Delta County CU (MI)

Popular Accounts at this Credit Union

APY	ACCOUNT TYPE	ACCOUNT NAME
2.05%	Reward Checking	Kasasa Cash 1.84% - National Average
0.50%	Reward Savings	Free Kasasa Saver 0.81% - National Average
2.02%	5-year CD	5 Year CD 2.40% - Goldman Sachs Bank USA 5 Year CD

View all Delta County CU (MI) rates »

Overview / Commentary

www.deltacountycu.com

906-786-7213

2600 1st Ave S
Escanaba, MI 49829

Delta County CU (MI) is headquartered in Escanaba and is the 80^th largest credit union in the state of Michigan. It is also the 1,335^th largest credit union in the nation. It was established in 1960 and as of June of 2017, it had grown to 35 employees and 12,461 members at 2 locations. Delta County CU (MI) has an A health rating.

Field of Membership Restrictions

Delta County Credit Union of Michigan is open to the businesses, property owners, residents, church members, registered students, people maintaining employment and retired seniors that are 55+ and receives an income compensation in Delta County. Membership eligibility also extends to include the credit union employees, family members of current credit union members, and any local organizations that are primarily composed of credit union members.
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Health

A

Data as of Q2 2017

Learn why bank health matters

Health Grade Components

Overall
NCUA #	62454
Year Chartered	1960
Employees	35
Primary Regulator

Profit Margin
Return on Assets - YTD	0.55%
Return on Equity - YTD	5.24%
Annual Interest Income	$2.4MM

Assets and Liabilities
Assets	Q2 2017vs Q2 2016	$135.0MM$128.0MM
Loans	Q2 2017vs Q2 2016	$77.8MM$74.8MM
Deposits	Q2 2017vs Q2 2016	$120.4MM$113.8MM
Equity Capital	Q2 2017vs Q2 2016	$14.0MM$13.6MM
Loan Loss Allowance	Q2 2017vs Q2 2016	$673.00K$558.00K
Unbacked Noncurrent Loans	Q2 2017vs Q2 2016	$1.1MM$595.00K
Real Estate Owned	Q2 2017vs Q2 2016	$202.00K$143.00K

Rates

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Checking
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Delta County CU (MI) Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.50%^*	-	$7,500	Free Kasasa Saver
OTHER TIERS: 0.15% → $7,500+

Delta County CU (MI) Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
2.05%^*	-	$7,500	Kasasa Cash
OTHER TIERS: 0.15% → $7,500+

Delta County CU (MI) CD Rates

APY	MIN	MAX	ACCOUNT NAME
2.02%	$1k	-	5 Year CD
2.02%	$250	-	5 Year Youth CD
1.71%	$1k	-	4 Year CD
1.71%	$250	-	4 Year Youth CD
1.51%	$1k	-	3 Year CD
1.51%	$250	-	3 Year Youth CD
1.11%	$1k	-	2 Year CD
1.11%	$250	-	2 Year Youth CD
0.75%	$1k	-	1 Year CD
0.75%	$250	-	1 Year Youth CD
0.55%	$1k	-	180 Day CD
0.55%	$250	-	180 Day Youth CD
0.20%	$1k	-	90 Day CD
0.20%	$250	-	90 Day Youth CD

Delta County CU (MI) IRA Rates

APY	MIN	MAX	ACCOUNT NAME
2.02%	$1k	-	5 Year IRA
2.02%	$1k	-	5 Year CESA
1.71%	$1k	-	4 Year IRA
1.71%	$1k	-	4 Year CESA
1.51%	$1k	-	3 Year IRA
1.51%	$1k	-	3 Year CESA
1.11%	$1k	-	2 Year IRA
1.11%	$1k	-	2 Year CESA
0.75%	$1k	-	1 Year IRA
0.75%	$1k	-	1 Year CESA
0.55%	$1k	-	180 Day IRA
0.55%	$1k	-	180 Day CESA
0.20%	$1k	-	90 Day IRA
0.20%	$1k	-	90 Day CESA

Locations

Delta County CU (MI) Locations
Branch Office	2600 1st Ave S	Escanaba, MI 49829
Branch Office	5664 Main Street	Wells, MI 49894