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Dakotaland Federal Credit Union


Overview / Commentary
dakotalandfcu.com
605-352-2845
1371 Dakota Avenue South
Huron, SD 57350

Dakotaland Federal Credit Union is headquartered in Huron and is the 2nd largest credit union in the state of South Dakota. It is also the 721st largest credit union in the nation. It was established in 1935 and as of December of 2019, it had grown to 150 employees and 32,044 members at 12 locations. Dakotaland Federal Credit Union has an A health rating.

Field of Membership Restrictions

Membership is open to those who live, work, worship or attend school in Aurora, Beadle, Brookings, Brule, Buffalo, Clark, Codington, Davison, Deuel, Faulk, Grant, Hamlin, Hand, Hanson, Hyde, Hughes, Jerauld, Kingsbury, Lake, McCook, Miner, Moody, Sanborn, Spink or Sully counties. Relatives of current members are also eligible for membership.
See current membership details

Reviews (1)

Local Credit Union is Top of the Line!!

Posted by: |

Dakotaland Federal Credit Union goes above and beyond any other financial institution that I have ever dealt with. Each and every time I call or stop in, I am greeted with a smile and a helpful hand. I use DLFC for all of my banking needs. Checking, savings, mortgage, auto loans, and personal loans. They always help with every step in anything I need to do. And are always available when I need them. My banker is always available and knows all of my accounts as if they were her own. The online banking system is very user friendly and easy to use. Transfering money between accounts and making loan payments is simple and painless. I've never had a bad experience ever!!!

1


Health
A

Data as of Q4 2019

Learn why bank health matters

Health Grade Components

Overall
NCUA #167
Year Chartered1935
Employees150
Primary Regulator
Profit Margin
Return on Assets - YTD1%
Return on Equity - YTD9.11%
Annual Interest Income$14.1MM
Assets and Liabilities
AssetsQ4 2019vs Q4 2018$372.5MM$338.4MM
LoansQ4 2019vs Q4 2018$261.7MM$249.9MM
DepositsQ4 2019vs Q4 2018$315.7MM$286.3MM
Equity CapitalQ4 2019vs Q4 2018$40.4MM$36.6MM
Secondary CapitalQ4 2019vs Q4 2018$300.00K
Loan Loss AllowanceQ4 2019vs Q4 2018$1.4MM$1.9MM
Unbacked Noncurrent LoansQ4 2019vs Q4 2018$1.6MM$816.00K
Real Estate OwnedQ4 2019vs Q4 2018$188.00K$185.00K
Rates
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Always verify rates and promotions with the bank or credit union. We are not Dakotaland Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Dakotaland Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.25%*$10k*-IRA Account
OTHER TIERS: 0.25% → $50 - $2.5k | 0.75% → $2.5k - $10k
0.50%*$250k*-Investor's Choice Account
OTHER TIERS: 0.10% → $500 - $10k | 0.15% → $10k - $25k | 0.20% → $25k - $50k | 0.25% → $50k - $100k | 0.35% → $100k - $250k
0.10%$100-Regular Share Savings Account
0.10%$100-Christmas Club Account

Dakotaland Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.05%$2.5k-Checking Accounts

Dakotaland Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.45%$500-60 Month Share Certificate
1.45%$100-60 Month Kids & Teens Share Certificate
1.35%$500-48 Month Share Certificate
1.35%$100-48 Month Kids & Teens Share Certificate
1.25%$500-36 Month Share Certificate
1.25%$100-36 Month Kids & Teens Share Certificate
1.10%$500-24 Month Share Certificate
1.10%$100-24 Month Kids & Teens Share Certificate
1.00%$500-18 Month Share Certificate
1.00%$100-18 Month Kids & Teens Share Certificate
0.75%$500-12 Month Share Certificate
0.75%$100-12 Month Kids & Teens Share Certificate
0.50%$500-6 Month Share Certificate
0.50%$100-6 Month Kids & Teens Share Certificate

Dakotaland Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.45%$500-60 Month IRA Certificate
1.35%$500-48 Month IRA Certificate
1.25%$500-36 Month IRA Certificate
1.10%$500-24 Month IRA Certificate
1.00%$500-18 Month IRA Certificate
0.75%$500-12 Month IRA Certificate
0.50%$500-6 Month IRA Certificate
Locations

Availability



The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.