Daniels-Sheridan Federal Credit Union
Overview / Commentary
Daniels-Sheridan Federal Credit Union is headquartered in Scobey and is the 19th largest credit union in the state of Montana. It is also the 2,104th largest credit union in the nation. It was established in 1943 and as of March of 2025, it had grown to 14 employees and 3,127 members at 2 locations. Daniels-Sheridan Federal Credit Union has an A health rating.
Field of Membership Restrictions
Membership in Daniels-Sheridan Federal Credit Union is open to those who live, work, worship, or attend school in the Montana counties of Daniels, Garfield, McCone, Phillips, Roosevelt, Sheridan, or Valley. Immediate family of existing Daniels-Sheridan members are also eligible to join.
See current membership details
Health
A
Data as of Q1 2025
Learn why bank health mattersAdditional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Daniels-Sheridan Federal Credit Union has a relatively low asset base.
Health Grade Components
| Overall | |
|---|---|
| NCUA # | 5063 |
| Year Chartered | 1943 |
| Employees | 14 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 1.08% |
| Return on Equity - YTD | 7.31% |
| Annual Interest Income | $861K |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q1 2025vs Q1 2024 | $73.6MM$69.2MM |
| Loans | Q1 2025vs Q1 2024 | $52.9MM$52MM |
| Deposits | Q1 2025vs Q1 2024 | $62.3MM$58.2MM |
| Equity Capital | Q1 2025vs Q1 2024 | $10.7MM$10.3MM |
| Loan Loss Allowance | Q1 2025vs Q1 2024 | $668K$556K |
| Unbacked Noncurrent Loans | Q1 2025vs Q1 2024 | $117K$280K |
| Real Estate Owned | Q1 2025vs Q1 2024 | $0$0 |