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Delta Community Credit Union

Popular Accounts at this Credit Union

1.25%5-year CD60 Month CD
0.65%2-year CD24 Month CD
1.25%5-year IRA60 Month IRA (Traditional, Roth, CESA)

Overview / Commentary
1025 Virginia Ave
Atlanta, GA 30354-1319

Delta Community Credit Union is headquartered in Atlanta and is the largest credit union in the state of Georgia. It is also the 24th largest credit union in the nation. It was established in 1940 and as of March of 2016, it had grown to 810 employees and 336,388 members at 26 locations. Delta Community Credit Union has an A+ health rating.

Field of Membership Restrictions

Delta Community Credit Union of Georgia is open to any resident that live within any of the various Georgia Counties that are listed on the credit union website, as well as the current, retired, and projected employees of the credit union affiliated companies that are listed on the credit union website and the members of the qualified organization that are also listed on the Delta Community Credit Union website. Membership eligibility also extends to include the family members of current members and the foreign employees of Delta Airlines,Inc. under specified circumstances and only within certain qualified locations; the full details are listed on the Delta Community Credit Union website.
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Related Posts

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Delta Community Credit Union: Much Better Than a Bank

Posted by: Asha | Oct 17, 2015

My first experience with Delta Community Credit Union was in 2011. At the time, I was working over 30 miles away from my home, and it was the closest credit union to my job. Although I had credit union relationships elsewhere, Delta Community Credit Union is part of the CUNA (Credit Union National Association) network which allows members (of other credit unions) to utilize their services. This means that anyone who has an account with a CUNA-affiliated credit union, can utilize Delta branches to do deposits, withdrawals, and wire transfers. In addition, they handle balance inquiries. At one point in time, one had to be a Delta Airlines employee in order to setup a Delta Community Credit Union account so, the accommodations that they provide for CUNA members is wonderful. To date, I have received excellent service from the employees at 3 Delta branches all located throughout the Georgia metro region. I am pleased with Delta and highly recommend them. I think they are much better than a bank.

Delta Community Credit Union is awesome!

Posted by: Moejoe128 | Jul 5, 2015

I have been with Delta Community Credit Union for over three years now and I really love it! They don't charges a whole bunch of fees and even give you one to two times overdraft forgiveness where you don't have to pay a 25 dollar fee for overdrafting your account. You can deposit or withdrawal money with them through the ATMs at each facility. Or you can deposit or withdrawal through their outside drive thru or go inside. They do not charge a monthly fee to bank with them like big companies such as Bank of America or Wells Fargo. The only thing I wish is that they had more ATMS that linked to their Credit Union. They have really good customer service and a nice and friendly staff. They also have nice facilities that are mostly new. I would recommend to many people and have already recommended them to a few of my friends. They also give you 25 bucks for every referral you bring!


I've had one frustrating problem after another since switching to Delta Community Credit Union. Their online banking system is PLAGUED with problems, and their tech support's response is basically "Oh well. Sorry."

At one time, I had ~$35,000 in their money market from which I transfer money monthly to pay bills. If I schedule a transfer on the same day a payment from their Bill Pay system goes out, I get dinged with a "overdraft" fee because the transfer is credited AFTER the bill payments are deducted. The. Same. Freaking. Day.

I'm on this site looking for somewhere else to bank that won't give me so much trouble.

2016!!! Alert

I do not like Delta Credit Union!! My son just went through Basic Training and now in AIT! I have power of attorney and they still have gave me and him nothing but hassle's I really hope he transfer's his account to an Military loan account instead of Delta!! No respect, knowledge, or help after asking what else they need for helping our kids as they go through Military fighting for us!! Not acceptable!!



Health Grade Components

NCUA #66357
Year Chartered1940
Primary Regulator
Profit Margin
Return on Assets - YTD1.06%
Return on Equity - YTD9.14%
Annual Interest Income$41.2MM
Assets and Liabilities
AssetsQ1 2016vs Q1 2015$5.16B$4.82B
LoansQ1 2016vs Q1 2015$3.76B$3.27B
DepositsQ1 2016vs Q1 2015$4.53B$4.27B
Equity CapitalQ1 2016vs Q1 2015$584.6MM$529.3MM
Loan Loss AllowanceQ1 2016vs Q1 2015$25.5MM$30.6MM
Unbacked Noncurrent LoansQ1 2016vs Q1 2015$15.6MM$15.1MM
Real Estate OwnedQ1 2016vs Q1 2015$397.00K$1.7MM
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Delta Community Credit Union Savings Account Rates

0.30%*$100k*-Health Savings Account
OTHER TIERS: 0.20% Up to $10k | 0.23% $10k - $25k | 0.25% $25k - $50k | 0.28% $50k - $100k
0.30%*$100k*-IRA Account
OTHER TIERS: 0.20% Up to $10k | 0.23% $10k - $25k | 0.25% $25k - $50k | 0.28% $50k - $100k
0.30%*$100k*-Roth IRA Account
OTHER TIERS: 0.20% Up to $10k | 0.23% $10k - $25k | 0.25% $25k - $50k | 0.28% $50k - $100k
0.30%*$100k*-CESA Account
OTHER TIERS: 0.20% Up to $10k | 0.23% $10k - $25k | 0.25% $25k - $50k | 0.28% $50k - $100k
0.15%--Savings Account
0.15%--Business Savings

Delta Community Credit Union Money Market Rates

0.33%*$100k*-Money Market Account
OTHER TIERS: 0.20% $1k - $10k | 0.23% $10k - $25k | 0.28% $25k - $50k | 0.30% $50k - $100k
0.30%*$100k*-Business Money Market Account
OTHER TIERS: 0.20% Up to $25k | 0.25% $25k - $100k

Delta Community Credit Union Checking Account Rates

0.10%*$1k*-Business Checking Account
OTHER TIERS: 0.05% Up to $1k
0.05%*$25k*-Checking Account
OTHER TIERS: 0.03% $5k - $25k

Delta Community Credit Union CD Rates

1.25%$1k-60 Month CD
0.85%$1k-36 Month CD
0.65%$1k-24 Month CD
0.45%$1k-12 Month CD
0.30%$1k-6 Month CD

Delta Community Credit Union IRA Rates

1.25%$1k-60 Month IRA
0.85%$1k-36 Month IRA
0.65%$1k-24 Month IRA
0.45%$1k-12 Month IRA

Delta Community Credit Union has 26 locations. Click to view all Delta Community Credit Union locations.