Overview / Commentary
Dallas U.P. Employees Credit Union is headquartered in Dallas and is the 254th largest credit union in the state of Texas. It is also the 3,273rd largest credit union in the nation. It was established in 1953 and as of March of 2020, it had grown to 4 employees and 1,427 members at 1 location. Dallas U.P. Employees Credit Union's savings rates are 4X the national average, and it has a B health rating.
Field of Membership Restrictions
Dallas UP Employees Credit Union is open to any employee of the Union Pacific Railroad. Immediate family are also eligible.
See current membership details
Health
B
Data as of Q1 2020
Learn why bank health mattersAdditional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Dallas U.P. Employees Credit Union has a low asset base.
Health Grade Components
| Overall | |
|---|---|
| NCUA # | 67547 |
| Year Chartered | 1953 |
| Employees | 4 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.24% |
| Return on Equity - YTD | 1.05% |
| Annual Interest Income | $259.00K |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q1 2020vs Q1 2019 | $21.4MM$21.4MM |
| Loans | Q1 2020vs Q1 2019 | $9.2MM$9.4MM |
| Deposits | Q1 2020vs Q1 2019 | $16.3MM$16.3MM |
| Equity Capital | Q1 2020vs Q1 2019 | $4.9MM$4.9MM |
| Loan Loss Allowance | Q1 2020vs Q1 2019 | $168.00K$131.00K |
| Unbacked Noncurrent Loans | Q1 2020vs Q1 2019 | $158.00K$52.00K |
| Real Estate Owned | Q1 2020vs Q1 2019 | $0$0 |