Hoosier Hills Credit Union

Overview / Commentary
630 Lincoln Ave
Bedford, IN 47421

Hoosier Hills Credit Union is headquartered in Bedford and is the 15th largest credit union in the state of Indiana. It is also the 474th largest credit union in the nation. It was established in 1934 and as of March of 2024, it had grown to 192 employees and 38,189 members at 11 locations. Hoosier Hills Credit Union's money market rates are 6X the national average, and it has a B health rating.

Field of Membership Restrictions

Hoosier Hills Credit Union is open to those who work or live in the Indiana counties of Bartholomew, Brown, Clark, Clay, Crawford, Daviess, Dearborn, Dubois, Floyd, Gibson, Greene, Harrison, Jackson, Jefferson, Jennings, Knox, Lawrence, Martin, Morgan, Monroe, Ohio, Orange, Owen, Perry, Pike, Posey, Ripley, Scott, Spencer, Sullivan, Switzerland, Vanderburgh, Vigo, Warrick, or Washington, or the Kentucky counties of Breckenridge, Daviess, Hancock, Henderson, or Meade. Relatives of membership-eligible individuals also qualify for membership. .
See current membership details

Reviews (2)

Great customer service and products.

My husband and I moved to a new area less than a year ago, and decided to move all our banking from our previous local county bank to a credit union that has a branch in our new town. We were coming off of a rough experience with our bank, and were leery of getting into a similar situation. We have had no regrets since switching! We walked in as brand new customers, was immediately met by friendly employees, and in a short amount of time had all the information we needed to decide to move everything here. We have multiple savings accounts in addition to our checking, and setting them up was quick, easy, and painless! After they were set in the branch, it was very easy for me to set up my online account and manage them from there. The features and accessibility of all my accounts is amazing...I never realized what I was missing out on when we were with our smaller bank before. Being able to easily transfer money, set up bill payments, and even set up auto pays/transfers from my phone is an amazing advantage. I feel like I have so much more control of our finances and it is a lot more organized, thanks to Hoosier Hills. We have had no issues, and all our business is done quickly and professionally. I highly recommend Hoosier Hills to everyone who mentions switching from their current bank!

Small-Town Bumpkin Bank

Hoosier Hills provides good service only locally. Don't choose this bank if you have any intention of using iTunes, traveling abroad, or buying an item online from another country (even England and Canada!). They impose ridiculous limits on debit cards in order to provide more security. PayPal is not even a possibility if the vendor is not American, more often than not.  This is so surprising in a time when so many things are handled online - get with the times, Hoosier Hills! Working with this bank feels like asking your 90 year old grandmother for help fixing a computer. I would only recommend this bank if you never plan to use the internet for shopping and you never leave Indiana. It's a real "Mickey Mouse" operation. 


Health Grade Components

NCUA #60768
Year Chartered1934
Primary Regulator
Profit Margin
Return on Assets - YTD0.31%
Return on Equity - YTD4.88%
Annual Interest Income$11.3MM
Assets and Liabilities
AssetsQ1 2024vs Q1 2023$926.3MM$882.5MM
LoansQ1 2024vs Q1 2023$731.3MM$703MM
DepositsQ1 2024vs Q1 2023$714.9MM$703.6MM
Equity CapitalQ1 2024vs Q1 2023$58.7MM$59.9MM
Loan Loss AllowanceQ1 2024vs Q1 2023$7.2MM$4.1MM
Unbacked Noncurrent LoansQ1 2024vs Q1 2023$7.3MM$4.4MM
Real Estate OwnedQ1 2024vs Q1 2023$0$0
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Always verify rates and promotions with the bank or credit union. We are not Hoosier Hills Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Hoosier Hills Credit Union Savings Account Rates

0.60%$0-Health Savings Account
0.10%$0-Regular Savings
0.10%$0-Christmas Club
0.10%$0-Vacation Club
0.10%$0-Other Club Account

Hoosier Hills Credit Union Money Market Rates

2.78%*$250k*-IRA Money Market
OTHER TIERS: 1.26% $2.5k - $10k | 1.51% $10k - $25k | 1.71% $25k - $50k | 2.17% $50k - $100k | 2.32% $100k - $250k
2.75%*$250k*-Money Market
OTHER TIERS: 1.26% $2.5k - $10k | 1.51% $10k - $25k | 1.71% $25k - $50k | 2.15% $50k - $100k | 2.30% $100k - $250k

Hoosier Hills Credit Union Checking Account Rates

0.05%$1k-Free Checking

Hoosier Hills Credit Union CD Rates

3.04%*$10k*-60 Month CD
OTHER TIERS: 2.99% $500 - $10k
2.78%*$10k*-48 Month CD
OTHER TIERS: 2.73% $500 - $10k
2.63%*$10k*-36 Month CD
OTHER TIERS: 2.58% $500 - $10k
2.53%*$10k*-24 Month CD
OTHER TIERS: 2.48% $500 - $10k
2.53%*$10k*-30 Month CD
OTHER TIERS: 2.48% $500 - $10k
2.27%*$10k*-18 Month CD
OTHER TIERS: 2.02% $500 - $10k
2.02%*$10k*-12 Month CD
OTHER TIERS: 1.97% $500 - $10k
1.97%$25-12 Month Save to Win CD
1.51%*$10k*-6 Month CD
OTHER TIERS: 1.46% $500 - $10k
1.00%*$10k*-3 Month CD
OTHER TIERS: 0.95% $500 - $10k


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