Del-One Federal Credit Union

Overview / Commentary
270 Beiser Blvd
Dover, DE 19904

Del-One Federal Credit Union is headquartered in Dover and is the largest credit union in the state of Delaware. It is also the 574th largest credit union in the nation. It was established in 1960 and as of December of 2020, it had grown to 176 employees and 72,548 members at 8 locations. Del-One Federal Credit Union has an A health rating.

Field of Membership Restrictions

Membership in Del-One Federal Credit Union is open to all residents of Delaware through joining the Del-One Foundation ($12 membership fee). Membership is also open to those who live, work, worship, or attend school in the Town of Georgetown, City of Milford, City of Newark, City of Wilmington or the West Dover area. Membership is also open to State of Delaware employees, as well as employees/retirees of more than 200 Select Employer Groups.
See current membership details

Reviews (1)

..... What The ..??

Posted by: |

time for yearly review of all my accounts to keep from going dormant.

Could NOT log onto DEL-ONE. Called, but VR said hold time was 25 minutes. Turns out I had to re-register for online banking, then all worked OK.

1) why the change?
2) why a 25 minute wait to get a rep??


Health Grade Components

NCUA #13919
Year Chartered1960
Primary Regulator
Profit Margin
Return on Assets - YTD0.27%
Return on Equity - YTD3.25%
Annual Interest Income$22.3MM
Assets and Liabilities
AssetsQ4 2020vs Q4 2019$602.3MM$493.2MM
LoansQ4 2020vs Q4 2019$389.5MM$422.3MM
DepositsQ4 2020vs Q4 2019$545.9MM$435.9MM
Equity CapitalQ4 2020vs Q4 2019$49.7MM$47.9MM
Loan Loss AllowanceQ4 2020vs Q4 2019$3.9MM$3.8MM
Unbacked Noncurrent LoansQ4 2020vs Q4 2019$2.8MM$2.7MM
Real Estate OwnedQ4 2020vs Q4 2019$0$363.00K
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Always verify rates and promotions with the bank or credit union. We are not Del-One Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Del-One Federal Credit Union Savings Account Rates

0.10%--I.R.A. Share
0.05%$100-Regular Share
0.05%--Christmas Club
0.05%--Vacation Club
0.05%--WINcentive Savings

Del-One Federal Credit Union Money Market Rates

0.20%*$250k*-Money Market
OTHER TIERS: 0.10% $5k - $100k | 0.15% $100k - $250k

Del-One Federal Credit Union Checking Account Rates

1.01%*-$25kRewards Checking Tier 3 - Qualifying
OTHER TIERS: 0.05% $25k+
0.50%*-$25kRewards Checking Tier 2 - Qualifying
OTHER TIERS: 0.05% $25k+
0.25%*-$25kRewards Checking Tier 1 - Qualifying
OTHER TIERS: 0.05% $25k+
0.05%$1k-Business Checking
0.05%$500-Regular Checking
0.05%$500-Student Life Checking

Del-One Federal Credit Union CD Rates

0.55%$100k-60 Month Jumbo Share Certificate
0.50%$500$100k60 Month Share Certificate
0.45%$100k-36 Month Jumbo Share Certificate
0.45%$100k-42 Month Bump Rate Jumbo Share Certificate
0.40%$500$100k36 Month Share Certificate
0.40%$500$100k42 Month Bump Rate Share Certificate
0.35%$100k-24 Month Jumbo Share Certificate
0.30%$500$100k24 Month Share Certificate
0.30%$100k-18 Month Jumbo Share Certificate
0.25%$500$100k18 Month Share Certificate
0.20%$100k-12 Month Jumbo Share Certificate
0.15%$500-12 Month Share Certificate
0.15%$100k-6 Month Jumbo Share Certificate
0.10%$500-6 Month Share Certificate

Del-One Federal Credit Union IRA Rates

0.55%$100k-60 Month Jumbo IRA Certificate
0.50%$500$100k60 Month IRA Certificate
0.45%$100k-36 Month Jumbo IRA Certificate
0.45%$100k-42 Month Bump Rate Jumbo IRA Certificate
0.40%$500$100k36 Month IRA Certificate
0.40%$500$100k42 Month Bump Rate IRA Certificate
0.35%$100k-24 Month Jumbo IRA
0.30%$100k-18 Month Jumbo IRA Certificate
0.30%$500$100k24 Month IRA Certificate
0.25%$500$100k18 Month IRA Certificate
0.20%$100k-12 Month Jumbo IRA Certificate
0.15%$500-12 Month IRA Certificate
0.15%$100k-6 Month Jumbo IRA Certificate
0.10%$500-6 Month IRA Certificate

Del-One Federal Credit Union Locations
Branch Office80 Christiana RdNew Castle, DE 19720-3118
Branch Office201 Pharmacy DrSmyrna, DE 19977-5813
Main Office270 Beiser BlvdDover, DE 19904-7790
Branch Office30 Georgetown PlzGeorgetown, DE 19947-2300
Branch Office150 E Water StDover, DE 19901-3619
Branch Office100 Credit Union WayMilford, DE 19963
Branch Office30560 Dupont BlvdDagsboro, DE 19939
Branch Office24488 Sussex HwySeaford, DE 19973

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