Delta County Credit Union

Overview / Commentary

www.deltacountycu.com

906-786-7213

2600 1st Ave S
Escanaba, MI 49829

Delta County Credit Union is headquartered in Escanaba and is the 81^st largest credit union in the state of Michigan. It is also the 1,369^th largest credit union in the nation. It was established in 1960 and as of June of 2019, it had grown to 32 employees and 12,741 members at 2 locations. Delta County Credit Union's money market rates are 70% higher than the national average, and it has an A health rating.

Field of Membership Restrictions

Delta County Credit Union membership is open to those who live, work, are retired, worship, attend school, or own real estate in Delta County, Michigan. Immediate family members of existing Delta County Credit Union are also eligible to join.
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Health

Data as of Q2 2019

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Health Grade Components

Overall
NCUA #	62454
Year Chartered	1960
Employees	32
Primary Regulator

Profit Margin
Return on Assets - YTD	1.13%
Return on Equity - YTD	9.03%
Annual Interest Income	$2.8MM

Assets and Liabilities
Assets	Q2 2019vs Q2 2018	$134.3MM$131.6MM
Loans	Q2 2019vs Q2 2018	$81.4MM$78.6MM
Deposits	Q2 2019vs Q2 2018	$116.4MM$116.7MM
Equity Capital	Q2 2019vs Q2 2018	$16.8MM$14.1MM
Loan Loss Allowance	Q2 2019vs Q2 2018	$838.00K$720.00K
Unbacked Noncurrent Loans	Q2 2019vs Q2 2018	$380.00K$644.00K
Real Estate Owned	Q2 2019vs Q2 2018	$0$418.00K

Rates

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Savings
Money Market
Checking
CD
IRA

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Always verify rates and promotions with the bank or credit union. We are not Delta County Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Delta County Credit Union Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
1.00%	-	-	IRA Shares
0.50%^*	-	$7.5k	Free Kasasa Saver
OTHER TIERS: 0.15% → $7.5k+
0.10%	$5	-	Savings
0.10%	-	-	Monthly Savings
0.10%	-	-	Christmas Club

Delta County Credit Union Money Market Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.75%^*	$50k^*	-	Money Manager
OTHER TIERS: 0.20% → $2.5k - $5k \| 0.30% → $5k - $25k \| 0.40% → $25k - $50k

Delta County Credit Union Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
2.05%^*	-	$7.5k	Kasasa Cash
OTHER TIERS: 0.15% → $7.5k+

Delta County Credit Union CD Rates

APY	MIN	MAX	ACCOUNT NAME
2.89%	$1k	-	25 Month CD Special
2.79%	$1k	-	19 Month CD Special
2.53%	$1k	-	5 Year CD
2.53%	$1k	-	13 Month CD Special
2.27%	$1k	-	4 Year CD
1.76%	$1k	-	3 Year CD
1.76%	$1k	-	3.5 Year CD
1.51%	$1k	-	2.5 Year CD
1.46%	$1k	-	2 Year CD
1.11%	$1k	-	1.5 Year CD
1.01%	$1k	-	1 Year CD
0.75%	$1k	-	180 Day CD
0.20%	$1k	-	90 Day CD

Delta County Credit Union IRA Rates

APY	MIN	MAX	ACCOUNT NAME
2.53%	$1k	-	5 Year IRA
2.27%	$1k	-	4 Year IRA
1.76%	$1k	-	3 Year IRA
1.76%	$1k	-	3.5 Year IRA
1.51%	$1k	-	2.5 Year IRA
1.46%	$1k	-	2 Year IRA
1.11%	$1k	-	1.5 Year IRA
1.01%	$1k	-	1 Year IRA
0.75%	$1k	-	180 Day IRA
0.20%	$1k	-	90 Day IRA

Locations

Delta County Credit Union Locations
Branch Office	2600 1st Ave S	Escanaba, MI 49829
Branch Office	5664 Main Street	Wells, MI 49894

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