Dakota West Credit Union

Overview / Commentary
340 N Main St
Watford City, ND 58854

Dakota West Credit Union is headquartered in Watford City and is the 6th largest credit union in the state of North Dakota. It is also the 891st largest credit union in the nation. It was established in 1941 and as of September of 2019, it had grown to 51 employees and 7,011 members at 8 locations. Dakota West Credit Union's CD rates are 11% higher than the national average, and it has a B+ health rating.

Field of Membership Restrictions

Dakota West Credit Union of North Dakota is open to the people that live within the specified geographical boundaries that are listed on the credit union website and their family members.
See current membership details


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Health Grade Components

NCUA #62380
Year Chartered1941
Primary Regulator
Profit Margin
Return on Assets - YTD0.97%
Return on Equity - YTD7.38%
Annual Interest Income$6.8MM
Assets and Liabilities
AssetsQ3 2019vs Q3 2018$265.3MM$254.0MM
LoansQ3 2019vs Q3 2018$116.5MM$130.5MM
DepositsQ3 2019vs Q3 2018$229.6MM$223.4MM
Equity CapitalQ3 2019vs Q3 2018$34.7MM$28.7MM
Loan Loss AllowanceQ3 2019vs Q3 2018$1.6MM$1.7MM
Unbacked Noncurrent LoansQ3 2019vs Q3 2018$5.3MM$2.9MM
Real Estate OwnedQ3 2019vs Q3 2018$1.4MM$1.4MM
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Dakota West Credit Union Savings Account Rates

0.50%$50-IRA Savings
0.20%*$75k*-Badlands Gold Savings
OTHER TIERS: 0.05% $5k - $25k | 0.10% $25k - $75k
0.05%--Christmas Club
0.05%$50-Badlands Savings
0.05%$5-Pee Wee

Dakota West Credit Union Checking Account Rates

1.50%*-$10kKasasa Cash
OTHER TIERS: 0.15% $10k+
0.10%$2.5k-Badlands Gold Checking

Dakota West Credit Union CD Rates

2.05%$500-60 Month CD
1.75%$500-48 Month CD
1.60%$500-36 Month CD
1.30%$500-30 Month CD
1.30%$100-29 Month Teen Add-On Certificate
1.25%$500-24 Month CD
1.10%$500-18 Month CD
1.00%$500-12 Month CD
1.00%$100-11 Month Teen Add-On Certificate
0.50%$500-6 Month CD
0.30%$500-3 Month CD

Dakota West Credit Union IRA Rates

2.05%$500-60 Month IRA Certificate
1.60%$500-36 Month IRA Certificate
1.10%$500-18 Month IRA Certificate

Dakota West Credit Union Locations
Branch Office340 N MAIN STWatford City, ND 58854
Branch Office118 Main StTurtle Lake, ND 58575
Branch Office501 East AveNew Town, ND 58763
Branch Office1187 Border LaneWashburn, ND 58577
Branch Office115 Main StGrenora, ND 58845
Branch Office211 1st Ave SWBowman, ND 58623
Branch Office900 Main StNew England, ND 58647
Branch Office202 Main St EMohall, ND 58761

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