Dakota West Credit Union

Overview / Commentary
340 N Main St
Watford City, ND 58854

Dakota West Credit Union is headquartered in Watford City and is the 6th largest credit union in the state of North Dakota. It is also the 995th largest credit union in the nation. It was established in 1941 and as of December of 2023, it had grown to 51 employees and 7,122 members at 8 locations. Dakota West Credit Union's CD rates are 3X the national average, and it has a B+ health rating.

Field of Membership Restrictions

Membership in Dakota West Credit Union is open to the North Dakota residents who live within a 75-mile radius of New England or Watford City, or a 50-mile radius of Bowman, Grenora, Mohall, New Town, Turtle Lake, or Washburn.
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Health Grade Components

NCUA #62380
Year Chartered1941
Primary Regulator
Profit Margin
Return on Assets - YTD0.67%
Return on Equity - YTD6.85%
Annual Interest Income$12MM
Assets and Liabilities
AssetsQ4 2023vs Q4 2022$307.1MM$325.5MM
LoansQ4 2023vs Q4 2022$160.1MM$162.4MM
DepositsQ4 2023vs Q4 2022$274.1MM$296.8MM
Equity CapitalQ4 2023vs Q4 2022$29.9MM$26.3MM
Loan Loss AllowanceQ4 2023vs Q4 2022$2.7MM$2.3MM
Unbacked Noncurrent LoansQ4 2023vs Q4 2022$965K$762K
Real Estate OwnedQ4 2023vs Q4 2022$0$0
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Dakota West Credit Union Savings Account Rates

1.25%$50-IRA Savings
0.75%*$75k*-Badlands Gold Savings
OTHER TIERS: 0.50% $5k - $25k | 0.60% $25k - $75k
0.15%--Christmas Club
0.15%$50-Badlands Savings
0.15%$5-Pee Wee

Dakota West Credit Union Checking Account Rates

5.00%*-$25kKasasa Cash
OTHER TIERS: 0.15% $25k+
0.20%$2.5k-Badlands Gold Checking

Dakota West Credit Union CD Rates

4.75%$2.5k-13 Month CD Special
4.50%$2.5k-19 Month CD Special
4.00%$500-30 Month CD
2.90%$500-60 Month CD
2.75%$500-48 Month CD
2.60%$500-36 Month CD
2.60%$100-29 Month Teen Add-On Certificate
2.50%$500-24 Month CD
2.40%$500-18 Month CD
2.35%$100-11 Month Teen Add-On Certificate
2.30%$500-12 Month CD
2.05%$500-6 Month CD
1.00%$500-3 Month CD

Dakota West Credit Union IRA Rates

2.90%$500-60 Month IRA Certificate
2.60%$500-36 Month IRA Certificate
2.40%$500-18 Month IRA Certificate

Dakota West Credit Union Locations
Branch Office340 N MAIN STWatford City, ND 58854
Branch Office118 Main StTurtle Lake, ND 58575
Branch Office105 East AveNew Town, ND 58763
Branch Office1187 Border LaneWashburn, ND 58577
Branch Office115 Main StGrenora, ND 58845
Branch Office211 1st Ave SWBowman, ND 58623
Branch Office900 Main StNew England, ND 58647
Branch Office202 Main St EMohall, ND 58761

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