Delta County Credit Union

Popular Accounts at this Credit Union

2.05%Reward Checking
0.50%Reward Savings
2.53%5-year CD
View all Delta County Credit Union rates »

Overview / Commentary
2600 1st Ave S
Escanaba, MI 49829

Delta County Credit Union is headquartered in Escanaba and is the 82nd largest credit union in the state of Michigan. It is also the 1,387th largest credit union in the nation. It was established in 1960 and as of December of 2018, it had grown to 33 employees and 12,681 members at 2 locations. Delta County Credit Union's money market rates are 70% higher than the national average, and it has a B+ health rating.

Field of Membership Restrictions

Delta County Credit Union of Michigan is open to the businesses, property owners, residents, church members, registered students, people maintaining employment and retired seniors that are 55+ and receives an income compensation in Delta County. Membership eligibility also extends to include the credit union employees, family members of current credit union members, and any local organizations that are primarily composed of credit union members.
See current membership details


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Health Grade Components

NCUA #62454
Year Chartered1960
Primary Regulator
Profit Margin
Return on Assets - YTD1.03%
Return on Equity - YTD8.69%
Annual Interest Income$5.3MM
Assets and Liabilities
AssetsQ4 2018vs Q4 2017$128.4MM$131.1MM
LoansQ4 2018vs Q4 2017$80.1MM$78.2MM
DepositsQ4 2018vs Q4 2017$112.7MM$116.3MM
Equity CapitalQ4 2018vs Q4 2017$15.2MM$14.1MM
Loan Loss AllowanceQ4 2018vs Q4 2017$780.00K$666.00K
Unbacked Noncurrent LoansQ4 2018vs Q4 2017$458.00K$818.00K
Real Estate OwnedQ4 2018vs Q4 2017$363.00K$361.00K
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Delta County Credit Union Savings Account Rates

1.00%--IRA Shares
0.50%*-$7.5kFree Kasasa Saver
OTHER TIERS: 0.15% $7.5k+
0.10%--Monthly Savings
0.10%--Christmas Club

Delta County Credit Union Money Market Rates

0.75%*$50k*-Money Manager
OTHER TIERS: 0.20% $2.5k - $5k | 0.30% $5k - $25k | 0.40% $25k - $50k

Delta County Credit Union Checking Account Rates

2.05%*-$7.5kKasasa Cash
OTHER TIERS: 0.15% $7.5k+

Delta County Credit Union CD Rates

2.89%$1k-25 Month CD Special
2.79%$1k-19 Month CD Special
2.53%$1k-5 Year CD
2.53%$1k-13 Month CD Special
2.27%$1k-4 Year CD
1.76%$1k-3 Year CD
1.76%$1k-3.5 Year CD
1.51%$1k-2.5 Year CD
1.46%$1k-2 Year CD
1.11%$1k-1.5 Year CD
1.01%$1k-1 Year CD
0.75%$1k-180 Day CD
0.20%$1k-90 Day CD

Delta County Credit Union IRA Rates

2.53%$1k-5 Year IRA
2.27%$1k-4 Year IRA
1.76%$1k-3 Year IRA
1.76%$1k-3.5 Year IRA
1.51%$1k-2.5 Year IRA
1.46%$1k-2 Year IRA
1.11%$1k-1.5 Year IRA
1.01%$1k-1 Year IRA
0.75%$1k-180 Day IRA
0.20%$1k-90 Day IRA

Delta County Credit Union Locations
Branch Office2600 1st Ave SEscanaba, MI 49829
Branch Office5664 Main StreetWells, MI 49894

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