Dakota West Credit Union

Overview / Commentary

www.dakotawestcu.com

701-444-6484

340 N Main St
Watford City, ND 58854

Dakota West Credit Union is headquartered in Watford City and is the 6^th largest credit union in the state of North Dakota. It is also the 944^th largest credit union in the nation. It was established in 1941 and as of June of 2020, it had grown to 55 employees and 6,758 members at 8 locations. Dakota West Credit Union has a B+ health rating.

Field of Membership Restrictions

Membership in Dakota West Credit Union is open to the North Dakota residents who live within a 75-mile radius of New England or Watford City, or a 50-mile radius of Bowman, Grenora, Mohall, New Town, Turtle Lake, or Washburn.
See current membership details

Reviews

Write a Review

No reviews have been left for this bank yet. Be the first to review.

Health

B+

Data as of Q2 2020

Learn why bank health matters

Health Grade Components

Overall
NCUA #	62380
Year Chartered	1941
Employees	55
Primary Regulator

Profit Margin
Return on Assets - YTD	0.7%
Return on Equity - YTD	4.9%
Annual Interest Income	$4.3MM

Assets and Liabilities
Assets	Q2 2020vs Q2 2019	$274.4MM$265.7MM
Loans	Q2 2020vs Q2 2019	$114.2MM$117.8MM
Deposits	Q2 2020vs Q2 2019	$235.6MM$229.7MM
Equity Capital	Q2 2020vs Q2 2019	$38.9MM$33.9MM
Loan Loss Allowance	Q2 2020vs Q2 2019	$1.6MM$1.6MM
Unbacked Noncurrent Loans	Q2 2020vs Q2 2019	$4.0MM$2.3MM
Real Estate Owned	Q2 2020vs Q2 2019	$1.4MM$1.4MM

Rates

Skip to rates for:

Savings
Checking
CD
IRA

Report an Issue

Always verify rates and promotions with the bank or credit union. We are not Dakota West Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Dakota West Credit Union Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.50%	$50	-	IRA Savings
0.20%^*	$75k^*	-	Badlands Gold Savings
OTHER TIERS: 0.05% → $5k - $25k \| 0.10% → $25k - $75k
0.05%	-	-	Christmas Club
0.05%	$50	-	Badlands Savings
0.05%	$5	-	Pee Wee

Dakota West Credit Union Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME
1.50%^*	-	$10k	Kasasa Cash
OTHER TIERS: 0.15% → $10k+
0.10%	$2.5k	-	Badlands Gold Checking

Dakota West Credit Union CD Rates

APY	MIN	MAX	ACCOUNT NAME
1.05%	$500	-	60 Month CD
0.95%	$500	-	48 Month CD
0.85%	$100	-	29 Month Teen Add-On Certificate
0.80%	$500	-	36 Month CD
0.60%	$500	-	30 Month CD
0.60%	$100	-	11 Month Teen Add-On Certificate
0.55%	$500	-	24 Month CD
0.50%	$500	-	18 Month CD
0.45%	$500	-	12 Month CD
0.30%	$500	-	6 Month CD
0.20%	$500	-	3 Month CD

Dakota West Credit Union IRA Rates

APY	MIN	MAX	ACCOUNT NAME
1.05%	$500	-	60 Month IRA Certificate
0.80%	$500	-	36 Month IRA Certificate
0.50%	$500	-	18 Month IRA Certificate

Locations

Dakota West Credit Union Locations
Branch Office	340 N MAIN ST	Watford City, ND 58854
Branch Office	118 Main St	Turtle Lake, ND 58575
Branch Office	501 East Ave	New Town, ND 58763
Branch Office	1187 Border Lane	Washburn, ND 58577
Branch Office	115 Main St	Grenora, ND 58845
Branch Office	211 1st Ave SW	Bowman, ND 58623
Branch Office	900 Main St	New England, ND 58647
Branch Office	202 Main St E	Mohall, ND 58761

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.