Del Norte Credit Union


Overview / Commentary
877-818-3628
3286 Cerrillos Rd
Santa Fe, NM 87507

Del Norte Credit Union is headquartered in Santa Fe and is the 5th largest credit union in the state of New Mexico. It is also the 429th largest credit union in the nation. It was established in 1954 and as of June of 2021, it had grown to 194 employees and 56,654 members at 7 locations. Del Norte Credit Union has an A+ health rating.

Field of Membership Restrictions

Del Norte Credit Union is open to individuals who live or work in Los Alamos, Santa Fe, Rio Arriba, Sandoval, Taos, Torrance, Quay, Colfax, Union, Harding, Mora, San Miguel, Guadalupe or Chaves counties, or the Township of Bernalillo, the City of Rio Rancho, or the Village of Corrales. Membership also extends to employees of the Los Alamos National Laboratory, employees of Del Norte and their immediate families. (Requirements are posted in the online account opening process)
See current membership details

Reviews (2)

Loan Officer

Posted by: |

Wanted to give an A+ rating to Del Norte White Rock branch. Especially to Annisa Martinez and Josh! Annisa made the car buying process pleasant. We were purchasing the Lexus RX 350 that we had been leasing. Annisa worked diligently to make the process seamless. Much thanks!

Debbie and Gerard Romero

Great Rate, TERRIBLE Online Features,

Posted by: |

Have a car loan through Del Norte. On all of my calls they were as helpful as possible. Staff was really good and patient with my concerns.
I have concerns about their web security. I was so concerned it caused me to search for another company to get the loan through but no one could beat their rate. The problem that I have is with their web design and security. There is no way to make payments by Echeck or credit/debit card. You have to transfer money via a third party transfer service. The third party wants you to put in your complete banking login information to verify the account or wait several days to verify micro transfers. Even if you jump through the hoops of the third party the money transfer goes to the savings account and you still have to make the payment from there to the loan account. The only way for them to take a card payment via phone is for them to call you back in 1-2 business days, so you have to guess if a blind call from the bank is legit or a phishing attempt. On top of all of this the third party transfer costs $5 every time you make a payment or $15 if they call you to make the payment on the phone. None of these fees would be needed if you could simply fill out an Echeck or debit card field. If this is not fixed I will be driving 45 min to make my payments in person at the branch every month until I can find a competitive rate with another institution.



Health
A+

Health Grade Components

Overall
NCUA #64759
Year Chartered1954
Employees194
Primary Regulator
Profit Margin
Return on Assets - YTD0.63%
Return on Equity - YTD6.39%
Annual Interest Income$12.6MM
Assets and Liabilities
AssetsQ2 2021vs Q2 2020$917.2MM$795.0MM
LoansQ2 2021vs Q2 2020$598.5MM$554.2MM
DepositsQ2 2021vs Q2 2020$820.0MM$703.2MM
Equity CapitalQ2 2021vs Q2 2020$89.4MM$84.4MM
Loan Loss AllowanceQ2 2021vs Q2 2020$4.5MM$3.8MM
Unbacked Noncurrent LoansQ2 2021vs Q2 2020$1.2MM$5.7MM
Real Estate OwnedQ2 2021vs Q2 2020$0$88.00K
Rates
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Always verify rates and promotions with the bank or credit union. We are not Del Norte Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Del Norte Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.25%$5-Baxter's Bunch
0.25%$5-Score! Teen Program
0.15%$50-IRA Savings Account
0.15%$50-Share Certificate Builder Account
0.15%--Holiday Savings
0.10%*$25k*-Share Savings Account
OTHER TIERS: 0.05% $5 - $25k

Del Norte Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.25%*$100k*-Money Market Savings Account
OTHER TIERS: 0.05% $2k - $10k | 0.10% $10k - $25k | 0.15% $25k - $50k | 0.20% $50k - $100k

Del Norte Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.05%$1k-Star Checking

Del Norte Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.65%*$100k*-48 Month Share Certificate
OTHER TIERS: 0.55% $1k - $10k | 0.60% $10k - $100k
0.60%*$100k*-36 Month Share Certificate
OTHER TIERS: 0.50% $1k - $10k | 0.55% $10k - $100k
0.55%*$100k*-24 Month Share Certificate
OTHER TIERS: 0.45% $1k - $10k | 0.50% $10k - $100k
0.40%*$100k*-18 Month Share Certificate
OTHER TIERS: 0.30% $1k - $10k | 0.35% $10k - $100k
0.35%*$100k*-12 Month Share Certificate
OTHER TIERS: 0.25% $1k - $10k | 0.30% $10k - $100k
0.30%*$100k*-9 Month Share Certificate
OTHER TIERS: 0.20% $1k - $10k | 0.25% $10k - $100k
0.25%*$100k*-6 Month Share Certificate
OTHER TIERS: 0.15% $1k - $10k | 0.20% $10k - $100k
0.20%*$100k*-3 Month Share Certificate
OTHER TIERS: 0.10% $1k - $10k | 0.15% $10k - $100k

Del Norte Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.65%*$100k*-48 Month IRA Certificate
OTHER TIERS: 0.55% $1k - $10k | 0.60% $10k - $100k
0.60%*$100k*-36 Month IRA Certificate
OTHER TIERS: 0.50% $1k - $10k | 0.55% $10k - $100k
0.55%*$100k*-24 Month IRA Certificate
OTHER TIERS: 0.45% $1k - $10k | 0.50% $10k - $100k
0.40%*$100k*-18 Month IRA Certificate
OTHER TIERS: 0.30% $1k - $10k | 0.35% $10k - $100k
0.35%*$100k*-12 Month IRA Certificate
OTHER TIERS: 0.25% $1k - $10k | 0.30% $10k - $100k
0.30%*$100k*-9 Month IRA Certificate
OTHER TIERS: 0.20% $1k - $10k | 0.25% $10k - $100k
0.25%*$100k*-6 Month IRA Certificate
OTHER TIERS: 0.15% $1k - $10k | 0.20% $10k - $100k
0.20%*$100k*-3 Month IRA Certificate
OTHER TIERS: 0.10% $1k - $10k | 0.15% $10k - $100k
Locations


Del Norte Credit Union Locations
Branch Office1216 N Paseo de OnateEspanola, NM 87532
Branch Office3286 Cerrillos RdSanta Fe, NM 87507
Branch Office40 Rover BlvdWhite Rock, NM 87547
Branch Office510 N Guadalupe St Ste ASanta Fe, NM 87501-6510
Branch Office1000 Trinity DrLos Alamos, NM 87544
Branch Office604 W San Mateo RdSanta Fe, NM 87505
Branch Office3634 NM Hwy 528 NE Suite 101Rio Rancho, NM 87144

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