Delta County Credit Union is headquartered in Escanaba and is the 81st largest credit union in the state of Michigan. It is also the 1,384th largest credit union in the nation. It was established in 1960 and as of March of 2019, it had grown to 33 employees and 12,768 members at 2 locations. Delta County Credit Union's money market rates are 70% higher than the national average, and it has an A health rating.
Field of Membership Restrictions
Delta County Credit Union of Michigan is open to the businesses, property owners, residents, church members, registered students, people maintaining employment and retired seniors that are 55+ and receives an income compensation in Delta County. Membership eligibility also extends to include the credit union employees, family members of current credit union members, and any local organizations that are primarily composed of credit union members.
See current membership details
Data as of Q1 2019
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 62454 |
| Year Chartered | 1960 |
| Employees | 33 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.96% |
| Return on Equity - YTD | 7.94% |
| Annual Interest Income | $1.4MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q1 2019vs Q1 2018 | $132.9MM$132.7MM |
| Loans | Q1 2019vs Q1 2018 | $79.2MM$77.2MM |
| Deposits | Q1 2019vs Q1 2018 | $116.2MM$117.9MM |
| Equity Capital | Q1 2019vs Q1 2018 | $15.8MM$14.0MM |
| Loan Loss Allowance | Q1 2019vs Q1 2018 | $806.00K$719.00K |
| Unbacked Noncurrent Loans | Q1 2019vs Q1 2018 | $430.00K$918.00K |
| Real Estate Owned | Q1 2019vs Q1 2018 | $292.00K$220.00K |
Always verify rates and promotions with the bank or credit union. We are not Delta County Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
Delta County Credit Union Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 1.00% | - | - | IRA Shares | ||
| 0.50%* | - | $7.5k | Free Kasasa Saver | ||
| OTHER TIERS: 0.15% → $7.5k+ | |||||
| 0.10% | $5 | - | Savings | ||
| 0.10% | - | - | Monthly Savings | ||
| 0.10% | - | - | Christmas Club | ||
Delta County Credit Union Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.75%* | $50k* | - | Money Manager | ||
| OTHER TIERS: 0.20% → $2.5k - $5k | 0.30% → $5k - $25k | 0.40% → $25k - $50k | |||||
Delta County Credit Union Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 2.05%* | - | $7.5k | Kasasa Cash | ||
| OTHER TIERS: 0.15% → $7.5k+ | |||||
Delta County Credit Union CD Rates
Delta County Credit Union IRA Rates
| Delta County Credit Union Locations | ||
|---|---|---|
| Branch Office | 2600 1st Ave S | Escanaba, MI 49829 |
| Branch Office | 5664 Main Street | Wells, MI 49894 |