Del-One Federal Credit Union

Overview / Commentary
270 Beiser Blvd
Dover, DE 19904

Del-One Federal Credit Union is headquartered in Dover and is the largest credit union in the state of Delaware. It is also the 576th largest credit union in the nation. It was established in 1960 and as of March of 2022, it had grown to 179 employees and 74,205 members at 14 locations. Del-One Federal Credit Union has an A health rating.

Field of Membership Restrictions

Membership in Del-One Federal Credit Union is open to all residents of Delaware through joining the Del-One Foundation ($12 membership fee). Membership is also open to those who live, work, worship, or attend school in the Town of Georgetown, City of Milford, City of Newark, City of Wilmington or the West Dover area. Membership is also open to State of Delaware employees, as well as employees/retirees of more than 200 Select Employer Groups.
See current membership details

Reviews (1)

..... What The ..??

Posted by: |

time for yearly review of all my accounts to keep from going dormant.

Could NOT log onto DEL-ONE. Called, but VR said hold time was 25 minutes. Turns out I had to re-register for online banking, then all worked OK.

1) why the change?
2) why a 25 minute wait to get a rep??


Health Grade Components

NCUA #13919
Year Chartered1960
Primary Regulator
Profit Margin
Return on Assets - YTD0.07%
Return on Equity - YTD1.03%
Annual Interest Income$4.5MM
Assets and Liabilities
AssetsQ1 2022vs Q1 2021$687.1MM$651.2MM
LoansQ1 2022vs Q1 2021$362.8MM$371.2MM
DepositsQ1 2022vs Q1 2021$628.9MM$596.0MM
Equity CapitalQ1 2022vs Q1 2021$48.3MM$49.4MM
Loan Loss AllowanceQ1 2022vs Q1 2021$3.0MM$3.7MM
Unbacked Noncurrent LoansQ1 2022vs Q1 2021$1.6MM$2.1MM
Real Estate OwnedQ1 2022vs Q1 2021$0$0
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not Del-One Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Del-One Federal Credit Union Savings Account Rates

0.05%--I.R.A. Share
0.02%$100-Regular Share
0.02%--Christmas Club
0.02%--Vacation Club
0.02%--WINcentive Savings

Del-One Federal Credit Union Money Market Rates

0.10%*$100k*-Money Market
OTHER TIERS: 0.04% $5k - $25k | 0.06% $25k - $50k | 0.08% $50k - $100k

Del-One Federal Credit Union Checking Account Rates

0.75%*-$25kRewards Checking Tier 3 - Qualifying
OTHER TIERS: 0.01% $25k+
0.25%*-$25kRewards Checking Tier 2 - Qualifying
OTHER TIERS: 0.01% $25k+
0.08%*-$25kRewards Checking Tier 1 - Qualifying
OTHER TIERS: 0.01% $25k+
0.01%$1k-Business Checking
0.01%$500-Regular Checking
0.01%$500-Student Life Checking

Del-One Federal Credit Union CD Rates

0.50%$100k-60 Month Jumbo Share Certificate
0.45%$500$100k60 Month Share Certificate
0.40%$100k-42 Month Bump Rate Jumbo Share Certificate
0.35%$500$100k42 Month Bump Rate Share Certificate
0.35%$100k-24 Month Jumbo Share Certificate
0.35%$100k-36 Month Jumbo Share Certificate
0.30%$500$100k24 Month Share Certificate
0.30%$500$100k36 Month Share Certificate
0.25%$100k-18 Month Jumbo Share Certificate
0.20%$500$100k18 Month Share Certificate
0.15%$100k-12 Month Jumbo Share Certificate
0.10%$500-12 Month Share Certificate
0.10%$100k-6 Month Jumbo Share Certificate
0.05%$500-6 Month Share Certificate

Del-One Federal Credit Union IRA Rates

0.50%$100k-60 Month Jumbo IRA Certificate
0.45%$500$100k60 Month IRA Certificate
0.40%$100k-42 Month Bump Rate Jumbo IRA Certificate
0.35%$100k-24 Month Jumbo IRA
0.35%$100k-36 Month Jumbo IRA Certificate
0.35%$500$100k42 Month Bump Rate IRA Certificate
0.30%$500$100k24 Month IRA Certificate
0.30%$500$100k36 Month IRA Certificate
0.25%$100k-18 Month Jumbo IRA Certificate
0.20%$500$100k18 Month IRA Certificate
0.15%$100k-12 Month Jumbo IRA Certificate
0.10%$500-12 Month IRA Certificate
0.10%$100k-6 Month Jumbo IRA Certificate
0.05%$500-6 Month IRA Certificate


The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.