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Overview / Commentary
1400 Bywood Ave
upper Darby, PA 19082

Delco Postal Credit Union is headquartered in upper Darby and is the 214th largest credit union in the state of Pennsylvania. It is also the 3,816th largest credit union in the nation. It was established in 1963 and as of September of 2016, it had grown to 6 employees and 1,432 members at 1 location. Delco Postal Credit Union has a C+ health rating.

Field of Membership Restrictions

Delco Postal Credit Union of Pennsylvania is open to the postal service workers that reside or maintain employment in Delaware County as well as the Wolf Baron Lodge members that are associated with the Dennis Kelly AOH Divison #1 and the family members of these eligible candidates.
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Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Delco Postal Credit Union has a low asset base.

Health Grade Components

NCUA #62416
Year Chartered1963
Primary Regulator
Profit Margin
Return on Assets - YTD0.36%
Return on Equity - YTD5.05%
Annual Interest Income$453.00K
Assets and Liabilities
AssetsQ3 2016vs Q3 2015$14.5MM$14.2MM
LoansQ3 2016vs Q3 2015$8.9MM$8.8MM
DepositsQ3 2016vs Q3 2015$13.4MM$13.0MM
Equity CapitalQ3 2016vs Q3 2015$1.1MM$1.2MM
Loan Loss AllowanceQ3 2016vs Q3 2015$66.00K$58.00K
Unbacked Noncurrent LoansQ3 2016vs Q3 2015$60.00K$138.00K
Real Estate OwnedQ3 2016vs Q3 2015$39.00K$124.00K

Rates for Delco Postal Credit Union are currently being reviewed.


Delco Postal Credit Union Locations
Branch Office1400 Bywood Aveupper Darby, PA 19082