Delta County CU (MI)
Popular Accounts at this Credit Union
| APY | ACCOUNT TYPE | ACCOUNT NAME |
|---|---|---|
| 2.05% | Reward Checking | Kasasa Cash 1.82% - National Average |
| 0.50% | Reward Savings | Free Kasasa Saver 0.81% - National Average |
| 2.02% | 5-year CD | 5 Year CD 2.25% - Ally Bank High Yield 5 Year CD |
Delta County CU (MI) is headquartered in Escanaba and is the 81st largest credit union in the state of Michigan. It is also the 1,343rd largest credit union in the nation. It was established in 1960 and as of December of 2016, it had grown to 32 employees and 12,253 members at 2 locations. Delta County CU (MI) has an A health rating.
Field of Membership Restrictions
Delta County Credit Union of Michigan is open to the businesses, property owners, residents, church members, registered students, people maintaining employment and retired seniors that are 55+ and receives an income compensation in Delta County. Membership eligibility also extends to include the credit union employees, family members of current credit union members, and any local organizations that are primarily composed of credit union members.
See current membership details
Data as of Q4 2016
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 62454 |
| Year Chartered | 1960 |
| Employees | 32 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.58% |
| Return on Equity - YTD | 5.53% |
| Annual Interest Income | $4.6MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2016vs Q4 2015 | $129.0MM$124.1MM |
| Loans | Q4 2016vs Q4 2015 | $76.6MM$71.8MM |
| Deposits | Q4 2016vs Q4 2015 | $114.8MM$110.6MM |
| Equity Capital | Q4 2016vs Q4 2015 | $13.4MM$13.0MM |
| Loan Loss Allowance | Q4 2016vs Q4 2015 | $660.00K$562.00K |
| Unbacked Noncurrent Loans | Q4 2016vs Q4 2015 | $964.00K$890.00K |
| Real Estate Owned | Q4 2016vs Q4 2015 | $92.00K$66.00K |
Always verify rates and promotions with the bank or credit union. We are not Delta County CU (MI); we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
Delta County CU (MI) Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.50%* | - | $7,500 | Free Kasasa Saver | ||
| OTHER TIERS: 0.15% → $7,500+ | |||||
Delta County CU (MI) Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 2.05%* | - | $7,500 | Kasasa Cash | ||
| OTHER TIERS: 0.15% → $7,500+ | |||||
Delta County CU (MI) CD Rates
Delta County CU (MI) IRA Rates
| Delta County CU (MI) Locations | ||
|---|---|---|
| Branch Office | 2600 1st Ave S | Escanaba, MI 49829 |
| Branch Office | 5664 Main Street | Wells, MI 49894 |