Dedham Town Employees Federal Credit Union
LOCATIONS
1
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HEALTH RATING
C+
View health report
CURRENT TOP RATE
4.75% APY
8 Month Share Certificate Special
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Overview / Commentary
Dedham Town Employees Federal Credit Union is headquartered in DEDHAM and is the 109th largest credit union in the state of Massachusetts. It is also the 3,690th largest credit union in the nation. It was established in 1962 and as of March of 2025, it had grown to 2 employees and 903 members at 1 location. Dedham Town Employees Federal Credit Union's CD rates are 67% higher than the national average, and it has a C+ health rating.
Field of Membership Restrictions
Membership in Dedham Town Employees Federal Credit Union is open to employees of the Town of Dedham, Dedham School Department, Dedham Housing Authority, Dedham/Westwood Water District, and Norfolk County.
See current membership details
Health
C+
Data as of Q1 2025
Learn why bank health mattersAdditional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Dedham Town Employees Federal Credit Union has a very low asset base.
Health Grade Components
| Overall | |
|---|---|
| NCUA # | 15073 |
| Year Chartered | 1962 |
| Employees | 2 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.79% |
| Return on Equity - YTD | 5.69% |
| Annual Interest Income | $100K |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q1 2025vs Q1 2024 | $9.2MM$9.3MM |
| Loans | Q1 2025vs Q1 2024 | $2.6MM$2.9MM |
| Deposits | Q1 2025vs Q1 2024 | $7.9MM$8.1MM |
| Equity Capital | Q1 2025vs Q1 2024 | $1.2MM$1.2MM |
| Loan Loss Allowance | Q1 2025vs Q1 2024 | $11K$28K |
| Unbacked Noncurrent Loans | Q1 2025vs Q1 2024 | $36K$79K |
| Real Estate Owned | Q1 2025vs Q1 2024 | $0$0 |