Dakota Plains Credit Union


Overview / Commentary
701-493-2334
212 5th Ave PO Box 248
Edgeley, ND 58433

Dakota Plains Credit Union is headquartered in Edgeley and is the 13th largest credit union in the state of North Dakota. It is also the 1,900th largest credit union in the nation. It was established in 1941 and as of March of 2025, it had grown to 25 employees and 4,272 members at 3 locations. Dakota Plains Credit Union's money market rates are 3X the national average, and it has an A health rating.

Field of Membership Restrictions

Dakota Plains Credit Union is open those who live within a 75-mile radius of the credit union's home office in Edgeley, North Dakota. Immediate family members of a current Dakota Plains Credit Union member are eligible for membership.
See current membership details

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Health
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Dakota Plains Credit Union has a relatively low asset base.

Health Grade Components

Overall
NCUA #63613
Year Chartered1941
Employees25
Primary Regulator
Profit Margin
Return on Assets - YTD0.37%
Return on Equity - YTD3.15%
Annual Interest Income$1.3MM
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$92.6MM$91.7MM
LoansQ1 2025vs Q1 2024$76.7MM$77.2MM
DepositsQ1 2025vs Q1 2024$80MM$80.1MM
Equity CapitalQ1 2025vs Q1 2024$10.9MM$10.6MM
Loan Loss AllowanceQ1 2025vs Q1 2024$826K$915K
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$502K$665K
Real Estate OwnedQ1 2025vs Q1 2024$0$60K
Rates
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Always verify rates and promotions with the bank or credit union. We are not Dakota Plains Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Dakota Plains Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.25%*$0$25kKasasa Saver
OTHER TIERS: 0.10% $25k+
0.05%$0-Christmas Club Shares
0.02%$101-Regular Share Savings Account
0.02%$100-Teen Share
0.02%$100-Pee Wee Share
0.02%$101-Membership Savings

Dakota Plains Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.50%*$150k*-Money Market Elite
OTHER TIERS: 1.25% $50k - $150k
0.80%*$50k*-Money Market Savings Account
OTHER TIERS: 0.50% $2.5k - $10k | 0.60% $10k - $25k | 0.70% $25k - $50k

Dakota Plains Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
5.00%*$0$25kKasasa Cash
OTHER TIERS: 0.25% $25k+

Dakota Plains Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.00%*$25k*-12 Month Share Certificate
OTHER TIERS: 2.30% $500 - $10k | 2.40% $10k - $25k
2.75%*$25k*-6 Month Share Certificate
OTHER TIERS: 1.30% $500 - $10k | 2.25% $10k - $25k
2.75%*$25k*-6 Month Youth Share Certificate
OTHER TIERS: 1.40% $50 - $10k | 2.25% $10k - $25k
2.00%*$25k*-18 Month Share Certificate
OTHER TIERS: 1.80% $500 - $10k | 1.90% $10k - $25k
1.85%*$25k*-24 Month Share Certificate
OTHER TIERS: 1.65% $500 - $10k | 1.75% $10k - $25k
1.85%*$10k*-30 Month Come Grow with Us Special
OTHER TIERS: 1.55% $100 - $1k | 1.70% $1k - $10k
1.75%*$25k*-36 Month Share Certificate
OTHER TIERS: 1.55% $500 - $10k | 1.65% $10k - $25k
0.90%*$50k*-3 Month Share Certificate
OTHER TIERS: 0.60% $500 - $10k | 0.70% $10k - $25k | 0.80% $25k - $50k

Dakota Plains Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.50%$500-24 Month IRA Share Certificate
4.25%$500-18 Month IRA Share Certificate
3.75%$500-9 Month IRA Share Certificate
2.00%*$5k*-IRA Shares Account
OTHER TIERS: 1.80% $100 - $5k
Locations


Dakota Plains Credit Union Locations
Branch Office201 4th Ave Ste 4Enderlin, ND 58027
Branch Office212 5th Ave PO Box 248Edgeley, ND 58433
Branch Office120 1st st NWEllendale, ND 58436

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