Delta Community Credit Union is headquartered in Atlanta and is the largest credit union in the state of Georgia. It is also the 25th largest credit union in the nation. It was established in 1940 and as of December of 2021, it had grown to 1,190 employees and 459,796 members at 31 locations. Delta Community Credit Union has an A health rating.
Membership in Delta Community Credit Union is open to those who live or work in the Georgia counties of Cherokee, Clayton, Cobb, Coweta, DeKalb, Douglas, Fayette, Forsyth, Fulton, Gwinnett, Hall, Henry, Paulding, or Rockdale. Membership is also open to current, former, or retired employees of more than 140 businesses, including Delta Air Lines, Inc., Amerifleet Transportation, and Corporate Services Management America. Members of 13 organizations, including Morehouse College National Alumni Association, are also eligible to join.
See current membership details
I have been banking with DCCU for 21 years. I love how my husband and I can link all accounts over the web, how a rep calls if there is any suspicious activity on our credit cards, reps are always professional and helpful when I call. The reps in the bank are are friendly and take care of our needs. I recommend DCCU to anyone looking for a new bank.
Lines are always long anytime you visit a branch, and the employees do not really seem to care about their members. Delta Community is such a large credit union that you tend to have the "big bank" feel anytime you deal with them. They are very very conservative with their lending, and any time I have checked rates with them they are not competitive at all. Really the only reason that I keep my account open is so if I need a local bank to cash a check at I am able to do so. Delta Community has lost all respect from me a long time ago, and has not been my primary bank for a long time.
You can get good service if you go inside the bank but if you need to reach someone by phone after 1 p.m. on a Friday good luck no one will ever come to the phone to help you you're constantly have to send emails and messages to receive any type of feedback or help with any issue. Stick with a big Nationwide Bank or credit union before considering Delta Community Credit Union. They've been in business for a long time and still don't have a good amount a branches
i applied for my first loan ever with delta community and i have been with this bank for over 10 years. if you have bad credit they are not willing to work with you AT ALL. this bank need to look into helping all customers not just the ones with good credit. i see why a lot of people turn to navy federal. they look at their banking history as well as their credit. i will be leaving and taking my money else where.
Overall | |
---|---|
NCUA # | 66357 |
Year Chartered | 1940 |
Employees | 1190 |
Primary Regulator |
Profit Margin | |
---|---|
Return on Assets - YTD | 0.63% |
Return on Equity - YTD | 6.53% |
Annual Interest Income | $204.6MM |
Assets and Liabilities | ||
---|---|---|
Assets | Q4 2021vs Q4 2020 | $9.02B$7.72B |
Loans | Q4 2021vs Q4 2020 | $5.01B$4.83B |
Deposits | Q4 2021vs Q4 2020 | $8.07B$6.80B |
Equity Capital | Q4 2021vs Q4 2020 | $861.7MM$845.7MM |
Loan Loss Allowance | Q4 2021vs Q4 2020 | $38.8MM$44.2MM |
Unbacked Noncurrent Loans | Q4 2021vs Q4 2020 | $10.3MM$12.5MM |
Real Estate Owned | Q4 2021vs Q4 2020 | $0$790.00K |
Always verify rates and promotions with the bank or credit union. We are not Delta Community Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
---|---|---|---|---|---|
0.06%* | $1k* | - | Business Checking Account | ||
OTHER TIERS: 0.03% → Up to $1k | |||||
0.02%* | $25k* | - | Checking Account | ||
OTHER TIERS: 0.01% → $5k - $25k |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
---|---|---|---|---|
0.95% | $1k | - | 60 Month CD | |
0.75% | $1k | - | 36 Month CD | |
0.60% | $1k | - | 24 Month CD | |
0.50% | $1k | - | 12 Month CD | |
0.35% | $1k | - | 6 Month CD |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
---|---|---|---|---|
0.95% | $1k | - | 60 Month IRA | |
0.75% | $1k | - | 36 Month IRA | |
0.60% | $1k | - | 24 Month IRA | |
0.50% | $1k | - | 12 Month IRA |