Dakotaland Federal Credit Union

Overview / Commentary
1371 Dakota Avenue South
Huron, SD 57350

Dakotaland Federal Credit Union is headquartered in Huron and is the 2nd largest credit union in the state of South Dakota. It is also the 660th largest credit union in the nation. It was established in 1935 and as of June of 2022, it had grown to 158 employees and 35,792 members at 13 locations. Dakotaland Federal Credit Union's CD rates are 67% higher than the national average, and it has an A health rating.

Field of Membership Restrictions

Membership in Dakotaland Federal Credit Union is open to those who live, work, worship or attend school in the South Dakota counties of Aurora, Beadle, Brookings, Brown, Brule, Buffalo, Clark, Codington, Davison, Day, Deuel, Faulk, Grant, Hamlin, Hand, Hanson, Hyde, Hughes, Jerauld, Kingsbury, Lake, McCook, Miner, Moody, Sanborn, Spink, or Sully.
See current membership details

Reviews (1)

Local Credit Union is Top of the Line!!

Dakotaland Federal Credit Union goes above and beyond any other financial institution that I have ever dealt with. Each and every time I call or stop in, I am greeted with a smile and a helpful hand. I use DLFC for all of my banking needs. Checking, savings, mortgage, auto loans, and personal loans. They always help with every step in anything I need to do. And are always available when I need them. My banker is always available and knows all of my accounts as if they were her own. The online banking system is very user friendly and easy to use. Transfering money between accounts and making loan payments is simple and painless. I've never had a bad experience ever!!!


Health Grade Components

NCUA #167
Year Chartered1935
Primary Regulator
Profit Margin
Return on Assets - YTD0.91%
Return on Equity - YTD10.12%
Annual Interest Income$7.0MM
Assets and Liabilities
AssetsQ2 2022vs Q2 2021$575.3MM$501.2MM
LoansQ2 2022vs Q2 2021$342.2MM$284.8MM
DepositsQ2 2022vs Q2 2021$509.6MM$438.9MM
Equity CapitalQ2 2022vs Q2 2021$51.8MM$48.0MM
Loan Loss AllowanceQ2 2022vs Q2 2021$1.6MM$1.8MM
Unbacked Noncurrent LoansQ2 2022vs Q2 2021$1.4MM$597.00K
Real Estate OwnedQ2 2022vs Q2 2021$0$67.00K
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Dakotaland Federal Credit Union Savings Account Rates

1.10%*$10k*-IRA Account
OTHER TIERS: 0.25% $50 - $2.5k | 0.60% $2.5k - $10k
0.50%*$250k*-Investor's Choice Account
OTHER TIERS: 0.10% $500 - $10k | 0.15% $10k - $25k | 0.25% $25k - $50k | 0.35% $50k - $100k | 0.40% $100k - $250k
0.10%$100-Regular Share Savings Account
0.10%$100-Christmas Club Account

Dakotaland Federal Credit Union Checking Account Rates

0.05%$2.5k-Checking Accounts

Dakotaland Federal Credit Union CD Rates

2.40%$500-60 Month Share Certificate
2.40%$100-60 Month Kids & Teens Share Certificate
2.25%$500-48 Month Share Certificate
2.25%$100-48 Month Kids & Teens Share Certificate
2.10%$500-36 Month Share Certificate
2.10%$100-36 Month Kids & Teens Share Certificate
2.00%$500-24 Month Share Certificate
2.00%$100-24 Month Kids & Teens Share Certificate
1.75%$500-18 Month Share Certificate
1.75%$100-18 Month Kids & Teens Share Certificate
1.50%$500-12 Month Share Certificate
1.50%$100-12 Month Kids & Teens Share Certificate
1.00%$500-6 Month Share Certificate
1.00%$100-6 Month Kids & Teens Share Certificate

Dakotaland Federal Credit Union IRA Rates

2.40%$500-60 Month IRA Certificate
2.25%$500-48 Month IRA Certificate
2.10%$500-36 Month IRA Certificate
2.00%$500-24 Month IRA Certificate
1.75%$500-18 Month IRA Certificate
1.50%$500-12 Month IRA Certificate
1.00%$500-6 Month IRA Certificate


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