Delta Community Credit Union is headquartered in Atlanta and is the largest credit union in the state of Georgia. It is also the 27th largest credit union in the nation. It was established in 1940 and as of December of 2020, it had grown to 1,147 employees and 432,378 members at 29 locations. Delta Community Credit Union has an A+ health rating.
Field of Membership Restrictions
Membership in Delta Community Credit Union is open to those who live or work in the Georgia counties of Cherokee, Clayton, Cobb, Coweta, DeKalb, Douglas, Fayette, Forsyth, Fulton, Gwinnett, Hall, Henry, Paulding, or Rockdale. Membership is also open to current, former, or retired employees of more than 140 businesses, including Delta Air Lines, Inc., Amerifleet Transportation, and Corporate Services Management America. Members of 13 organizations, including Morehouse College National Alumni Association, are also eligible to join.
See current membership details
Related Posts
11/9/10 - Competitive 5-Year CD Rate at Delta Community Credit Union - Easy Membership
7/9/10 - Top 24-Month CD Rate at Delta Community Credit Union - Easy Membership
4/29/10 - Competitive CD Rates at Delta Community Credit Union - Easy Membership
11/7/09 - Competitive Money Market Account at Delta Community CU - Easy Membership
9/1/09 - 2.35% 12-Month CD at Delta Community Credit Union - Easy Membership
5/25/09 - 2.85% 12-Month CD & Other Competitive CD Rates at Delta Community Credit Union - Easy Membership
2/26/09 - 3.00% 12-Month CD at Delta Community Credit Union - Easy Membership
12/12/08 - Delta Community Credit Union's 4.50% 12-month CD Ending on Dec 13th
11/2/08 - 4.50% 12-Month CD at Delta Community Credit Union - Easy Membership
11/1/08 - 5.65% 60-Month CD at a Georgia CU - Easy Membership (Delta Community)
Love This Credit Union
I have been banking with DCCU for 21 years. I love how my husband and I can link all accounts over the web, how a rep calls if there is any suspicious activity on our credit cards, reps are always professional and helpful when I call. The reps in the bank are are friendly and take care of our needs. I recommend DCCU to anyone looking for a new bank.
Not A Solid Credit Union
Lines are always long anytime you visit a branch, and the employees do not really seem to care about their members. Delta Community is such a large credit union that you tend to have the "big bank" feel anytime you deal with them. They are very very conservative with their lending, and any time I have checked rates with them they are not competitive at all. Really the only reason that I keep my account open is so if I need a local bank to cash a check at I am able to do so. Delta Community has lost all respect from me a long time ago, and has not been my primary bank for a long time.
Frustrating
I've had one frustrating problem after another since switching to Delta Community Credit Union. Their online banking system is PLAGUED with problems, and their tech support's response is basically "Oh well. Sorry."
At one time, I had ~$35,000 in their money market from which I transfer money monthly to pay bills. If I schedule a transfer on the same day a payment from their Bill Pay system goes out, I get dinged with a "overdraft" fee because the transfer is credited AFTER the bill payments are deducted. The. Same. Freaking. Day.
I'm on this site looking for somewhere else to bank that won't give me so much trouble.
NOT A GREAT BANK TO DO BUSINESS WITH
I have been a joint owner on my husband account for 4 years. My husband and I attempted to open up a business account with this bank. We took paper work into the branch and these people told us that they have to send it off because they don’t open the accounts at the local branch. I found this very odd. 3 business days later I received an email that I couldn’t be an authorized signer on the business account but my husband could be. Note: I formed this business and we are both listed as authorized signers on the Articles of Organization. They said something was on my equifax report when my credit is decent. Please don’t attempt to open a business account with this bank because they are a total joke. Another bank approved both of us for a business account the same day Delta denied me!
Data as of Q4 2020
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 66357 |
| Year Chartered | 1940 |
| Employees | 1147 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.59% |
| Return on Equity - YTD | 5.32% |
| Annual Interest Income | $220.6MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2020vs Q4 2019 | $7.72B$6.05B |
| Loans | Q4 2020vs Q4 2019 | $4.83B$4.81B |
| Deposits | Q4 2020vs Q4 2019 | $6.80B$5.19B |
| Equity Capital | Q4 2020vs Q4 2019 | $845.7MM$792.7MM |
| Loan Loss Allowance | Q4 2020vs Q4 2019 | $44.2MM$31.5MM |
| Unbacked Noncurrent Loans | Q4 2020vs Q4 2019 | $12.5MM$20.1MM |
| Real Estate Owned | Q4 2020vs Q4 2019 | $790.00K$4.1MM |
