Del-One Federal Credit Union is headquartered in Dover and is the largest credit union in the state of Delaware. It is also the 606th largest credit union in the nation. It was established in 1960 and as of December of 2022, it had grown to 173 employees and 76,993 members at 14 locations. Del-One Federal Credit Union's CD rates are 4X the national average, and it has a B health rating.
Membership in Del-One Federal Credit Union is open to all residents of Delaware through joining the Del-One Foundation ($12 membership fee). Membership is also open to those who live, work, worship, or attend school in the Town of Georgetown, City of Milford, City of Newark, City of Wilmington or the West Dover area. Membership is also open to State of Delaware employees, as well as employees/retirees of more than 200 Select Employer Groups.
See current membership details
time for yearly review of all my accounts to keep from going dormant.
Could NOT log onto DEL-ONE. Called, but VR said hold time was 25 minutes. Turns out I had to re-register for online banking, then all worked OK.
1) why the change?
2) why a 25 minute wait to get a rep??
Overall | |
---|---|
NCUA # | 13919 |
Year Chartered | 1960 |
Employees | 173 |
Primary Regulator |
Profit Margin | |
---|---|
Return on Assets - YTD | 0.59% |
Return on Equity - YTD | 8.25% |
Annual Interest Income | $21.9MM |
Assets and Liabilities | ||
---|---|---|
Assets | Q4 2022vs Q4 2021 | $657.3MM$666.6MM |
Loans | Q4 2022vs Q4 2021 | $441.2MM$356.4MM |
Deposits | Q4 2022vs Q4 2021 | $598.4MM$608.1MM |
Equity Capital | Q4 2022vs Q4 2021 | $46.8MM$51.1MM |
Loan Loss Allowance | Q4 2022vs Q4 2021 | $2.9MM$3.1MM |
Unbacked Noncurrent Loans | Q4 2022vs Q4 2021 | $1.6MM$1.9MM |
Real Estate Owned | Q4 2022vs Q4 2021 | $0$0 |
Always verify rates and promotions with the bank or credit union. We are not Del-One Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
---|---|---|---|---|
0.10% | - | - | I.R.A. Share | |
0.02% | $100 | - | Regular Share | |
0.02% | - | - | Christmas Club | |
0.02% | - | - | Vacation Club | |
0.02% | - | - | WINcentive Savings |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
---|---|---|---|---|---|
1.55%* | $250k* | - | Money Market | ||
OTHER TIERS: 0.40% → $5k - $25k | 0.55% → $25k - $50k | 0.70% → $50k - $100k | 0.95% → $100k - $250k |