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Overview / Commentary
610-734-3356
1400 Bywood Ave
upper Darby, PA 19082

Delco Postal Credit Union is headquartered in upper Darby and is the 194th largest credit union in the state of Pennsylvania. It is also the 3,598th largest credit union in the nation. It was established in 1963 and as of December of 2017, it had grown to 6 employees and 1,663 members at 1 location. Delco Postal Credit Union has a B health rating.

Field of Membership Restrictions

Delco Postal Credit Union of Pennsylvania is open to the postal service workers that reside or maintain employment in Delaware County as well as the Wolf Baron Lodge members that are associated with the Dennis Kelly AOH Divison #1 and the family members of these eligible candidates.
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Health
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Delco Postal Credit Union has a low asset base.

Health Grade Components

Overall
NCUA #62416
Year Chartered1963
Employees6
Primary Regulator
Profit Margin
Return on Assets - YTD-0.78%
Return on Equity - YTD-9.3%
Annual Interest Income$618.00K
Assets and Liabilities
AssetsQ4 2017vs Q4 2016$16.6MM$14.7MM
LoansQ4 2017vs Q4 2016$9.0MM$8.8MM
DepositsQ4 2017vs Q4 2016$15.3MM$13.6MM
Equity CapitalQ4 2017vs Q4 2016$1.3MM$1.1MM
Loan Loss AllowanceQ4 2017vs Q4 2016$127.00K$59.00K
Unbacked Noncurrent LoansQ4 2017vs Q4 2016$139.00K$98.00K
Real Estate OwnedQ4 2017vs Q4 2016$0$39.00K
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Delco Postal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.20%--IRA Account
0.20%--Roth IRA Account
0.20%--Education IRA Account
0.06%*$40k*-Deposit Account
OTHER TIERS: 0.02% $100 - $10k | 0.04% $10k - $40k

Delco Postal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.75%$1k-60 Month CD
0.40%$1k-12 Month CD
0.20%$1k-6 Month CD

Delco Postal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.75%$1k-60 Month IRA
0.40%$1k-12 Month IRA
0.20%$1k-6 Month IRA
Locations


Delco Postal Credit Union Locations
Branch Office1400 Bywood Aveupper Darby, PA 19082

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