Delaware State Police Federal Credit Union

Overview / Commentary

www.dspfcu.com

302-856-3501

700 N Bedford St
Georgetown, DE 19947

Delaware State Police Federal Credit Union is headquartered in Georgetown and is the 7^th largest credit union in the state of Delaware. It is also the 1,518^th largest credit union in the nation. It was established in 1960 and as of December of 2018, it had grown to 26 employees and 9,802 members at 3 locations. Delaware State Police Federal Credit Union's CD rates are 2X the national average, and it has a B health rating.

Field of Membership Restrictions

Must work in selected parts of Delaware (Kent, Sussex or New Castle County), Maryland (Caroline, Cecil, Dorchester, Kent, Queen Annes, Somerset, Talbot, Wicomico or Worchester County), Pennsylvania (Chester or Delaware County) or Virginia (Accomack or Northampton County). Also open to those who are employed by a federal, state, county or municipal agency or department engaged in the police protection industry.
See current membership details

Reviews

Write a Review

No reviews have been left for this bank yet. Be the first to review.

Health

Data as of Q4 2018

Learn why bank health matters

Health Grade Components

Overall
NCUA #	13791
Year Chartered	1960
Employees	26
Primary Regulator

Profit Margin
Return on Assets - YTD	0.39%
Return on Equity - YTD	3.69%
Annual Interest Income	$3.9MM

Assets and Liabilities
Assets	Q4 2018vs Q4 2017	$112.0MM$122.9MM
Loans	Q4 2018vs Q4 2017	$49.7MM$52.4MM
Deposits	Q4 2018vs Q4 2017	$100.0MM$111.1MM
Equity Capital	Q4 2018vs Q4 2017	$11.8MM$11.5MM
Loan Loss Allowance	Q4 2018vs Q4 2017	$1.7MM$1.3MM
Unbacked Noncurrent Loans	Q4 2018vs Q4 2017	$2.5MM$2.1MM
Real Estate Owned	Q4 2018vs Q4 2017	$0$445.00K

Rates

Skip to rates for:

Savings
Money Market
Checking
CD
IRA

Report an Issue

Always verify rates and promotions with the bank or credit union. We are not Delaware State Police Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Delaware State Police Federal Credit Union Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.65%	-	-	Traditional IRA
0.65%	-	-	Roth IRA
0.65%	-	-	Coverdell ESA (Education Savings Account)
0.25%^*	$25k^*	-	Regular Shares
OTHER TIERS: 0.20% → $5 - $25k
0.25%^*	$25k^*	-	Special Club
OTHER TIERS: 0.20% → $50 - $25k
0.25%^*	$25k^*	-	Christmas Club Account
OTHER TIERS: 0.20% → $5 - $25k

Delaware State Police Federal Credit Union Money Market Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.30%^*	$25k^*	-	Money Market Account
OTHER TIERS: 0.20% → $5k - $25k

Delaware State Police Federal Credit Union Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.05%	-	-	Share Draft Account

Delaware State Police Federal Credit Union CD Rates

APY	MIN	MAX	ACCOUNT NAME
3.45%	$25k	-	60 Month Jumbo Share Certificate
3.40%	$500	-	60 Month Share Certificate
3.03%	$25k	-	36 Month Jumbo Share Certificate
2.98%	$500	-	36 Month Share Certificate
2.98%	$25k	-	24 Month Jumbo Share Certificate
2.93%	$500	-	24 Month Share Certificate
2.87%	$25k	-	48 Month Jumbo Share Certificate
2.82%	$500	-	48 Month Share Certificate
2.09%	$25k	-	18 Month Jumbo Share Certificate
2.04%	$500	-	18 Month Share Certificate
1.89%	$25k	-	12 Month Jumbo Share Certificate
1.84%	$500	-	12 Month Share Certificate
1.16%	$25k	-	9 Month Jumbo Share Certificate
1.11%	$500	-	9 Month Share Certificate
1.06%	$25k	-	6 Month Jumbo Share Certificate
1.00%	$500	-	6 Month Share Certificate

Delaware State Police Federal Credit Union IRA Rates

APY	MIN	MAX	ACCOUNT NAME
3.45%	$25k	-	60 Month Jumbo IRA Share Certificate
3.40%	$500	-	60 Month IRA Share Certificate
3.03%	$25k	-	36 Month Jumbo IRA Share Certificate
2.98%	$25k	-	24 Month Jumbo IRA Share Certificate
2.98%	$500	-	36 Month IRA Share Certificate
2.93%	$500	-	24 Month IRA Share Certificate
2.87%	$25k	-	48 Month Jumbo IRA Share Certificate
2.82%	$500	-	48 Month IRA Share Certificate
2.09%	$25k	-	18 Month Jumbo IRA Share Certificate
2.04%	$500	-	18 Month IRA Share Certificate
1.89%	$25k	-	12 Month Jumbo IRA Share Certificate
1.84%	$500	-	12 Month IRA Share Certificate
1.16%	$25k	-	9 Month Jumbo IRA Share Certificate
1.11%	$500	-	9 Month IRA Share Certificate
1.06%	$25k	-	6 Month Jumbo IRA Share Certificate
1.00%	$500	-	6 Month IRA Share Certificate

Locations

Delaware State Police Federal Credit Union Locations
Branch Office	6349 N Dupont Highway	Dover, DE 19901
Branch Office	235 Christiana Rd	New Castle, DE 19720
Branch Office	700 N Bedford St	Georgetown, DE 19947

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.