Delaware State Police Federal Credit Union

Popular Accounts at this Credit Union

APY	ACCOUNT TYPE	ACCOUNT NAME
1.51%	5-year CD	60 Month Share Certificate 2.50% - Ally Bank High Yield 5 Year CD
0.40%	1-year CD	12 Month Share Certificate 2.10% - Goldman Sachs Bank USA High-yield 12 Month CD
0.15%	Savings	Regular Shares 1.60% - Goldman Sachs Bank USA High-yield Online Savings Account

View all Delaware State Police Federal Credit Union rates »

Overview / Commentary

www.dspfcu.com

302-856-3501

700 N Bedford St
Georgetown, DE 19947

Delaware State Police Federal Credit Union is headquartered in Georgetown and is the 7^th largest credit union in the state of Delaware. It is also the 1,405^th largest credit union in the nation. It was established in 1960 and as of December of 2017, it had grown to 24 employees and 9,929 members at 3 locations. Delaware State Police Federal Credit Union has a B health rating.

Field of Membership Restrictions

Must work in selected parts of Delaware (Kent, Sussex or New Castle County), Maryland (Caroline, Cecil, Dorchester, Kent, Queen Annes, Somerset, Talbot, Wicomico or Worchester County), Pennsylvania (Chester or Delaware County) or Virginia (Accomack or Northampton County). Also open to those who are employed by a federal, state, county or municipal agency or department engaged in the police protection industry.
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Health

B

Data as of Q4 2017

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Health Grade Components

Overall
NCUA #	13791
Year Chartered	1960
Employees	24
Primary Regulator

Profit Margin
Return on Assets - YTD	-0.22%
Return on Equity - YTD	-2.34%
Annual Interest Income	$4.0MM

Assets and Liabilities
Assets	Q4 2017vs Q4 2016	$122.9MM$121.1MM
Loans	Q4 2017vs Q4 2016	$52.4MM$50.7MM
Deposits	Q4 2017vs Q4 2016	$111.1MM$108.9MM
Equity Capital	Q4 2017vs Q4 2016	$11.5MM$11.8MM
Loan Loss Allowance	Q4 2017vs Q4 2016	$1.3MM$1.1MM
Unbacked Noncurrent Loans	Q4 2017vs Q4 2016	$2.1MM$2.0MM
Real Estate Owned	Q4 2017vs Q4 2016	$445.00K$441.00K

Rates

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Money Market
Checking
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Delaware State Police Federal Credit Union Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.65%	-	-	Traditional IRA
0.65%	-	-	Roth IRA
0.65%	-	-	Coverdell ESA (Education Savings Account)
0.15%^*	$25k^*	-	Regular Shares
OTHER TIERS: 0.10% → Up to $25k
0.15%^*	$25k^*	-	Club Accounts
OTHER TIERS: 0.10% → Up to $25k

Delaware State Police Federal Credit Union Money Market Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.30%^*	$25k^*	-	Money Market Account
OTHER TIERS: 0.20% → $5k - $25k

Delaware State Police Federal Credit Union Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.05%	-	-	Share Draft Account

Delaware State Police Federal Credit Union CD Rates

APY	MIN	MAX	ACCOUNT NAME
1.56%	$25k	-	60 Month Jumbo Share Certificate
1.51%	$500	-	60 Month Share Certificate
1.36%	$25k	-	48 Month Jumbo Share Certificate
1.26%	$500	-	48 Month Share Certificate
1.00%	$25k	-	36 Month Jumbo Share Certificate
0.95%	$500	-	36 Month Share Certificate
0.75%	$25k	-	24 Month Jumbo Share Certificate
0.70%	$500	-	24 Month Share Certificate
0.55%	$25k	-	18 Month Jumbo Share Certificate
0.50%	$500	-	18 Month Share Certificate
0.45%	$25k	-	12 Month Jumbo Share Certificate
0.40%	$500	-	12 Month Share Certificate
0.30%	$500	-	9 Month Share Certificate
0.30%	$25k	-	9 Month Jumbo Share Certificate
0.20%	$500	-	6 Month Share Certificate
0.20%	$25k	-	6 Month Jumbo Share Certificate

Delaware State Police Federal Credit Union IRA Rates

APY	MIN	MAX	ACCOUNT NAME
1.56%	$25k	-	60 Month Jumbo IRA Share Certificate
1.51%	$500	-	60 Month IRA Share Certificate
1.36%	$25k	-	48 Month Jumbo IRA Share Certificate
1.26%	$500	-	48 Month IRA Share Certificate
1.00%	$25k	-	36 Month Jumbo IRA Share Certificate
0.95%	$500	-	36 Month IRA Share Certificate
0.75%	$25k	-	24 Month Jumbo IRA Share Certificate
0.70%	$500	-	24 Month IRA Share Certificate
0.55%	$25k	-	18 Month Jumbo IRA Share Certificate
0.50%	$500	-	18 Month IRA Share Certificate
0.45%	$25k	-	12 Month Jumbo IRA Share Certificate
0.40%	$500	-	12 Month IRA Share Certificate
0.30%	$25k	-	9 Month Jumbo IRA Share Certificate
0.30%	$500	-	9 Month IRA Share Certificate
0.20%	$25k	-	6 Month Jumbo IRA Share Certificate
0.20%	$500	-	6 Month IRA Share Certificate

Locations

Delaware State Police Federal Credit Union Locations
Branch Office	6349 N Dupont Highway	Dover, DE 19901
Branch Office	235 Christiana Rd	New Castle, DE 19720
Branch Office	700 N Bedford St	Georgetown, DE 19947

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