Delta County Credit Union

Overview / Commentary
2600 1st Ave S
Escanaba, MI 49829

Delta County Credit Union is headquartered in Escanaba and is the 81st largest credit union in the state of Michigan. It is also the 1,366th largest credit union in the nation. It was established in 1960 and as of September of 2019, it had grown to 32 employees and 12,813 members at 2 locations. Delta County Credit Union's money market rates are 70% higher than the national average, and it boasts an A+ health rating.

Field of Membership Restrictions

Delta County Credit Union membership is open to those who live, work, are retired, worship, attend school, or own real estate in Delta County, Michigan. Immediate family members of existing Delta County Credit Union are also eligible to join.
See current membership details


No reviews have been left for this bank yet. Be the first to review.


Health Grade Components

NCUA #62454
Year Chartered1960
Primary Regulator
Profit Margin
Return on Assets - YTD1.31%
Return on Equity - YTD10.11%
Annual Interest Income$4.3MM
Assets and Liabilities
AssetsQ3 2019vs Q3 2018$134.3MM$127.1MM
LoansQ3 2019vs Q3 2018$84.1MM$80.5MM
DepositsQ3 2019vs Q3 2018$116.3MM$111.8MM
Equity CapitalQ3 2019vs Q3 2018$17.4MM$14.4MM
Loan Loss AllowanceQ3 2019vs Q3 2018$817.00K$763.00K
Unbacked Noncurrent LoansQ3 2019vs Q3 2018$568.00K$646.00K
Real Estate OwnedQ3 2019vs Q3 2018$0$292.00K
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not Delta County Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Delta County Credit Union Savings Account Rates

1.00%--IRA Shares
0.50%*-$7.5kFree Kasasa Saver
OTHER TIERS: 0.15% $7.5k+
0.10%--Monthly Savings
0.10%--Christmas Club

Delta County Credit Union Money Market Rates

0.75%*$50k*-Money Manager
OTHER TIERS: 0.20% $2.5k - $5k | 0.30% $5k - $25k | 0.40% $25k - $50k

Delta County Credit Union Checking Account Rates

2.05%*-$7.5kKasasa Cash
OTHER TIERS: 0.15% $7.5k+

Delta County Credit Union CD Rates

2.27%$1k-5 Year CD
2.02%$1k-4 Year CD
2.02%$1k-13 Month CD Special
1.76%$1k-3 Year CD
1.76%$1k-3.5 Year CD
1.51%$1k-2.5 Year CD
1.46%$1k-2 Year CD
1.11%$1k-1.5 Year CD
1.01%$1k-1 Year CD
0.75%$1k-180 Day CD
0.20%$1k-90 Day CD

Delta County Credit Union IRA Rates

2.27%$1k-5 Year IRA
2.02%$1k-4 Year IRA
1.76%$1k-3 Year IRA
1.76%$1k-3.5 Year IRA
1.51%$1k-2.5 Year IRA
1.46%$1k-2 Year IRA
1.11%$1k-1.5 Year IRA
1.01%$1k-1 Year IRA
0.75%$1k-180 Day IRA
0.20%$1k-90 Day IRA

Delta County Credit Union Locations
Branch Office2600 1st Ave SEscanaba, MI 49829
Branch Office5664 Main StreetWells, MI 49894

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.