DATCU Credit Union is headquartered in Corinth and is the 20th largest credit union in the state of Texas. It is also the 295th largest credit union in the nation. It was established in 1936 and as of June of 2024, it had grown to 210 employees and 107,229 members at 13 locations. DATCU Credit Union's money market rates are 5X the national average, and it has an A health rating.
Field of Membership Restrictions
Membership in DATCU Credit Union is open to those who live or work in the Texas counties of Clay, Collin, Cooke, Dallas. Denton, Grayson, Jack, Montague, Parker, Tarrant, or Wise. Immediate family of current DATCU members also qualify for membership.
See current membership details
Awful Customer Service
AWFUL CUSTOMER SERVICE. I’ve been with DATCU for decades and have financed several vehicle loans and personal loans there. I recently applied for a credit card and was denied by text message. The decision is their’s to make and that is not my issue, it was the very impersonal method that I was informed. I have always appreciated DATCU’s personal customer service but apparently that aspect is no longer important. I can choose to bank anywhere and I will no longer give this credit union any of my money in the future.
Health Grade Components
| Overall | |
|---|---|
| NCUA # | 67535 |
| Year Chartered | 1936 |
| Employees | 210 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 1.19% |
| Return on Equity - YTD | 7.5% |
| Annual Interest Income | $39.5MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q2 2024vs Q2 2023 | $1.61B$1.58B |
| Loans | Q2 2024vs Q2 2023 | $1.34B$1.36B |
| Deposits | Q2 2024vs Q2 2023 | $1.34B$1.33B |
| Equity Capital | Q2 2024vs Q2 2023 | $254.7MM$240.3MM |
| Loan Loss Allowance | Q2 2024vs Q2 2023 | $11.3MM$4MM |
| Unbacked Noncurrent Loans | Q2 2024vs Q2 2023 | $1.9MM$870K |
| Real Estate Owned | Q2 2024vs Q2 2023 | $0$0 |
