Dedham Savings

Overview / Commentary
55 Elm Street
Dedham, MA 02026

Dedham Savings is headquartered in Dedham and is the 26th largest bank in the state of Massachusetts. It is also the 588th largest bank in the nation. It was established in 1831 and as of December of 2021, it had grown to 210 employees at 14 locations. Dedham Savings' savings rates are 8X the national average, and it boasts an A+ health rating.

Reviews (1)

Pretty Good

I opened an account at a branch, and it was very easy. Getting the ATM card took about two weeks, so a bit on the long side. But website & online bill pay is very easy to set up and use.

Best of all, I'll be done with my big bank soon.



Health Grade Components

FDIC Certificate #23620
Year Established1831
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.22%
Return on Equity - YTD10.7%
Annual Interest Income$61.2MM
Assets and Liabilities
AssetsQ4 2021vs Q4 2020$1.87B$1.74B
LoansQ4 2021vs Q4 2020$1.38B$1.32B
DepositsQ4 2021vs Q4 2020$1.62B$1.49B
Equity CapitalQ4 2021vs Q4 2020$223.9MM$196.4MM
Loan Loss AllowanceQ4 2021vs Q4 2020$9.7MM$9.5MM
Unbacked Noncurrent LoansQ4 2021vs Q4 2020$1.4MM$1.6MM
Real Estate OwnedQ4 2021vs Q4 2020$0$0
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Always verify rates and promotions with the bank or credit union. We are not Dedham Savings; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Dedham Savings Savings Account Rates

4.00%*$10$1kStart Up Savings- New money
OTHER TIERS: 0.05% $1k+
0.05%$10-Statement Savings
0.05%$10-Passbook Savings

Dedham Savings Money Market Rates

0.25%*$10k*$2mPreferred Money Market - New Money
OTHER TIERS: 0.05% $10 - $10k
0.15%*$50k*-Business Money Market
OTHER TIERS: 0.05% $10 - $25k | 0.10% $25k - $50k
0.05%$10-Money Market

Dedham Savings Checking Account Rates

0.50%*$10$10kInterest Reward Checking
OTHER TIERS: 0.05% $10k+
0.05%--Check Rewards Cheking

Dedham Savings CD Rates

1.00%$1k-30 Month CD
1.00%$1k-15 Month CD Special
0.60%$1k-48 Month CD
0.60%$1k-60 Month CD
0.50%$1k-24 Month CD
0.50%$1k-36 Month CD
0.45%$1k-18 Month CD
0.40%$1k-12 Month CD
0.35%$1k-7 Month CD Special
0.30%$1k-182 Day CD
0.25%$1k-91 Day CD

Dedham Savings IRA Rates

1.00%$100-30 Month IRA
1.00%$100-15 Month IRA Special
0.60%$100-48 Month IRA
0.60%$100-60 Month IRA
0.50%$100-24 Month IRA
0.50%$100-36 Month IRA
0.45%$100-18 Month IRA
0.40%$100-12 Month IRA
0.35%$100-7 Month IRA Special
0.30%$100-182 Day IRA
0.25%$100-91 Day IRA


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