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Delco Postal Credit Union

Popular Accounts at this Credit Union

0.75%5-year CD60 Month CD
0.40%1-year CD12 Month CD
0.07%SavingsDeposit Account

Overview / Commentary
1400 Bywood Ave
upper Darby, PA 19082

Delco Postal Credit Union is headquartered in upper Darby and is the 214th largest credit union in the state of Pennsylvania. It is also the 3,784th largest credit union in the nation. It was established in 1963 and as of June of 2016, it had grown to 6 employees and 1,446 members at 1 location. Delco Postal Credit Union has a B health rating.

Field of Membership Restrictions

Delco Postal Credit Union of Pennsylvania is open to the postal service workers that reside or maintain employment in Delaware County as well as the Wolf Baron Lodge members that are associated with the Dennis Kelly AOH Divison #1 and the family members of these eligible candidates.
See current membership details


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Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Delco Postal Credit Union has a low asset base.

Health Grade Components

NCUA #62416
Year Chartered1963
Primary Regulator
Profit Margin
Return on Assets - YTD0.38%
Return on Equity - YTD5.36%
Annual Interest Income$306.00K
Assets and Liabilities
AssetsQ2 2016vs Q2 2015$14.9MM$14.3MM
LoansQ2 2016vs Q2 2015$8.5MM$8.9MM
DepositsQ2 2016vs Q2 2015$13.9MM$13.1MM
Equity CapitalQ2 2016vs Q2 2015$1.0MM$1.2MM
Loan Loss AllowanceQ2 2016vs Q2 2015$74.00K$58.00K
Unbacked Noncurrent LoansQ2 2016vs Q2 2015$70.00K$201.00K
Real Estate OwnedQ2 2016vs Q2 2015$39.00K$165.00K
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Delco Postal Credit Union Savings Account Rates

0.20%--IRA Account
0.20%--Roth IRA Account
0.20%--Education IRA Account
0.07%*$40k*-Deposit Account
OTHER TIERS: 0.02% $100 - $10k | 0.04% $10k - $20k | 0.05% $20k - $40k

Delco Postal Credit Union CD Rates

0.75%$1k-60 Month CD
0.40%$1k-12 Month CD
0.20%$1k-6 Month CD

Delco Postal Credit Union IRA Rates

0.75%$1k-60 Month IRA
0.40%$1k-12 Month IRA
0.20%$1k-6 Month IRA

Delco Postal Credit Union Locations
Branch Office1400 Bywood Aveupper Darby, PA 19082