Dakota West Credit Union

Overview / Commentary
340 N Main St
Watford City, ND 58854

Dakota West Credit Union is headquartered in Watford City and is the 6th largest credit union in the state of North Dakota. It is also the 990th largest credit union in the nation. It was established in 1941 and as of December of 2021, it had grown to 52 employees and 6,844 members at 8 locations. Dakota West Credit Union has an A+ health rating.

Field of Membership Restrictions

Membership in Dakota West Credit Union is open to the North Dakota residents who live within a 75-mile radius of New England or Watford City, or a 50-mile radius of Bowman, Grenora, Mohall, New Town, Turtle Lake, or Washburn.
See current membership details


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Health Grade Components

NCUA #62380
Year Chartered1941
Primary Regulator
Profit Margin
Return on Assets - YTD0.49%
Return on Equity - YTD3.85%
Annual Interest Income$7.8MM
Assets and Liabilities
AssetsQ4 2021vs Q4 2020$299.2MM$274.7MM
LoansQ4 2021vs Q4 2020$141.1MM$116.5MM
DepositsQ4 2021vs Q4 2020$261.5MM$235.0MM
Equity CapitalQ4 2021vs Q4 2020$37.5MM$38.6MM
Loan Loss AllowanceQ4 2021vs Q4 2020$1.8MM$1.7MM
Unbacked Noncurrent LoansQ4 2021vs Q4 2020$139.00K$1.0MM
Real Estate OwnedQ4 2021vs Q4 2020$131.00K$148.00K
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Dakota West Credit Union Savings Account Rates

0.50%$50-IRA Savings
0.20%*$75k*-Badlands Gold Savings
OTHER TIERS: 0.05% $5k - $25k | 0.10% $25k - $75k
0.05%--Christmas Club
0.05%$50-Badlands Savings
0.05%$5-Pee Wee

Dakota West Credit Union Checking Account Rates

1.50%*-$10kKasasa Cash
OTHER TIERS: 0.15% $10k+
0.10%$2.5k-Badlands Gold Checking

Dakota West Credit Union CD Rates

0.75%$500-60 Month CD
0.65%$500-48 Month CD
0.55%$500-36 Month CD
0.55%$100-29 Month Teen Add-On Certificate
0.50%$500-30 Month CD
0.45%$500-24 Month CD
0.40%$500-18 Month CD
0.35%$100-11 Month Teen Add-On Certificate
0.30%$500-12 Month CD
0.20%$500-6 Month CD
0.10%$500-3 Month CD

Dakota West Credit Union IRA Rates

0.75%$500-60 Month IRA Certificate
0.55%$500-36 Month IRA Certificate
0.40%$500-18 Month IRA Certificate

Dakota West Credit Union Locations
Branch Office340 N MAIN STWatford City, ND 58854
Branch Office118 Main StTurtle Lake, ND 58575
Branch Office501 East AveNew Town, ND 58763
Branch Office1187 Border LaneWashburn, ND 58577
Branch Office115 Main StGrenora, ND 58845
Branch Office211 1st Ave SWBowman, ND 58623
Branch Office900 Main StNew England, ND 58647
Branch Office202 Main St EMohall, ND 58761

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