Daviess County Teachers Federal Credit Union
Overview / Commentary
Daviess County Teachers Federal Credit Union is headquartered in Owensboro and is the 23rd largest credit union in the state of Kentucky. It is also the 2,181st largest credit union in the nation. It was established in 1971 and as of March of 2025, it had grown to 13 employees and 5,334 members at 1 location. Daviess County Teachers Federal Credit Union has an A health rating.
Field of Membership Restrictions
Membership is open to employees of Daviess County Public Schools, Heritage Christian School, Owensboro Community and Technical College, and their family.
See current membership details
Health
A
Data as of Q1 2025
Learn why bank health mattersAdditional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Daviess County Teachers Federal Credit Union has a relatively low asset base.
Health Grade Components
| Overall | |
|---|---|
| NCUA # | 20684 |
| Year Chartered | 1971 |
| Employees | 13 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 1.7% |
| Return on Equity - YTD | 13.59% |
| Annual Interest Income | $869K |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q1 2025vs Q1 2024 | $67.2MM$62MM |
| Loans | Q1 2025vs Q1 2024 | $44.5MM$42.2MM |
| Deposits | Q1 2025vs Q1 2024 | $58.9MM$54.2MM |
| Equity Capital | Q1 2025vs Q1 2024 | $8.2MM$7.4MM |
| Loan Loss Allowance | Q1 2025vs Q1 2024 | $483K$371K |
| Unbacked Noncurrent Loans | Q1 2025vs Q1 2024 | $357K$217K |
| Real Estate Owned | Q1 2025vs Q1 2024 | $0$0 |