Dearborn County Federal Credit Union

Overview / Commentary
600 Wilson Creek Rd
Lawrenceburg, IN 47025

Dearborn County Federal Credit Union is headquartered in Lawrenceburg and is the 103rd largest credit union in the state of Indiana. It is also the 3,627th largest credit union in the nation. It was established in 1962 and as of March of 2020, it had grown to 4 employees and 2,273 members at 1 location. Dearborn County Federal Credit Union has a B health rating.


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Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Dearborn County Federal Credit Union has a low asset base.

Health Grade Components

NCUA #15321
Year Chartered1962
Primary Regulator
Profit Margin
Return on Assets - YTD-1.23%
Return on Equity - YTD-10.85%
Annual Interest Income$112.00K
Assets and Liabilities
AssetsQ1 2020vs Q1 2019$14.8MM$15.5MM
LoansQ1 2020vs Q1 2019$6.5MM$5.9MM
DepositsQ1 2020vs Q1 2019$13.2MM$13.7MM
Equity CapitalQ1 2020vs Q1 2019$1.7MM$1.7MM
Loan Loss AllowanceQ1 2020vs Q1 2019$93.00K$33.00K
Unbacked Noncurrent LoansQ1 2020vs Q1 2019$18.00K$25.00K
Real Estate OwnedQ1 2020vs Q1 2019$0$0
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Dearborn County Federal Credit Union Savings Account Rates

0.75%--IRA Savings
0.10%--Regular Savings
0.10%--Special Savings
0.05%--Vacation Club
0.05%--Christmas Club

Dearborn County Federal Credit Union Locations
Branch Office600 Wilson Creek RdLawrenceburg, IN 47025

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