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Dakotaland Federal Credit Union


TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/12/2025
4.00%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/12/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/12/2025
3.60%
Our Rating
4.3  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/12/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/12/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Overview / Commentary
dakotalandfcu.com
605-352-2845
1371 Dakota Avenue South
Huron, SD 57350

Dakotaland Federal Credit Union is headquartered in Huron and is the 2nd largest credit union in the state of South Dakota. It is also the 597th largest credit union in the nation. It was established in 1935 and as of March of 2025, it had grown to 173 employees and 40,720 members at 13 locations. Dakotaland Federal Credit Union's savings rates are 6X the national average, and it has an A health rating.

Field of Membership Restrictions

Membership in Dakotaland Federal Credit Union is open to those who live, work, worship or attend school in the South Dakota counties of Aurora, Beadle, Brookings, Brown, Brule, Buffalo, Clark, Codington, Davison, Day, Deuel, Faulk, Grant, Hamlin, Hand, Hanson, Hyde, Hughes, Jerauld, Kingsbury, Lake, McCook, Miner, Moody, Sanborn, Spink, or Sully.
See current membership details

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Health
A

Data as of Q1 2025

Learn why bank health matters

Health Grade Components

Overall
NCUA #167
Year Chartered1935
Employees173
Primary Regulator
Profit Margin
Return on Assets - YTD1.01%
Return on Equity - YTD10.5%
Annual Interest Income$8.4MM
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$714.7MM$635.3MM
LoansQ1 2025vs Q1 2024$452.7MM$417.3MM
DepositsQ1 2025vs Q1 2024$629.4MM$557.7MM
Equity CapitalQ1 2025vs Q1 2024$67.7MM$59.1MM
Loan Loss AllowanceQ1 2025vs Q1 2024$1.3MM$1.7MM
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$1.1MM$514K
Real Estate OwnedQ1 2025vs Q1 2024$0$0
TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/12/2025
4.00%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/12/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/12/2025
3.60%
Our Rating
4.3  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/12/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/12/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Dakotaland Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.00%*$750k*-Investor's Choice Account
OTHER TIERS: 0.50% → $500 - $10k | 0.60% → $10k - $25k | 0.75% → $25k - $50k | 1.00% → $50k - $100k | 1.25% → $100k - $250k | 2.50% → $250k+
0.10%$100-Regular Share Savings Account
0.10%$100-Christmas Club Account

Dakotaland Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.05%$2.5k-Checking Accounts

Dakotaland Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.70%$500-18 Month Share Certificate
3.70%$100-18 Month Kids & Teens Share Certificate
3.60%$100-12 Month Kids & Teens Share Certificate Special
3.60%$500-12 Month Share Certificate Special
3.50%$500-24 Month Share Certificate
3.50%$100-24 Month Kids & Teens Share Certificate
3.50%$100-6 Month Kids & Teens Share Certificate Special
3.50%$500-6 Month Share Certificate Special
3.25%$500-36 Month Share Certificate
3.25%$100-36 Month Kids & Teens Share Certificate
3.15%$500-48 Month Share Certificate
3.15%$100-48 Month Kids & Teens Share Certificate
3.10%$500-60 Month Share Certificate
3.10%$100-60 Month Kids & Teens Share Certificate

Dakotaland Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.70%$500-18 Month IRA Certificate
3.60%$500-12 Month IRA Certificate Special
3.50%$500-24 Month IRA Certificate
3.50%$500-6 Month IRA Certificate Special
3.25%$500-36 Month IRA Certificate
3.15%$500-48 Month IRA Certificate
3.10%$500-60 Month IRA Certificate
2.25%*$10k*-IRA Account
OTHER TIERS: 1.25% → $50 - $2.5k | 1.75% → $2.5k - $10k
Locations

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