Embers Credit Union
Popular Accounts at this Credit Union
| APY | ACCOUNT TYPE | HOW THEY COMPARE |
|---|---|---|
| 3.00% | 5-year CD | 2.27% - National Average |
| 0.75% | 1-year CD | 1.38% - National Average |
| 0.20% | Savings | 0.26% - National Average |
Embers Credit Union is headquartered in Marquette and is the 64th largest credit union in the state of Michigan. It is also the 1,134th largest credit union in the nation. It was established in 1953 and as of December of 2018, it had grown to 39 employees and 12,749 members at 3 locations. Embers Credit Union's money market rates are 14% higher than the national average, and it boasts an A+ health rating.
Field of Membership Restrictions
Embers Credit Union is open to 1) those who live, work, attend school or worship in Alger, Chippewa, Baraga, Delta, Dickinson, Houghton, Gogebic, Iron , Luce, Keweenaw, Mackinac, Menominee, Marquette, Ontonagon or Schoolcraft Counties in Michigan; 2) registered members of a Catholic Parish that is under jurisdiction of the Roman Catholic Diocese of Marquette; and 3) immediate family of current members and those eligible.
See current membership details
Data as of Q4 2018
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 62038 |
| Year Chartered | 1953 |
| Employees | 39 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 1.28% |
| Return on Equity - YTD | 8.24% |
| Annual Interest Income | $6.3MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2018vs Q4 2017 | $176.8MM$164.3MM |
| Loans | Q4 2018vs Q4 2017 | $100.2MM$91.0MM |
| Deposits | Q4 2018vs Q4 2017 | $147.5MM$135.9MM |
| Equity Capital | Q4 2018vs Q4 2017 | $27.0MM$25.4MM |
| Loan Loss Allowance | Q4 2018vs Q4 2017 | $441.00K$524.00K |
| Unbacked Noncurrent Loans | Q4 2018vs Q4 2017 | $1.2MM$1.7MM |
| Real Estate Owned | Q4 2018vs Q4 2017 | $88.00K$9.00K |
Always verify rates and promotions with the bank or credit union. We are not Embers Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
Embers Credit Union Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.75% | - | - | IRA Account | |
| 0.20% | $100 | - | Vacation Club | |
| 0.20% | $100 | - | Share Account | |
| 0.20% | - | - | Christmas Club | |
| 0.20% | $5 | - | Youth Share Account |
Embers Credit Union Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.50%* | $50k* | - | Money Maker Account | ||
| OTHER TIERS: 0.20% → $100 - $2.5k | 0.30% → $2.5k - $10k | 0.35% → $10k - $25k | 0.40% → $25k - $50k | |||||
Embers Credit Union CD Rates
| Embers Credit Union Locations | ||
|---|---|---|
| Branch Office | 1600 S Front St | Marquette, MI 49855 |
| Branch Office | 487 US Highway 41 | Negaunee, MI 49866 |
| Branch Office | 1001 W Baraga Ave | Marquette, MI 49855 |