Delta Community Credit Union

Popular Accounts at this Credit Union

APY	ACCOUNT TYPE	ACCOUNT NAME
1.90%	5-year CD	60 Month CD 2.90% - Goldman Sachs Bank USA High-yield 5 Year CD
1.20%	2-year CD	24 Month CD 2.50% - Capital One 24 Month 360 CD
1.90%	5-year IRA	60 Month IRA (Traditional, Roth, CESA) 1.88% - National Average

View all Delta Community Credit Union rates »

Overview / Commentary

www.deltacommunitycu.com

404-715-4725

3250 Riverwood Pkwy Se
Atlanta, GA 30339

Delta Community Credit Union is headquartered in Atlanta and is the largest credit union in the state of Georgia. It is also the 25^th largest credit union in the nation. It was established in 1940 and as of March of 2018, it had grown to 991 employees and 373,885 members at 27 locations. Delta Community Credit Union's money market rates are 55% higher than the national average, and it has an A health rating.

Field of Membership Restrictions

Membership in Delta Community Credit Union is open to residents of Cobb, Cherokee, Clayton, Coweta, Fayette, DeKalb, Forsyth, Fulton, Gwinnett, Henry, or Hall Counties in Georgia. Membership is also open to employees of Delta Air Lines, Inc., Amerifleet Transportation, Corporate Services Management America, and over 150 groups and organizations.
See current membership details

Banking with DECU

Posted by: donnablevins | Oct 21, 2017

DECU (Delta Community Credit Union) is a great way to bank. They offer friendly associates who are helpful and anticipated my needs since I joined.
Once I had my children we contacted DECU to create accounts for them. The bank assigned me a point of contact and a meeting time that worked with my schedule. During the meeting we discussed the best Saving options for my children. Once the accounts were created they presented a variety of piggy bank options that were a big win with my little ones. The cost fees are low or non existent and I am able to bank for me and my family with assurance that my money and time are respected. Banking with Checking, Savings and investments at DECU has provided me to focus on my short and long term goals for financial success. The only part of the DECU that is under improvement is the Web/Mobile area. They are fast improving this process and I am looking forward to the benefits.

Comment

1

Delta Community Credit Union Response

Posted by: LaoFluent | Sep 24, 2017

I've enjoyed my time with Delta Community Credit Union. I have been a customer with them for almost 7 years and have not had a poor experience with them. Every time I have had an issue with my accounts or, as of recently, my direct deposits for my new job, the customer service has always been easy to comply with and have gone over and beyond my expectations in helping to fix the problem. I enjoy the rewards program that comes with my debit card, and the prizes come in a wide variety including cash back. The biggest complaint (that I'm sure that many other credit union account holders have) come from the lack of options for banks when there is not a branch around. I lived far away from a DCCU branch for the past 4-5 years, and would have to drive to another credit union approximately 30 minutes away from my residence in order to deposit cash or checks, or avoid outrageous ATM fees. I also applied for a credit card, and feel as if this process goes a lot slower than many other financial institutions. Still, the benefits tend to outweigh these negatives.

Comment

2

Not A Solid Credit Union

Posted by: hollifield7034 | Apr 20, 2018

Lines are always long anytime you visit a branch, and the employees do not really seem to care about their members. Delta Community is such a large credit union that you tend to have the "big bank" feel anytime you deal with them. They are very very conservative with their lending, and any time I have checked rates with them they are not competitive at all. Really the only reason that I keep my account open is so if I need a local bank to cash a check at I am able to do so. Delta Community has lost all respect from me a long time ago, and has not been my primary bank for a long time.

Comment

1

Delta Credit Union Is A Not Funny JOKE

Posted by: Thecracken | Jan 19, 2018

Delta Credit Union.....has really went the way of a company who cares nothing about its customers ....nothing works and if you go to a branch they cop this atatude that they could care less..now with this so called upgrade to their on line services Quicken will not be working ...have tried all day to prepare for next week As per the instructions posted on line...we’ll all the information posted on line..not any of it works in fact the person at the Newnan branch was no help...they were like so......after 15 years as a customer today I started the process to close my account.... goodbye to what use to be a great company......Bye....Bye....

Comment

1

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Health

A

Data as of Q1 2018

Learn why bank health matters

Health Grade Components

Overall
NCUA #	66357
Year Chartered	1940
Employees	991
Primary Regulator

Profit Margin
Return on Assets - YTD	1.08%
Return on Equity - YTD	9.19%
Annual Interest Income	$48.5MM

Assets and Liabilities
Assets	Q1 2018vs Q1 2017	$5.82B$5.54B
Loans	Q1 2018vs Q1 2017	$4.47B$4.32B
Deposits	Q1 2018vs Q1 2017	$5.09B$4.88B
Equity Capital	Q1 2018vs Q1 2017	$670.2MM$626.6MM
Loan Loss Allowance	Q1 2018vs Q1 2017	$30.4MM$29.1MM
Unbacked Noncurrent Loans	Q1 2018vs Q1 2017	$14.1MM$15.4MM
Real Estate Owned	Q1 2018vs Q1 2017	$5.2MM$593.00K

Rates

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Money Market
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Delta Community Credit Union Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.65%^*	$100k^*	-	Health Savings Account
OTHER TIERS: 0.40% → Up to $1k \| 0.50% → $10k - $10k \| 0.55% → $25k - $50k \| 0.60% → $50k - $100k
0.65%^*	$100k^*	-	IRA Account
OTHER TIERS: 0.40% → Up to $1k \| 0.50% → $10k - $10k \| 0.55% → $25k - $50k \| 0.60% → $50k - $100k
0.30%	-	-	Savings Account
0.20%	-	-	Business Savings

Delta Community Credit Union Money Market Rates

APY	MIN	MAX	ACCOUNT NAME
0.68%^*	$100k^*	-	Money Market Account
OTHER TIERS: 0.43% → Up to $1k \| 0.53% → $10k - $10k \| 0.58% → $25k - $50k \| 0.63% → $50k - $100k
0.35%^*	$100k^*	-	Business Money Market Account
OTHER TIERS: 0.25% → Up to $25k \| 0.30% → $25k - $100k

Delta Community Credit Union Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.10%^*	$1k^*	-	Business Checking Account
OTHER TIERS: 0.05% → Up to $1k
0.05%^*	$25k^*	-	Checking Account
OTHER TIERS: 0.03% → $5k - $25k

Delta Community Credit Union CD Rates

APY	MIN	MAX	ACCOUNT NAME
1.90%	$1k	-	60 Month CD
1.50%	$1k	-	36 Month CD
1.20%	$1k	-	24 Month CD
1.10%	$1k	-	12 Month CD
0.80%	$1k	-	6 Month CD

Delta Community Credit Union IRA Rates

APY	MIN	MAX	ACCOUNT NAME
1.90%	$1k	-	60 Month IRA
1.50%	$1k	-	36 Month IRA
1.20%	$1k	-	24 Month IRA
1.10%	$1k	-	12 Month IRA

Locations

Availability

Atlanta Area

Atlanta Area bank & credit union details

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