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Overview / Commentary
940-387-8585
5940 S Interstate 35 E
Corinth, TX 76210

DATCU Credit Union is headquartered in Corinth and is the 22nd largest credit union in the state of Texas. It is also the 314th largest credit union in the nation. It was established in 1936 and as of June of 2016, it had grown to 187 employees and 86,860 members at 12 locations. DATCU Credit Union has an A+ health rating.

Field of Membership Restrictions

Membership in DATCU Credit Union is open to those who live or work in Denton, Cooke, Wise, Montague, or Clay Counties in Texas and the city of Coppell, Texas.
See current membership details

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Reviews (3)

The New Way To Bank

I am not sure I am ready to jump on the credit union band wagon. This particular experience left me asking more questions than hen I started. If we walk into a place of banking with 3 or 4 questions and walk out with 10 more (and felt rushed through the first set), do we really want to consider this new way of banking? I am not sure I do. At least with this particular place I think they have a lot going on they want you to find out down the line.

Inconvenient

Posted by: Lis2016 | Dec 19, 2015

This bank is okay if you have simple needs and can do most of your personal banking in person. Keep in mind that the lobby hours are terribly inconvenient. They are not partnered up with other credit unions if you move out of state or possibly town. They rely on most of thier customers to come into the bank in person for various banking needs, this has become a pain.
Phone customer service varies, I've called and gotten one answer only to get another answer by another person. There are some representatives that will try to problem solve with you, and some that are borderline rude. I spoke with a woman today that was not helpful in anyway. I will be closing my account as soon as I get home.

Auto Insurance

Posted by: sugarplum | Apr 4, 2012

I went through DATCU for Auto Insurance. The experience was pleasant at first, and I found decent rates and decided to go with them.  After being with them for 6+ months, they decided to change my address to an old address and add members to my policy whom I do not live with.  I sent an e-mail stating such, and after not receiving any correspondance there after assumed that it was not an issue. Later in the mail I received notice that my rate went up due to having underage policy holders on this vehicle.  I did not even live at the location at the time this policy started.  I am still waiting for resolution on this issue.



Health
A+

Health Grade Components

Overall
NCUA #67535
Year Chartered1936
Employees187
Primary Regulator
Profit Margin
Return on Assets - YTD1.15%
Return on Equity - YTD7.71%
Annual Interest Income$13.5MM
Assets and Liabilities
AssetsQ2 2016vs Q2 2015$846.2MM$786.4MM
LoansQ2 2016vs Q2 2015$723.6MM$680.4MM
DepositsQ2 2016vs Q2 2015$717.1MM$667.0MM
Equity CapitalQ2 2016vs Q2 2015$125.0MM$114.4MM
Loan Loss AllowanceQ2 2016vs Q2 2015$1.7MM$1.3MM
Unbacked Noncurrent LoansQ2 2016vs Q2 2015$2.0MM$2.1MM
Real Estate OwnedQ2 2016vs Q2 2015$0$0
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

DATCU Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.20%$100-Share Savings
0.20%$100-IRA Savings Account
0.20%$100-Roth IRA Savings Account

DATCU Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.20%$2,500-Money Market Account

DATCU Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.05%$500-Checking Account

DATCU Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.66%$1k-5 Year MVP CD
1.46%$1k-4 Year MVP CD
1.41%$1k-5 Year CD
1.26%$1k-3 Year MVP CD
1.21%$1k-4 Year CD
1.01%$1k-3 Year CD
0.90%$1k-2 Year MVP CD
0.75%$1k-1 Year MVP CD
0.65%$1k-2 Year CD
0.50%$1k-1 Year CD
0.40%$1k-6 Month MVP CD
0.15%$1k-6 Month CD

DATCU Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.66%$1k-5 Year MVP IRA
1.46%$1k-4 Year MVP IRA
1.41%$1k-5 Year IRA
1.26%$1k-3 Year MVP IRA
1.21%$1k-4 Year IRA
1.01%$1k-3 Year IRA
0.90%$1k-2 Year MVP IRA
0.75%$1k-6 Month MVP IRA
0.75%$1k-1 Year MVP IRA
0.65%$1k-2 Year IRA
0.50%$1k-1 Year IRA
0.15%$1k-6 Month IRA
Locations

DATCU Credit Union has 12 locations. Click to view all DATCU Credit Union locations.