Featured Savings Rates
Featured Accounts

Delta County CU (MI)

Popular Accounts at this Credit Union

0.50%Reward SavingsFree Kasasa Saver
2.02%5-year CD5 Year CD
0.75%1-year CD1 Year CD

Overview / Commentary
2600 1st Ave S
Escanaba, MI 49829

Delta County CU (MI) is headquartered in Escanaba and is the 81st largest credit union in the state of Michigan. It is also the 1,343rd largest credit union in the nation. It was established in 1960 and as of December of 2016, it had grown to 32 employees and 12,253 members at 2 locations. Delta County CU (MI)'s money market rates are 14% higher than the national average, and it has an A health rating.

Field of Membership Restrictions

Delta County Credit Union of Michigan is open to the businesses, property owners, residents, church members, registered students, people maintaining employment and retired seniors that are 55+ and receives an income compensation in Delta County. Membership eligibility also extends to include the credit union employees, family members of current credit union members, and any local organizations that are primarily composed of credit union members.
See current membership details


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Health Grade Components

NCUA #62454
Year Chartered1960
Primary Regulator
Profit Margin
Return on Assets - YTD0.58%
Return on Equity - YTD5.53%
Annual Interest Income$4.6MM
Assets and Liabilities
AssetsQ4 2016vs Q4 2015$129.0MM$124.1MM
LoansQ4 2016vs Q4 2015$76.6MM$71.8MM
DepositsQ4 2016vs Q4 2015$114.8MM$110.6MM
Equity CapitalQ4 2016vs Q4 2015$13.4MM$13.0MM
Loan Loss AllowanceQ4 2016vs Q4 2015$660.00K$562.00K
Unbacked Noncurrent LoansQ4 2016vs Q4 2015$964.00K$890.00K
Real Estate OwnedQ4 2016vs Q4 2015$92.00K$66.00K
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Delta County CU (MI) Savings Account Rates

0.75%--IRA Shares Account
0.75%--Education IRA Shares Account
0.75%--Roth IRA Shares Account
0.50%*-$7,500Free Kasasa Saver
OTHER TIERS: 0.15% $7,500+
0.10%--Savings Account
0.10%--Monthly Savings
0.10%--Christmas Club

Delta County CU (MI) Money Market Rates

0.50%*$50k*-Daily Money Manager Account
OTHER TIERS: 0.10% $2,500 - $5k | 0.20% $5k - $25k | 0.30% $25k - $50k

Delta County CU (MI) CD Rates

2.02%$1k-5 Year CD
2.02%$250-5 Year Youth CD
1.71%$1k-4 Year CD
1.71%$250-4 Year Youth CD
1.51%$1k-3 Year CD
1.51%$250-3 Year Youth CD
1.11%$1k-2 Year CD
1.11%$250-2 Year Youth CD
0.75%$1k-1 Year CD
0.75%$250-1 Year Youth CD
0.55%$1k-180 Day CD
0.55%$250-180 Day Youth CD
0.20%$1k-90 Day CD
0.20%$250-90 Day Youth CD

Delta County CU (MI) IRA Rates

2.02%$1k-5 Year IRA
2.02%$1k-5 Year CESA
1.71%$1k-4 Year IRA
1.71%$1k-4 Year CESA
1.51%$1k-3 Year IRA
1.51%$1k-3 Year CESA
1.11%$1k-2 Year IRA
1.11%$1k-2 Year CESA
0.75%$1k-1 Year IRA
0.75%$1k-1 Year CESA
0.55%$1k-180 Day IRA
0.55%$1k-180 Day CESA
0.20%$1k-90 Day IRA
0.20%$1k-90 Day CESA

Delta County CU (MI) Locations
Branch Office2600 1st Ave SEscanaba, MI 49829
Branch Office5664 Main StreetWells, MI 49894