Decatur Earthmover Credit Union

Popular Accounts at this Credit Union

APY	ACCOUNT TYPE	HOW THEY COMPARE
1.25%	5-year CD	3.10% - Goldman Sachs Bank USA High-yield 5 Year CD
0.20%	1-year CD	2.65% - Barclays 12 Month Online CD
0.05%	Savings	2.00% - Ally Bank Online Savings Account

View all Decatur Earthmover Credit Union rates »

Overview / Commentary

decu.com

217-875-2301

260 W Marion Ave
Forsyth, IL 62535

Decatur Earthmover Credit Union is headquartered in Forsyth and is the 28^th largest credit union in the state of Illinois. It is also the 874^th largest credit union in the nation. It was established in 1956 and as of June of 2018, it had grown to 80 employees and 23,942 members at 6 locations. Decatur Earthmover Credit Union has a B+ health rating.

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Health

B+

Data as of Q2 2018

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Health Grade Components

Overall
NCUA #	68597
Year Chartered	1956
Employees	80
Primary Regulator

Profit Margin
Return on Assets - YTD	0.5%
Return on Equity - YTD	5.54%
Annual Interest Income	$3.8MM

Assets and Liabilities
Assets	Q2 2018vs Q2 2017	$261.0MM$267.7MM
Loans	Q2 2018vs Q2 2017	$118.8MM$123.0MM
Deposits	Q2 2018vs Q2 2017	$235.1MM$242.2MM
Equity Capital	Q2 2018vs Q2 2017	$23.7MM$23.6MM
Loan Loss Allowance	Q2 2018vs Q2 2017	$1.6MM$2.0MM
Unbacked Noncurrent Loans	Q2 2018vs Q2 2017	$618.00K$1.3MM
Real Estate Owned	Q2 2018vs Q2 2017	$0$0

Rates

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Savings
Money Market
Checking
CD
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Decatur Earthmover Credit Union Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.20%	-	-	IRA Account
0.06%	-	-	Vacation Club
0.06%	-	-	Christmas Club
0.05%	$5	-	Regular Savings

Decatur Earthmover Credit Union Money Market Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.15%^*	$25k^*	-	Money Market Checking Account
OTHER TIERS: 0.05% → $1k - $10k \| 0.10% → $10k - $25k

Decatur Earthmover Credit Union Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.03%	-	-	Checking Account

Decatur Earthmover Credit Union CD Rates

APY	MIN	MAX	ACCOUNT NAME
1.25%^*	$25k^*	-	60 Month Certificate
OTHER TIERS: 0.90% → $500 - $10k \| 1.10% → $10k - $25k
0.65%^*	$25k^*	-	36 Month Certificate
OTHER TIERS: 0.40% → $500 - $10k \| 0.50% → $10k - $25k
0.40%^*	$25k^*	-	24 Month Certificate
OTHER TIERS: 0.20% → $500 - $10k \| 0.30% → $10k - $25k
0.30%^*	$25k^*	-	18 Month Certificate
OTHER TIERS: 0.10% → $500 - $10k \| 0.20% → $10k - $25k
0.20%^*	$25k^*	-	12 Months Certificate
OTHER TIERS: 0.08% → $500 - $10k \| 0.15% → $10k - $25k

Decatur Earthmover Credit Union IRA Rates

APY	MIN	MAX	ACCOUNT NAME
1.25%^*	$25k^*	-	60 Month IRA Certificate
OTHER TIERS: 0.90% → $500 - $10k \| 1.10% → $10k - $25k
0.65%^*	$25k^*	-	36 Month IRA Certificate
OTHER TIERS: 0.40% → $500 - $10k \| 0.50% → $10k - $25k
0.40%^*	$25k^*	-	24 Month IRA Certificate
OTHER TIERS: 0.20% → $500 - $10k \| 0.30% → $10k - $25k
0.30%^*	$25k^*	-	18 Month IRA Certificate
OTHER TIERS: 0.10% → $500 - $10k \| 0.20% → $10k - $25k
0.20%^*	$25k^*	-	12 Month IRA Certificate
OTHER TIERS: 0.08% → $500 - $10k \| 0.15% → $10k - $25k

Locations

Decatur Earthmover Credit Union Locations
Branch Office	2600 Dividend Dr	Decatur, IL 62526
Branch Office	140 W Main St	Mt Zion, IL 62549
Branch Office	4855 Aldi Dr	Decatur, IL 62521
Branch Office	260 W Marion Ave	Forsyth, IL 62535
Branch Office	550 N Edward St	Decatur, IL 62522
Branch Office	428 W Jasper St	Paris, IL 61944

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