Delta Community Credit Union


Overview / Commentary
404-715-4725
3250 Riverwood Pkwy Se
Atlanta, GA 30339

Delta Community Credit Union is headquartered in Atlanta and is the largest credit union in the state of Georgia. It is also the 27th largest credit union in the nation. It was established in 1940 and as of December of 2020, it had grown to 1,147 employees and 432,378 members at 29 locations. Delta Community Credit Union has an A+ health rating.

Field of Membership Restrictions

Membership in Delta Community Credit Union is open to those who live or work in the Georgia counties of Cherokee, Clayton, Cobb, Coweta, DeKalb, Douglas, Fayette, Forsyth, Fulton, Gwinnett, Hall, Henry, Paulding, or Rockdale. Membership is also open to current, former, or retired employees of more than 140 businesses, including Delta Air Lines, Inc., Amerifleet Transportation, and Corporate Services Management America. Members of 13 organizations, including Morehouse College National Alumni Association, are also eligible to join.
See current membership details

Related Posts

Delta Community Credit Union (GA) Has High Rate 1-Year CD - 1/23/2021

Delta Community Credit Union (Atlanta metro area) is currently offering a competitive 12-month CD. $1k minimum opening deposit. It's also available as an IRA CD.

Delta Community Credit Union Has Highest 5-Year CD Rate In GA - 7/17/2020

Delta Community Credit Union (Georgia) is offering a very competitive yield on its 60-month CD. $1k minimum opening deposit. Also available as an IRA CD.

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Love This Credit Union

Posted by: |

I have been banking with DCCU for 21 years. I love how my husband and I can link all accounts over the web, how a rep calls if there is any suspicious activity on our credit cards, reps are always professional and helpful when I call. The reps in the bank are are friendly and take care of our needs. I recommend DCCU to anyone looking for a new bank.

Not A Solid Credit Union

Lines are always long anytime you visit a branch, and the employees do not really seem to care about their members. Delta Community is such a large credit union that you tend to have the "big bank" feel anytime you deal with them. They are very very conservative with their lending, and any time I have checked rates with them they are not competitive at all. Really the only reason that I keep my account open is so if I need a local bank to cash a check at I am able to do so. Delta Community has lost all respect from me a long time ago, and has not been my primary bank for a long time.

Frustrating

I've had one frustrating problem after another since switching to Delta Community Credit Union. Their online banking system is PLAGUED with problems, and their tech support's response is basically "Oh well. Sorry."

At one time, I had ~$35,000 in their money market from which I transfer money monthly to pay bills. If I schedule a transfer on the same day a payment from their Bill Pay system goes out, I get dinged with a "overdraft" fee because the transfer is credited AFTER the bill payments are deducted. The. Same. Freaking. Day.

I'm on this site looking for somewhere else to bank that won't give me so much trouble.

BANK MALTREATS CUSTOMERS

I usually dont write review, but this bank is awful. They care dont about their customers and they encourage their reps to be rude to customers.
My advice RUN RUN..please bank with an institution that will value your business.I regret the number of years I wasted with this bank!

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Health
A+

Health Grade Components

Overall
NCUA #66357
Year Chartered1940
Employees1147
Primary Regulator
Profit Margin
Return on Assets - YTD0.59%
Return on Equity - YTD5.32%
Annual Interest Income$220.6MM
Assets and Liabilities
AssetsQ4 2020vs Q4 2019$7.72B$6.05B
LoansQ4 2020vs Q4 2019$4.83B$4.81B
DepositsQ4 2020vs Q4 2019$6.80B$5.19B
Equity CapitalQ4 2020vs Q4 2019$845.7MM$792.7MM
Loan Loss AllowanceQ4 2020vs Q4 2019$44.2MM$31.5MM
Unbacked Noncurrent LoansQ4 2020vs Q4 2019$12.5MM$20.1MM
Real Estate OwnedQ4 2020vs Q4 2019$790.00K$4.1MM
Rates
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Always verify rates and promotions with the bank or credit union. We are not Delta Community Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Delta Community Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.35%*$100k*-Health Savings Account
OTHER TIERS: 0.15% Up to $1k | 0.22% $10k - $10k | 0.27% $25k - $50k | 0.30% $50k - $100k
0.35%*$100k*-IRA Account
OTHER TIERS: 0.15% Up to $10k | 0.22% $10k - $25k | 0.27% $25k - $50k | 0.30% $50k - $100k
0.12%--Business Savings
0.08%--Savings Account

Delta Community Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.38%*$100k*-Money Market Account
OTHER TIERS: 0.17% $1k - $10k | 0.25% $10k - $25k | 0.30% $25k - $50k | 0.33% $50k - $100k
0.28%*$100k*-Business Money Market Account
OTHER TIERS: 0.18% Up to $25k | 0.23% $25k - $100k

Delta Community Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.08%*$1k*-Business Checking Account
OTHER TIERS: 0.03% Up to $1k
0.02%*$25k*-Checking Account
OTHER TIERS: 0.01% $5k - $25k

Delta Community Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.15%$1k-60 Month CD
0.95%$1k-36 Month CD
0.80%$1k-24 Month CD
0.65%$1k-12 Month CD
0.35%$1k-6 Month CD

Delta Community Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.15%$1k-60 Month IRA
0.95%$1k-36 Month IRA
0.80%$1k-24 Month IRA
0.65%$1k-12 Month IRA
Locations

Availability



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