Dacotah Federal Credit Union

TODAY'S FEATURED RATES

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.31%

Our Rating

4.0 / 5

Vio Bank

Cornerstone Money Market

See Offer

Sponsored Note: Interest is compounded daily, growing your money fast

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

4.00%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Overview / Commentary

www.dacotahfcu.com

605-791-1424

2990 E Hwy 44
Rapid City, SD 57703

Dacotah Federal Credit Union is headquartered in Rapid City and is the 30^th largest credit union in the state of South Dakota. It is also the 3,559^th largest credit union in the nation. It was established in 1950 and as of March of 2025, it had grown to 3 employees and 865 members at 1 location. Dacotah Federal Credit Union's CD rates are 4X the national average, and it has a C+ health rating.

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Health

C+

Data as of Q1 2025

Learn why bank health matters

Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Dacotah Federal Credit Union has a low asset base.

Health Grade Components

Overall
NCUA #	7021
Year Chartered	1950
Employees	3
Primary Regulator

Profit Margin
Return on Assets - YTD	1.14%
Return on Equity - YTD	12.18%
Annual Interest Income	$164K

Assets and Liabilities
Assets	Q1 2025vs Q1 2024	$11.6MM$12.6MM
Loans	Q1 2025vs Q1 2024	$6.1MM$6.1MM
Deposits	Q1 2025vs Q1 2024	$10.5MM$11.5MM
Equity Capital	Q1 2025vs Q1 2024	$1.1MM$1.1MM
Loan Loss Allowance	Q1 2025vs Q1 2024	$16K$20K
Unbacked Noncurrent Loans	Q1 2025vs Q1 2024	$7K$0
Real Estate Owned	Q1 2025vs Q1 2024	$0$0

TODAY'S FEATURED RATES

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.31%

Our Rating

4.0 / 5

Vio Bank

Cornerstone Money Market

See Offer

Sponsored Note: Interest is compounded daily, growing your money fast

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

4.00%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Rates

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Savings
CD
IRA

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Dacotah Federal Credit Union Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.05%	$25	$5k	Share Savings Account

Dacotah Federal Credit Union CD Rates

APY	MIN	MAX	ACCOUNT NAME
3.50%	$500	-	12 Month CD
2.20%	$500	-	24 Month CD
2.20%	$500	-	36 Month CD
2.20%	$500	-	48 Month CD
2.20%	$500	-	60 Month CD

Dacotah Federal Credit Union IRA Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.40%	$0	-	IRA Account

Locations

Dacotah Federal Credit Union Locations
Branch Office	2990 E HIGHWAY 44	Rapid City, SD 57703

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