Delco Postal Credit Union


Overview / Commentary
610-734-3356
1400 Bywood Ave
upper Darby, PA 19082

Delco Postal Credit Union is headquartered in upper Darby and is the 199th largest credit union in the state of Pennsylvania. It is also the 3,594th largest credit union in the nation. It was established in 1963 and as of March of 2019, it had grown to 6 employees and 1,542 members at 1 location. Delco Postal Credit Union has a C+ health rating.

Field of Membership Restrictions

Delco Postal Credit Union of Pennsylvania is open to the postal service workers that reside or maintain employment in Delaware County as well as the Wolf Baron Lodge members that are associated with the Dennis Kelly AOH Divison #1 and the family members of these eligible candidates.
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Health
C+
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Delco Postal Credit Union has a low asset base.

Health Grade Components

Overall
NCUA #62416
Year Chartered1963
Employees6
Primary Regulator
Profit Margin
Return on Assets - YTD0.45%
Return on Equity - YTD4.94%
Annual Interest Income$165.00K
Assets and Liabilities
AssetsQ1 2019vs Q1 2018$15.8MM$16.5MM
LoansQ1 2019vs Q1 2018$9.5MM$9.0MM
DepositsQ1 2019vs Q1 2018$14.4MM$15.2MM
Equity CapitalQ1 2019vs Q1 2018$1.5MM$1.3MM
Loan Loss AllowanceQ1 2019vs Q1 2018$81.00K$118.00K
Unbacked Noncurrent LoansQ1 2019vs Q1 2018$88.00K$105.00K
Real Estate OwnedQ1 2019vs Q1 2018$0$0
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Delco Postal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.80%--IRA Account
0.08%*$40k*-Deposit Account
OTHER TIERS: 0.03% $100 - $4k | 0.04% $4k - $10k | 0.06% $10k - $40k

Delco Postal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.75%$1k-60 Month CD
0.40%$1k-12 Month CD
0.20%$1k-6 Month CD

Delco Postal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.75%$1k-60 Month IRA
0.40%$1k-12 Month IRA
0.20%$1k-6 Month IRA
Locations


Delco Postal Credit Union Locations
Branch Office1400 Bywood Aveupper Darby, PA 19082

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