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Dakota West Credit Union


TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 4/29/2025
4.54%
Our Rating
4.2  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 4/29/2025
4.20%
Our Rating
3.6  / 5
Jenius Bank
Jenius Savings Account
See Offer
Sponsored Note: FDIC Insured. No fees or minimums. 24/7 U.S-based support.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 4/29/2025
4.45%
Our Rating
4.1  / 5
BrioDirect
High-Yield Savings
See Offer
Sponsored Note: You must deposit at least $5,000 to open your account. Member FDIC
Member FDIC
APY APY = Annual Percentage Yield Rates as of 4/29/2025
4.36%
Our Rating
4.0  / 5
Vio Bank
Cornerstone Money Market
See Offer
Sponsored Note: Interest is compounded daily, growing your money fast
Member FDIC
APY APY = Annual Percentage Yield Rates as of 4/29/2025
4.10%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Get up to a $300 Cash Bonus. FDIC Insured. See site for details.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 4/29/2025
3.80%
Our Rating
4.3  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms Apply. Member FDIC
Member FDIC
APY APY = Annual Percentage Yield Rates as of 4/29/2025
3.70%
Our Rating
4.3  / 5
American Express®
High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
Bonus Amount
up to $300
Our Rating
4.3  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Overview / Commentary
www.dakotawestcu.com
701-444-6484
340 N Main St
Watford City, ND 58854

Dakota West Credit Union is headquartered in Watford City and is the 6th largest credit union in the state of North Dakota. It is also the 972nd largest credit union in the nation. It was established in 1941 and as of December of 2024, it had grown to 52 employees and 7,003 members at 8 locations. Dakota West Credit Union's CD rates are 3X the national average, and it has an A health rating.

Field of Membership Restrictions

Membership in Dakota West Credit Union is open to the North Dakota residents who live within a 75-mile radius of New England or Watford City, or a 50-mile radius of Bowman, Grenora, Mohall, New Town, Turtle Lake, or Washburn.
See current membership details

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Health
A

Data as of Q4 2024

Learn why bank health matters

Health Grade Components

Overall
NCUA #62380
Year Chartered1941
Employees52
Primary Regulator
Profit Margin
Return on Assets - YTD0.96%
Return on Equity - YTD9.07%
Annual Interest Income$13.6MM
Assets and Liabilities
AssetsQ4 2024vs Q4 2023$326.1MM$307.1MM
LoansQ4 2024vs Q4 2023$166.6MM$160.1MM
DepositsQ4 2024vs Q4 2023$288.6MM$274.1MM
Equity CapitalQ4 2024vs Q4 2023$34.3MM$29.9MM
Loan Loss AllowanceQ4 2024vs Q4 2023$2.2MM$2.7MM
Unbacked Noncurrent LoansQ4 2024vs Q4 2023$1.5MM$965K
Real Estate OwnedQ4 2024vs Q4 2023$0$0
TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 4/29/2025
4.54%
Our Rating
4.2  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 4/29/2025
4.20%
Our Rating
3.6  / 5
Jenius Bank
Jenius Savings Account
See Offer
Sponsored Note: FDIC Insured. No fees or minimums. 24/7 U.S-based support.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 4/29/2025
4.45%
Our Rating
4.1  / 5
BrioDirect
High-Yield Savings
See Offer
Sponsored Note: You must deposit at least $5,000 to open your account. Member FDIC
Member FDIC
APY APY = Annual Percentage Yield Rates as of 4/29/2025
4.36%
Our Rating
4.0  / 5
Vio Bank
Cornerstone Money Market
See Offer
Sponsored Note: Interest is compounded daily, growing your money fast
Member FDIC
APY APY = Annual Percentage Yield Rates as of 4/29/2025
4.10%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Get up to a $300 Cash Bonus. FDIC Insured. See site for details.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 4/29/2025
3.80%
Our Rating
4.3  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms Apply. Member FDIC
Member FDIC
APY APY = Annual Percentage Yield Rates as of 4/29/2025
3.70%
Our Rating
4.3  / 5
American Express®
High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
Bonus Amount
up to $300
Our Rating
4.3  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Dakota West Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.75%*$75k*-Badlands Gold Savings
OTHER TIERS: 0.50% → $5k - $25k | 0.60% → $25k - $75k
0.15%$0-Christmas Club
0.15%$0-Badlands Savings
0.15%$0-Pee Wee

Dakota West Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
5.00%*$0$25kKasasa Cash
OTHER TIERS: 0.15% → $25k+
0.20%$0-Badlands Gold Checking

Dakota West Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.10%$2.5k-13 Month CD Special
3.50%$2.5k-19 Month CD Special
3.40%$500-60 Month CD
3.30%$500-30 Month CD
3.25%$500-48 Month CD
3.10%$500-36 Month CD
3.10%$100-29 Month Teen Add-On Certificate
3.00%$500-24 Month CD
2.90%$500-18 Month CD
2.85%$100-11 Month Teen Add-On Certificate
2.80%$500-12 Month CD
2.55%$500-6 Month CD
1.50%$500-3 Month CD

Dakota West Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.40%$500-60 Month IRA Certificate
3.10%$500-36 Month IRA Certificate
2.90%$500-18 Month IRA Certificate
1.25%$0-IRA Savings
Locations


Dakota West Credit Union Locations
Branch Office340 N MAIN STWatford City, ND 58854
Branch Office118 Main StTurtle Lake, ND 58575
Branch Office105 East AveNew Town, ND 58763
Branch Office1187 Border LaneWashburn, ND 58577
Branch Office115 Main StGrenora, ND 58845
Branch Office211 1st Ave SWBowman, ND 58623
Branch Office900 Main StNew England, ND 58647
Branch Office202 Main St EMohall, ND 58761

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