Dedham Savings

TODAY'S FEATURED RATES

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Overview / Commentary

www.dedhamsavings.com

781-329-6700

55 Elm Street
Dedham, MA 02026

Dedham Savings is headquartered in DEDHAM and is the 24^th largest bank in the state of Massachusetts. It is also the 497^th largest bank in the nation. It was established in 1831 and as of March of 2025, it had grown to 200 employees at 14 locations. Dedham Savings' savings rates are 10X the national average, and it has an A health rating.

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Health

Data as of Q1 2025

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #	23620
Year Established	1831
Employees	200
Primary Regulator	FDIC

Profit Margin
Return on Assets - YTD	0.16%
Return on Equity - YTD	1.51%
Annual Interest Income	$29.9MM

Assets and Liabilities
Assets	Q1 2025vs Q1 2024	$2.5B$2.37B
Loans	Q1 2025vs Q1 2024	$1.94B$1.86B
Deposits	Q1 2025vs Q1 2024	$1.89B$1.81B
Equity Capital	Q1 2025vs Q1 2024	$261.9MM$248.1MM
Loan Loss Allowance	Q1 2025vs Q1 2024	$13.6MM$10.3MM
Unbacked Noncurrent Loans	Q1 2025vs Q1 2024	$14MM$10.6MM
Real Estate Owned	Q1 2025vs Q1 2024	$5.9MM$4.8MM

TODAY'S FEATURED RATES

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Rates

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Savings
Money Market
Checking
CD
IRA

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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Dedham Savings Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
5.00%^*	$10	$1k	Start Up Savings- New money
OTHER TIERS: 0.05% → $1k+
3.50%^*	$20k^*	$2.5m	High Yield Savings - New Money
OTHER TIERS: 0.05% → $0+
0.05%	$10	-	Statement Savings

Dedham Savings Money Market Rates

APY	MIN	MAX	ACCOUNT NAME
3.00%^*	$100k^*	$20m	Premium Money Market Account - New Money
OTHER TIERS: 0.05% → $10k - $100k
0.50%	$10	-	Money Market
0.50%^*	$10k^*	$2m	Preferred Money Market - New Money
OTHER TIERS: 0.05% → $10 - $10k

Dedham Savings Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
1.00%	$10	$10k	Interest Reward Checking
0.05%	$10	-	Check Rewards Cheking

Dedham Savings CD Rates

APY	MIN	MAX	ACCOUNT NAME
4.25%	$1k	-	7 Month CD Special
3.75%	$1k	-	12 Month CD
3.75%	$1k	-	15 Month CD Special
3.51%	$1k	-	24 Month CD
3.51%	$1k	-	18 Month CD
3.00%	$1k	-	36 Month CD
3.00%	$1k	-	48 Month CD
3.00%	$1k	-	60 Month CD
3.00%	$1k	-	30 Month CD
1.00%	$1k	-	182 Day CD
0.50%	$1k	-	91 Day CD

Dedham Savings IRA Rates

APY	MIN	MAX	ACCOUNT NAME
4.25%	$100	-	7 Month IRA Special
3.75%	$100	-	12 Month IRA
3.75%	$100	-	15 Month IRA Special
3.51%	$100	-	24 Month IRA
3.51%	$100	-	18 Month IRA
3.00%	$100	-	36 Month IRA
3.00%	$100	-	48 Month IRA
3.00%	$100	-	60 Month IRA
3.00%	$100	-	30 Month IRA
1.00%	$100	-	182 Day IRA
0.50%	$100	-	91 Day IRA

Locations

Availability

Boston Area

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