Del-One Federal Credit Union


Overview / Commentary
302-739-2391
270 Beiser Blvd
Dover, DE 19904

Del-One Federal Credit Union is headquartered in Dover and is the largest credit union in the state of Delaware. It is also the 606th largest credit union in the nation. It was established in 1960 and as of December of 2022, it had grown to 173 employees and 76,993 members at 14 locations. Del-One Federal Credit Union's CD rates are 4X the national average, and it has a B health rating.

Field of Membership Restrictions

Membership in Del-One Federal Credit Union is open to all residents of Delaware through joining the Del-One Foundation ($12 membership fee). Membership is also open to those who live, work, worship, or attend school in the Town of Georgetown, City of Milford, City of Newark, City of Wilmington or the West Dover area. Membership is also open to State of Delaware employees, as well as employees/retirees of more than 200 Select Employer Groups.
See current membership details

Reviews (1)

..... What The ..??

Posted by: |

time for yearly review of all my accounts to keep from going dormant.

Could NOT log onto DEL-ONE. Called, but VR said hold time was 25 minutes. Turns out I had to re-register for online banking, then all worked OK.

1) why the change?
2) why a 25 minute wait to get a rep??



Health

Health Grade Components

Overall
NCUA #13919
Year Chartered1960
Employees173
Primary Regulator
Profit Margin
Return on Assets - YTD0.59%
Return on Equity - YTD8.25%
Annual Interest Income$21.9MM
Assets and Liabilities
AssetsQ4 2022vs Q4 2021$657.3MM$666.6MM
LoansQ4 2022vs Q4 2021$441.2MM$356.4MM
DepositsQ4 2022vs Q4 2021$598.4MM$608.1MM
Equity CapitalQ4 2022vs Q4 2021$46.8MM$51.1MM
Loan Loss AllowanceQ4 2022vs Q4 2021$2.9MM$3.1MM
Unbacked Noncurrent LoansQ4 2022vs Q4 2021$1.6MM$1.9MM
Real Estate OwnedQ4 2022vs Q4 2021$0$0
Rates
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Always verify rates and promotions with the bank or credit union. We are not Del-One Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Del-One Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.10%--I.R.A. Share
0.02%$100-Regular Share
0.02%--Christmas Club
0.02%--Vacation Club
0.02%--WINcentive Savings

Del-One Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.55%*$250k*-Money Market
OTHER TIERS: 0.40% $5k - $25k | 0.55% $25k - $50k | 0.70% $50k - $100k | 0.95% $100k - $250k

Del-One Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.00%*-$25kRewards Checking Tier 3 - Qualifying
OTHER TIERS: 0.01% $25k+
1.25%*-$25kRewards Checking Tier 2 - Qualifying
OTHER TIERS: 0.01% $25k+
0.50%*-$25kRewards Checking Tier 1 - Qualifying
OTHER TIERS: 0.01% $25k+
0.01%$1k-Business Checking
0.01%$500-Regular Checking
0.01%$500-Student Life Checking

Del-One Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.75%$100k-6 Month Jumbo Share Certificate
3.50%$500-6 Month Share Certificate
3.50%$100k-12 Month Jumbo Share Certificate
3.25%$500-12 Month Share Certificate
3.25%$100k-18 Month Jumbo Share Certificate
3.25%$100k-24 Month Jumbo Share Certificate
3.25%$100k-26 Month Bump Rate Jumbo Share Certificate
3.00%$500$100k18 Month Share Certificate
3.00%$500$100k24 Month Share Certificate
3.00%$100k-42 Month Bump Rate Jumbo Share Certificate
3.00%$500$100k26 Month Bump Rate Share Certificate
2.75%$500$100k42 Month Bump Rate Share Certificate
2.75%$100k-36 Month Jumbo Share Certificate
2.75%$100k-60 Month Jumbo Share Certificate
2.50%$500$100k36 Month Share Certificate
2.50%$500$100k60 Month Share Certificate

Del-One Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.75%$100k-6 Month Jumbo IRA Certificate
3.50%$500-6 Month IRA Certificate
3.50%$100k-12 Month Jumbo IRA Certificate
3.25%$500-12 Month IRA Certificate
3.25%$100k-18 Month Jumbo IRA Certificate
3.25%$100k-24 Month Jumbo IRA
3.25%$100k-26 Month Bump Rate Jumbo IRA Certificate
3.00%$500$100k18 Month IRA Certificate
3.00%$500$100k24 Month IRA Certificate
3.00%$100k-42 Month Bump Rate Jumbo IRA Certificate
3.00%$500$100k26 Month Bump Rate IRA Certificate
2.75%$100k-36 Month Jumbo IRA Certificate
2.75%$500$100k42 Month Bump Rate IRA Certificate
2.75%$100k-60 Month Jumbo IRA Certificate
2.50%$500$100k36 Month IRA Certificate
2.50%$500$100k60 Month IRA Certificate
Locations

Availability

Philadelphia Area

Interactive local rates map


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