Overview / Commentary
Dallas U.P. Employees Credit Union is headquartered in Dallas and is the 252nd largest credit union in the state of Texas. It is also the 3,246th largest credit union in the nation. It was established in 1953 and as of December of 2019, it had grown to 4 employees and 1,434 members at 1 location. Dallas U.P. Employees Credit Union's savings rates are 5X the national average, and it has a B+ health rating.
Field of Membership Restrictions
Dallas UP Employees Credit Union is open to any employee of the Union Pacific Railroad. Immediate family are also eligible.
See current membership details
Health
B+
Data as of Q4 2019
Learn why bank health mattersAdditional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Dallas U.P. Employees Credit Union has a low asset base.
Health Grade Components
| Overall | |
|---|---|
| NCUA # | 67547 |
| Year Chartered | 1953 |
| Employees | 4 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.29% |
| Return on Equity - YTD | 1.28% |
| Annual Interest Income | $1.0MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2019vs Q4 2018 | $21.7MM$21.1MM |
| Loans | Q4 2019vs Q4 2018 | $9.6MM$9.5MM |
| Deposits | Q4 2019vs Q4 2018 | $16.5MM$16.0MM |
| Equity Capital | Q4 2019vs Q4 2018 | $4.9MM$4.9MM |
| Loan Loss Allowance | Q4 2019vs Q4 2018 | $183.00K$195.00K |
| Unbacked Noncurrent Loans | Q4 2019vs Q4 2018 | $150.00K$91.00K |
| Real Estate Owned | Q4 2019vs Q4 2018 | $0$0 |