Overview / Commentary
1371 Dakota Ave S
Huron, SD 57350

Dakotaland Federal Credit Union is headquartered in Huron and is the 2nd largest credit union in the state of South Dakota. It is also the 762nd largest credit union in the nation. It was established in 1935 and as of September of 2018, it had grown to 135 employees and 30,049 members at 11 locations. Dakotaland Federal Credit Union's CD rates are 82% higher than the national average, and it has an A health rating.

Field of Membership Restrictions

Membership is open to those who live, work, worship or attend school in Aurora, Beadle, Brookings, Brule, Buffalo, Clark, Codington, Davison, Deuel, Faulk, Grant, Hamlin, Hand, Hanson, Hyde, Hughes, Jerauld, Kingsbury, Lake, McCook, Miner, Moody, Sanborn, Spink or Sully counties. Relatives of current members are also eligible for membership.
See current membership details

Reviews (1)

Local Credit Union is Top of the Line!!

Dakotaland Federal Credit Union goes above and beyond any other financial institution that I have ever dealt with. Each and every time I call or stop in, I am greeted with a smile and a helpful hand. I use DLFC for all of my banking needs. Checking, savings, mortgage, auto loans, and personal loans. They always help with every step in anything I need to do. And are always available when I need them. My banker is always available and knows all of my accounts as if they were her own. The online banking system is very user friendly and easy to use. Transfering money between accounts and making loan payments is simple and painless. I've never had a bad experience ever!!!


Health Grade Components

NCUA #167
Year Chartered1935
Primary Regulator
Profit Margin
Return on Assets - YTD0.94%
Return on Equity - YTD8.53%
Annual Interest Income$8.9MM
Assets and Liabilities
AssetsQ3 2018vs Q3 2017$328.2MM$313.3MM
LoansQ3 2018vs Q3 2017$242.6MM$218.8MM
DepositsQ3 2018vs Q3 2017$273.9MM$265.3MM
Equity CapitalQ3 2018vs Q3 2017$35.7MM$32.6MM
Secondary CapitalQ3 2018vs Q3 2017$400.00K
Loan Loss AllowanceQ3 2018vs Q3 2017$1.8MM$1.7MM
Unbacked Noncurrent LoansQ3 2018vs Q3 2017$582.00K$939.00K
Real Estate OwnedQ3 2018vs Q3 2017$89.00K$555.00K
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Dakotaland Federal Credit Union Savings Account Rates

1.25%*$10k*-IRA Account
OTHER TIERS: 0.25% $50 - $2.5k | 0.75% $2.5k - $10k
0.50%*$250k*-Investor's Choice Account
OTHER TIERS: 0.10% $500 - $10k | 0.15% $10k - $25k | 0.20% $25k - $50k | 0.25% $50k - $100k | 0.35% $100k - $250k
0.10%$100-Regular Share Savings Account
0.10%$100-Christmas Club Account

Dakotaland Federal Credit Union Checking Account Rates

0.05%$2.5k-Checking Accounts

Dakotaland Federal Credit Union CD Rates

3.00%$500-30 Month Share Certificate Special
3.00%$100-30 Month Kids & Teens Share Certificate Special
2.75%$500-21 Month Share Certificate Special
2.75%$100-21 Month Kids & Teens Share Certificate Special
2.50%$500-60 Month Share Certificate
2.50%$100-60 Month Kids & Teens Share Certificate
2.50%$500-15 Month Share Certificate Special
2.50%$100-15 Month Kids & Teens Share Certificate Special
2.25%$500-48 Month Share Certificate
2.25%$100-48 Month Kids & Teens Share Certificate
2.25%$500-9 Month Share Certificate Special
2.25%$100-9 Month Kids & Teens Share Certificate Special
2.15%$500-36 Month Share Certificate
2.15%$100-36 Month Kids & Teens Share Certificate
2.00%$500-24 Month Share Certificate
2.00%$100-24 Month Kids & Teens Share Certificate
1.75%$500-18 Month Share Certificate
1.75%$100-18 Month Kids & Teens Share Certificate
1.64%$500-12 Month Share Certificate
1.64%$100-12 Month Kids & Teens Share Certificate
1.15%$500-6 Month Share Certificate
1.15%$100-6 Month Kids & Teens Share Certificate

Dakotaland Federal Credit Union IRA Rates

3.00%$500-30 Month IRA Certificate Special
2.75%$500-21 Month IRA Certificate Special
2.50%$500-60 Month IRA Certificate
2.50%$500-15 Month IRA Certificate Special
2.25%$500-48 Month IRA Certificate
2.25%$500-9 Month IRA Certificate Special
2.15%$500-36 Month IRA Certificate
2.00%$500-24 Month IRA Certificate
1.75%$500-18 Month IRA Certificate
1.64%$500-12 Month IRA Certificate
1.15%$500-6 Month IRA Certificate


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