Overview / Commentary
De Soto Mo Pac Credit Union is headquartered in De Soto and is the 63rd largest credit union in the state of Missouri. It is also the 3,482nd largest credit union in the nation. It was established in 1939 and as of December of 2019, it had grown to 4 employees and 1,440 members at 1 location. De Soto Mo Pac Credit Union's savings rates are 2X the national average, and it has a B health rating.
Field of Membership Restrictions
Membership in De Soto Mo Pac Credit Union is open to employees of Union Pacific Railroad who live or work in St. Francois or Washington Counties in Missouri.
See current membership details
Health
B
Data as of Q4 2019
Learn why bank health mattersAdditional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. De Soto Mo Pac Credit Union has a low asset base.
Health Grade Components
| Overall | |
|---|---|
| NCUA # | 63507 |
| Year Chartered | 1939 |
| Employees | 4 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 1.04% |
| Return on Equity - YTD | 9.03% |
| Annual Interest Income | $734.00K |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2019vs Q4 2018 | $17.2MM$16.4MM |
| Loans | Q4 2019vs Q4 2018 | $13.4MM$13.0MM |
| Deposits | Q4 2019vs Q4 2018 | $15.2MM$14.6MM |
| Equity Capital | Q4 2019vs Q4 2018 | $2.0MM$1.8MM |
| Loan Loss Allowance | Q4 2019vs Q4 2018 | $65.00K$62.00K |
| Unbacked Noncurrent Loans | Q4 2019vs Q4 2018 | $136.00K$202.00K |
| Real Estate Owned | Q4 2019vs Q4 2018 | $0$0 |