Delta County CU (MI)

Popular Accounts at this Credit Union

APY	ACCOUNT TYPE	ACCOUNT NAME
2.02%	5-year CD	5 Year CD 1.85% - Synchrony Bank 60 Month CD
0.75%	1-year CD	1 Year CD 1.05% - Ally Bank High Yield 12-Month CD
0.10%	Savings	Daily Shares Account 1.00% - Ally Bank Online Savings Account

View all Delta County CU (MI) rates »

Overview / Commentary

www.deltacountycu.com

906-786-7213

2600 1st Ave S
Escanaba, MI 49829

Delta County CU (MI) is headquartered in Escanaba and is the 79^th largest credit union in the state of Michigan. It is also the 1,339^th largest credit union in the nation. It was established in 1960 and as of June of 2016, it had grown to 32 employees and 12,128 members at 2 locations. Delta County CU (MI)'s money market rates are 14% higher than the national average, and it has an A health rating.

Field of Membership Restrictions

Delta County Credit Union of Michigan is open to the businesses, property owners, residents, church members, registered students, people maintaining employment and retired seniors that are 55+ and receives an income compensation in Delta County. Membership eligibility also extends to include the credit union employees, family members of current credit union members, and any local organizations that are primarily composed of credit union members.
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Health

A

Data as of Q2 2016

Learn more about bank health

Health Grade Components

Overall
NCUA #	62454
Year Chartered	1960
Employees	32
Primary Regulator

Profit Margin
Return on Assets - YTD	0.53%
Return on Equity - YTD	4.96%
Annual Interest Income	$2.2MM

Assets and Liabilities
Assets	Q2 2016vs Q2 2015	$128.0MM$121.5MM
Loans	Q2 2016vs Q2 2015	$74.8MM$69.3MM
Deposits	Q2 2016vs Q2 2015	$113.8MM$108.3MM
Equity Capital	Q2 2016vs Q2 2015	$13.6MM$12.7MM
Loan Loss Allowance	Q2 2016vs Q2 2015	$558.00K$513.00K
Unbacked Noncurrent Loans	Q2 2016vs Q2 2015	$595.00K$629.00K
Real Estate Owned	Q2 2016vs Q2 2015	$143.00K$123.00K

Rates

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Money Market
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IRA

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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Delta County CU (MI) Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.75%	-	-	IRA Shares Account
0.75%	-	-	Education IRA Shares Account
0.75%	-	-	Roth IRA Shares Account
0.10%	-	-	Daily Shares Account

Delta County CU (MI) Money Market Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.50%^*	$50k^*	-	Daily Money Manager Account
OTHER TIERS: 0.10% → $2,500 - $5k \| 0.20% → $5k - $25k \| 0.30% → $25k - $50k

Delta County CU (MI) CD Rates

APY	MIN	MAX	ACCOUNT NAME
2.02%	$1k	-	5 Year CD
2.02%	$250	-	5 Year Youth CD
1.71%	$1k	-	4 Year CD
1.71%	$250	-	4 Year Youth CD
1.66%	$1k	-	3.5 Year CD
1.66%	$250	-	3.5 Year Youth CD
1.51%	$1k	-	3 Year CD
1.51%	$250	-	3 Year Youth CD
1.26%	$1k	-	2.5 Year CD
1.26%	$250	-	2.5 Year Youth CD
1.11%	$1k	-	2 Year CD
1.11%	$250	-	2 Year Youth CD
0.85%	$1k	-	1.5 Year CD
0.85%	$250	-	1.5 Year Youth CD
0.75%	$1k	-	1 Year CD
0.75%	$250	-	1 Year Youth CD
0.55%	$1k	-	180 Day CD
0.55%	$250	-	180 Day Youth CD
0.20%	$1k	-	90 Day CD
0.20%	$250	-	90 Day Youth CD

Delta County CU (MI) IRA Rates

APY	MIN	MAX	ACCOUNT NAME
2.02%	$1k	-	5 Year IRA
1.71%	$1k	-	4 Year IRA
1.66%	$1k	-	3.5 Year IRA
1.51%	$1k	-	3 Year IRA
1.26%	$1k	-	2.5 Year IRA
1.11%	$1k	-	2 Year IRA
0.85%	$1k	-	1.5 Year IRA
0.75%	$1k	-	1 Year IRA
0.55%	$1k	-	180 Day IRA
0.20%	$1k	-	90 Day IRA

Locations

Delta County CU (MI) Locations
Branch Office	2600 1st Ave S	Escanaba, MI 49829
Branch Office	5664 Main Street	Wells, MI 49894