Dedham Savings

Overview / Commentary
55 Elm Street
Dedham, MA 02026

Dedham Savings is headquartered in DEDHAM and is the 24th largest bank in the state of Massachusetts. It is also the 498th largest bank in the nation. It was established in 1831 and as of March of 2024, it had grown to 216 employees at 14 locations. Dedham Savings' savings rates are 10X the national average, and it has a B+ health rating.

Reviews (1)

Pretty Good

I opened an account at a branch, and it was very easy. Getting the ATM card took about two weeks, so a bit on the long side. But website & online bill pay is very easy to set up and use.

Best of all, I'll be done with my big bank soon.



Health Grade Components

FDIC Certificate #23620
Year Established1831
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.53%
Return on Equity - YTD5.02%
Annual Interest Income$27.4MM
Assets and Liabilities
AssetsQ1 2024vs Q1 2023$2.37B$2.18B
LoansQ1 2024vs Q1 2023$1.86B$1.68B
DepositsQ1 2024vs Q1 2023$1.81B$1.71B
Equity CapitalQ1 2024vs Q1 2023$248.1MM$230.6MM
Loan Loss AllowanceQ1 2024vs Q1 2023$10.3MM$8.3MM
Unbacked Noncurrent LoansQ1 2024vs Q1 2023$10.6MM$1.4MM
Real Estate OwnedQ1 2024vs Q1 2023$4.8MM$0
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Always verify rates and promotions with the bank or credit union. We are not Dedham Savings; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Dedham Savings Savings Account Rates

5.00%*$10$1kStart Up Savings- New money
OTHER TIERS: 0.05% $1k+
0.05%$10-Statement Savings
0.05%$10-Passbook Savings

Dedham Savings Money Market Rates

3.00%*$100k*$20mPremium Money Market Account - New Money
OTHER TIERS: 0.05% $10k - $100k
0.50%*$10k*$2mPreferred Money Market - New Money
OTHER TIERS: 0.05% $10 - $10k
0.05%$10-Money Market

Dedham Savings Checking Account Rates

1.00%*$10$10kInterest Reward Checking
OTHER TIERS: 0.05% $10k+
0.05%$0-Check Rewards Cheking

Dedham Savings CD Rates

5.10%$1k-9 Month CD Special
4.75%$1k-15 Month CD Special
4.50%$1k-12 Month CD
4.50%$1k-18 Month CD
4.25%$1k-24 Month CD
3.75%$1k-36 Month CD
3.75%$1k-48 Month CD
3.75%$1k-60 Month CD
3.75%$1k-30 Month CD
1.00%$1k-182 Day CD
0.50%$1k-91 Day CD

Dedham Savings IRA Rates

5.10%$100-9 Month IRA Special
4.75%$100-15 Month IRA Special
4.50%$100-12 Month IRA
4.50%$100-18 Month IRA
4.25%$100-24 Month IRA
3.75%$100-36 Month IRA
3.75%$100-48 Month IRA
3.75%$100-60 Month IRA
3.75%$100-30 Month IRA
1.00%$100-182 Day IRA
0.50%$100-91 Day IRA


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