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Overview / Commentary
701-444-6484
340 N Main St
Watford City, ND 58854

Dakota West Credit Union is headquartered in Watford City and is the 6th largest credit union in the state of North Dakota. It is also the 901st largest credit union in the nation. It was established in 1941 and as of December of 2017, it had grown to 53 employees and 7,583 members at 8 locations. Dakota West Credit Union has a B+ health rating.

Field of Membership Restrictions

Dakota West Credit Union of North Dakota is open to the people that live within the specified geographical boundaries that are listed on the credit union website and their family members.
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Health
B+

Health Grade Components

Overall
NCUA #62380
Year Chartered1941
Employees53
Primary Regulator
Profit Margin
Return on Assets - YTD0.9%
Return on Equity - YTD7.72%
Annual Interest Income$8.6MM
Assets and Liabilities
AssetsQ4 2017vs Q4 2016$244.0MM$249.7MM
LoansQ4 2017vs Q4 2016$127.0MM$155.0MM
DepositsQ4 2017vs Q4 2016$214.2MM$221.9MM
Equity CapitalQ4 2017vs Q4 2016$28.4MM$26.5MM
Loan Loss AllowanceQ4 2017vs Q4 2016$1.7MM$2.2MM
Unbacked Noncurrent LoansQ4 2017vs Q4 2016$1.9MM$4.1MM
Real Estate OwnedQ4 2017vs Q4 2016$1.4MM$112.00K
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Dakota West Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.50%$50-IRA Savings
0.05%--Christmas Club
0.05%--Pee Wee

Dakota West Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.50%--Kasasa Cash

Dakota West Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.60%$500-60 Month CD
1.40%$500-48 Month CD
1.10%$500-36 Month CD
1.00%$100-29 Month Teen Add-On Certificate
0.90%$500-30 Month CD
0.75%$500-24 Month CD
0.50%$500-18 Month CD
0.40%$500-12 Month CD
0.40%$100-11 Month Teen Add-On Certificate
0.25%$500-6 Month CD
0.15%$500-3 Month CD

Dakota West Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.70%$500-60 Month IRA Certificate
1.20%$500-36 Month IRA Certificate
0.60%$500-18 Month IRA Certificate
Locations


Dakota West Credit Union Locations
Branch Office340 N MAIN STWatford City, ND 58854
Branch Office118 Main StTurtle Lake, ND 58575
Branch Office501 East AveNew Town, ND 58763
Branch Office1187 Border LaneWashburn, ND 58577
Branch Office115 Main StGrenora, ND 58845
Branch Office211 1st Ave SWBowman, ND 58623
Branch Office900 Main StNew England, ND 58647
Branch Office202 Main St EMohall, ND 58761

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