Dean Co-operative Bank

Popular Accounts at this Bank

APY	ACCOUNT TYPE	HOW THEY COMPARE
1.40%	5-year CD	2.27% - National Average
0.45%	1-year CD	1.37% - National Average
0.10%	Savings	2.20% - Barclays Online Savings Account

View all Dean Co-operative Bank rates »

Overview / Commentary

www.deanbank.com

508-528-0088

21 Main Street
Franklin, MA 02038

Dean Co-operative Bank is headquartered in Franklin and is the 95^th largest bank in the state of Massachusetts. It is also the 2,077^th largest bank in the nation. It was established in 1889 and as of December of 2018, it had grown to 67 employees at 4 locations. Dean Co-operative Bank's money market rates are 2X the national average, and it has an A health rating.

Reviews (1)

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Great Local Bank

Posted by: EMTT | Dec 16, 2016

Dean Bank has been a pleasure to work with. Their customer service has always been above my expectations. In fact, not too long ago, I had to make several deposits, cash in savings bonds, transfer money, and speak with a manager to help me out on an account question in one trip. Even though it was a long process, they were nice to work with the entire time and guided me through the process. In addition, I use their mobile banking system and frequently check their mobile app. The app is easy to use and a great way to check in on account information. I have both a checking and savings account with Dean Bank and I am able to make transfers from one account to another from the palm of my hand. I have been using Dean Bank for 4 years and have not had any issues yet. I would recommend this bank to anyone in the local area.

Comment

Health

Data as of Q4 2018

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #	27269
Year Established	1889
Employees	67
Primary Regulator	FDIC

Profit Margin
Return on Assets - YTD	0.52%
Return on Equity - YTD	6.09%
Annual Interest Income	$11.1MM

Assets and Liabilities
Assets	Q4 2018vs Q4 2017	$317.3MM$296.6MM
Loans	Q4 2018vs Q4 2017	$239.4MM$213.7MM
Deposits	Q4 2018vs Q4 2017	$265.5MM$254.8MM
Equity Capital	Q4 2018vs Q4 2017	$27.0MM$25.8MM
Loan Loss Allowance	Q4 2018vs Q4 2017	$2.4MM$2.4MM
Unbacked Noncurrent Loans	Q4 2018vs Q4 2017	$521.00K$991.00K
Real Estate Owned	Q4 2018vs Q4 2017	$0$0

Rates

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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Dean Co-operative Bank Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.30%^*	$45k^*	-	Preferred Savings
OTHER TIERS: 0.10% → $25 - $15k \| 0.20% → $15k - $30k \| 0.25% → $30k - $45k
0.15%	$100	-	Variable Rate IRA Savings
0.10%	$25	-	Passbook Savings
0.10%	$25	-	Statement Savings
0.10%	$1	-	Student Savings
0.10%	$1	-	Club Account
0.10%	$1	-	Dean Bank Holiday Club Account

Dean Co-operative Bank Money Market Rates

APY	MIN	MAX	ACCOUNT NAME
1.00%^*	$500k^*	-	Premium Money Market
OTHER TIERS: 0.10% → $25 - $100k \| 0.15% → $100k - $250k \| 0.25% → $250k - $500k
0.25%^*	$100k^*	-	Preferred Money Market
OTHER TIERS: 0.10% → $25 - $25k \| 0.15% → $25k - $50k \| 0.20% → $50k - $100k
0.15%^*	$2.5k^*	-	Money Market Account
OTHER TIERS: 0.05% → $25 - $2.5k

Dean Co-operative Bank Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.05%	$25	-	NOW Checking Account

Dean Co-operative Bank CD Rates

APY	MIN	MAX	ACCOUNT NAME
2.50%	$1k	-	16 Month CD Special
2.40%	$1k	-	9 Month CD Special
2.40%	$1k	-	29 Month Add-On CD Special
2.00%	$1k	-	35 Month Bump-Up CD Special
1.40%	$500	-	60 Month CD
1.30%	$500	-	48 Month CD
1.03%	$500	-	36 Month CD
0.92%	$500	-	30 Month CD
0.77%	$500	-	24 Month CD
0.55%	$500	-	18 Month CD
0.45%	$500	-	12 Month CD
0.30%	$500	-	6 Month CD
0.25%	$500	-	3 Month CD

Dean Co-operative Bank IRA Rates

APY	MIN	MAX	ACCOUNT NAME
2.50%	$100	-	16 Month Fixed Rate IRA Special
2.40%	$1k	-	29 Month Add-On IRA Special
2.40%	$1k	-	29 Month Add-On Retirement CD Special
1.40%	$500	-	60 Month IRA
1.30%	$500	-	48 Month IRA
1.03%	$500	-	36 Month IRA
0.92%	$500	-	30 Month IRA
0.77%	$500	-	24 Month IRA
0.55%	$500	-	18 Month IRA
0.45%	$500	-	12 Month IRA

Locations

Dean Co-operative Bank Locations
Dean Co-Operative Bank	21 Main Street	Franklin, MA 02038
Mendon Branch	32 Hastings Street	Mendon, MA 01756
Pulaski Branch	411 Pulaski Boulevard	Bellingham, MA 02019
Blackstone Branch	8 Main Street	Blackstone, MA 01504

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