Overview / Commentary
418 N Main St
De Soto, MO 63020-1538

De Soto Mo Pac Credit Union is headquartered in De Soto and is the 65th largest credit union in the state of Missouri. It is also the 3,556th largest credit union in the nation. It was established in 1939 and as of December of 2018, it had grown to 4 employees and 1,372 members at 1 location. De Soto Mo Pac Credit Union's CD rates are 3X the national average, and it has a B health rating.

Field of Membership Restrictions

Membership in De Soto Mo Pac Credit Union is open to employees of Union Pacific Railroad who live or work in St. Francois or Washington Counties in Missouri.
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Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. De Soto Mo Pac Credit Union has a low asset base.

Health Grade Components

NCUA #63507
Year Chartered1939
Primary Regulator
Profit Margin
Return on Assets - YTD0.84%
Return on Equity - YTD7.64%
Annual Interest Income$663.00K
Assets and Liabilities
AssetsQ4 2018vs Q4 2017$16.4MM$16.2MM
LoansQ4 2018vs Q4 2017$13.0MM$12.8MM
DepositsQ4 2018vs Q4 2017$14.6MM$14.5MM
Equity CapitalQ4 2018vs Q4 2017$1.8MM$1.7MM
Loan Loss AllowanceQ4 2018vs Q4 2017$62.00K$58.00K
Unbacked Noncurrent LoansQ4 2018vs Q4 2017$202.00K$252.00K
Real Estate OwnedQ4 2018vs Q4 2017$0$0
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De Soto Mo Pac Credit Union Savings Account Rates

1.26%$100-Share Accounts

De Soto Mo Pac Credit Union Checking Account Rates

0.65%$5k-Share Draft Accounts

De Soto Mo Pac Credit Union CD Rates

2.78%$5k$100k2 Year CD
2.52%$5k$100k1 Year CD

De Soto Mo Pac Credit Union Locations
Branch Office418 N Main StDe Soto, MO 63020-1538

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