Delta County Credit Union


Overview / Commentary
906-786-7213
2600 1st Ave S
Escanaba, MI 49829

Delta County Credit Union is headquartered in Escanaba and is the 81st largest credit union in the state of Michigan. It is also the 1,369th largest credit union in the nation. It was established in 1960 and as of June of 2019, it had grown to 32 employees and 12,741 members at 2 locations. Delta County Credit Union's money market rates are 70% higher than the national average, and it has an A health rating.

Field of Membership Restrictions

Delta County Credit Union membership is open to those who live, work, are retired, worship, attend school, or own real estate in Delta County, Michigan. Immediate family members of existing Delta County Credit Union are also eligible to join.
See current membership details

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Health

Health Grade Components

Overall
NCUA #62454
Year Chartered1960
Employees32
Primary Regulator
Profit Margin
Return on Assets - YTD1.13%
Return on Equity - YTD9.03%
Annual Interest Income$2.8MM
Assets and Liabilities
AssetsQ2 2019vs Q2 2018$134.3MM$131.6MM
LoansQ2 2019vs Q2 2018$81.4MM$78.6MM
DepositsQ2 2019vs Q2 2018$116.4MM$116.7MM
Equity CapitalQ2 2019vs Q2 2018$16.8MM$14.1MM
Loan Loss AllowanceQ2 2019vs Q2 2018$838.00K$720.00K
Unbacked Noncurrent LoansQ2 2019vs Q2 2018$380.00K$644.00K
Real Estate OwnedQ2 2019vs Q2 2018$0$418.00K
Rates
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Always verify rates and promotions with the bank or credit union. We are not Delta County Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Delta County Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.00%--IRA Shares
0.50%*-$7.5kFree Kasasa Saver
OTHER TIERS: 0.15% $7.5k+
0.10%$5-Savings
0.10%--Monthly Savings
0.10%--Christmas Club

Delta County Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.75%*$50k*-Money Manager
OTHER TIERS: 0.20% $2.5k - $5k | 0.30% $5k - $25k | 0.40% $25k - $50k

Delta County Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.05%*-$7.5kKasasa Cash
OTHER TIERS: 0.15% $7.5k+

Delta County Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.89%$1k-25 Month CD Special
2.79%$1k-19 Month CD Special
2.53%$1k-5 Year CD
2.53%$1k-13 Month CD Special
2.27%$1k-4 Year CD
1.76%$1k-3 Year CD
1.76%$1k-3.5 Year CD
1.51%$1k-2.5 Year CD
1.46%$1k-2 Year CD
1.11%$1k-1.5 Year CD
1.01%$1k-1 Year CD
0.75%$1k-180 Day CD
0.20%$1k-90 Day CD

Delta County Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.53%$1k-5 Year IRA
2.27%$1k-4 Year IRA
1.76%$1k-3 Year IRA
1.76%$1k-3.5 Year IRA
1.51%$1k-2.5 Year IRA
1.46%$1k-2 Year IRA
1.11%$1k-1.5 Year IRA
1.01%$1k-1 Year IRA
0.75%$1k-180 Day IRA
0.20%$1k-90 Day IRA
Locations


Delta County Credit Union Locations
Branch Office2600 1st Ave SEscanaba, MI 49829
Branch Office5664 Main StreetWells, MI 49894

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