1 2018 | $0$0 |
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Dacotah Federal Credit Union Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.75% | - | - | IRA Account | |
| 0.05% | $25 | $5k | Share Savings Account |
Dacotah Federal Credit Union CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 1.25% | $500 | - | 60 Month CD | |
| 1.00% | $500 | - | 48 Month CD | |
| 0.80% | $500 | - | 36 Month CD | |
| 0.65% | $500 | - | 24 Month CD | |
| 0.40% | $500 | - | 12 Month CD |
Dacotah Federal Credit Union IRA Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 1.25% | $500 | - | 60 Month IRA | |
| 1.00% | $500 | - | 48 Month IRA | |
| 0.80% | $500 | - | 36 Month IRA | |
| 0.65% | $500 | - | 24 Month IRA | |
| 0.40% | $500 | - | 12 Month IRA |
Locations
| Dacotah Federal Credit Union Locations | ||
|---|---|---|
| Branch Office | 2990 E HIGHWAY 44 | Rapid City, SD 57703 |
| Branch Office | 501 N Saint Onge St | Rapid City, SD 57702 |