Forge Credit Union

TODAY'S FEATURED RATES

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

4.00%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Overview / Commentary

www.forgecu.org

610-352-2000

1402 Bywood Ave
Upper Darby, PA 19082

Forge Credit Union is headquartered in Upper Darby and is the 118^th largest credit union in the state of Pennsylvania. It is also the 2,363^rd largest credit union in the nation. It was established in 1954 and as of March of 2025, it had grown to 7 employees and 4,119 members at 2 locations. Forge Credit Union's CD rates are 5X the national average, and it has a B+ health rating.

Field of Membership Restrictions

Membership is open to employees of SEPTA (Suburban Transit Division, who work in Delaware, Chester or Montgomery Counties or City Transit Division, who work in the Market-Frankford Elevated Train Shops and Yards in Upper Darby), Upper Darby Township, Haverford Township, Don Guanella School, Upper Darby Township Fire Companies, Haverford Township Fire Companies, Philadelphia Seventh Day Adventist Church, or DELCO Child Day Care Association.
See current membership details

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Health

B+

Data as of Q1 2025

Learn why bank health matters

Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Forge Credit Union has a relatively low asset base.

Health Grade Components

Overall
NCUA #	9622
Year Chartered	1954
Employees	7
Primary Regulator

Profit Margin
Return on Assets - YTD	1.46%
Return on Equity - YTD	7.52%
Annual Interest Income	$787K

Assets and Liabilities
Assets	Q1 2025vs Q1 2024	$54.8MM$54.7MM
Loans	Q1 2025vs Q1 2024	$24.9MM$25.1MM
Deposits	Q1 2025vs Q1 2024	$44MM$44.1MM
Equity Capital	Q1 2025vs Q1 2024	$10.6MM$10.4MM
Loan Loss Allowance	Q1 2025vs Q1 2024	$1.5MM$1.4MM
Unbacked Noncurrent Loans	Q1 2025vs Q1 2024	$356K$220K
Real Estate Owned	Q1 2025vs Q1 2024	$0$0

TODAY'S FEATURED RATES

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

4.00%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Rates

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Savings
Money Market
Checking
CD
IRA

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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Forge Credit Union Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.25%	$0	-	Share Savings Account
0.25%	$0	-	Club Accounts

Forge Credit Union Money Market Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
1.50%	$0	-	Money Market

Forge Credit Union Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.25%	$0	-	Share Draft

Forge Credit Union CD Rates

APY	MIN	MAX	ACCOUNT NAME
4.30%^*	$50k^*	-	12 Month CD
OTHER TIERS: 4.00% → $500 - $10k \| 4.10% → $10k - $25k \| 4.20% → $25k - $50k
4.00%	$500	-	6 Month CD
3.85%	$500	-	30 Month CD
3.60%	$500	-	60 Month CD

Forge Credit Union IRA Rates

APY	MIN	MAX	ACCOUNT NAME
4.30%^*	$50k^*	-	IRA
OTHER TIERS: 4.00% → $1 - $10k \| 4.10% → $10k - $25k \| 4.20% → $25k - $50k
2.50%	$0	-	IRA Share

Locations

Forge Credit Union Locations
Branch Office	1402 Bywood Ave	Upper Darby, PA 19082
Corporate Office	1400 Bywood Ave	Upper Darby, PA 19082

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