1. Banks
  2. Daviess County Teachers Federal Credit Union

Daviess County Teachers Federal Credit Union


Overview / Commentary
www.dctfcu.com
800-215-5574
1900 Southeastern Pkwy
Owensboro, KY 42303

Daviess County Teachers Federal Credit Union is headquartered in Owensboro and is the 24th largest credit union in the state of Kentucky. It is also the 2,385th largest credit union in the nation. It was established in 1971 and as of September of 2019, it had grown to 12 employees and 4,400 members at 1 location. Daviess County Teachers Federal Credit Union's CD rates are 79% higher than the national average, and it has a B+ health rating.

Field of Membership Restrictions

Membership is open to employees of Daviess County Public Schools, Heritage Christian School, Owensboro Community and Technical College, and their family.
See current membership details

Reviews

No reviews have been left for this bank yet. Be the first to review.



Health
B+

Data as of Q3 2019

Learn why bank health matters
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Daviess County Teachers Federal Credit Union has a low asset base.

Health Grade Components

Overall
NCUA #20684
Year Chartered1971
Employees12
Primary Regulator
Profit Margin
Return on Assets - YTD1%
Return on Equity - YTD9.5%
Annual Interest Income$1.4MM
Assets and Liabilities
AssetsQ3 2019vs Q3 2018$46.8MM$44.0MM
LoansQ3 2019vs Q3 2018$33.7MM$33.9MM
DepositsQ3 2019vs Q3 2018$41.7MM$39.2MM
Equity CapitalQ3 2019vs Q3 2018$4.9MM$4.5MM
Loan Loss AllowanceQ3 2019vs Q3 2018$299.00K$170.00K
Unbacked Noncurrent LoansQ3 2019vs Q3 2018$252.00K$122.00K
Real Estate OwnedQ3 2019vs Q3 2018$0$0
Rates
Skip to rates for:
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not Daviess County Teachers Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Daviess County Teachers Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.78%--Coverdell Education Savings Account
0.40%--Accumulative IRA
0.25%*$75k*-Ultimate Account
OTHER TIERS: 0.12% → $10k - $25k | 0.15% → $25k - $50k | 0.20% → $50k - $75k
0.05%--Share Savings
0.03%--Christmas Club Account
0.03%--Special Savings

Daviess County Teachers Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.02%$500-48 Month Share Certificate
1.91%$500-36 Month Share Certificate
1.81%$500-24 Month Share Certificate
1.71%$500-18 Month Share Certificate
1.61%$500-12 Month Share Certificate
1.00%$500-182 Day Share Certificate
0.75%$500-91 Day Share Certificate

Daviess County Teachers Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.02%$500-48 Month IRA Certificate
1.91%$500-36 Month IRA Certificate
1.81%$500-24 Month IRA Certificate
1.71%$500-18 Month IRA Certificate
1.61%$500-12 Month IRA Certificate
Locations


Daviess County Teachers Federal Credit Union Locations
Branch Office1900 Southeastern PkwyOwensboro, KY 42303

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.