Embers Credit Union


Overview / Commentary
906-228-7080
1001 West Baraga Avenue
Marquette, MI 49855

Embers Credit Union is headquartered in Marquette and is the 42nd largest credit union in the state of Michigan. It is also the 700th largest credit union in the nation. It was established in 1953 and as of March of 2025, it had grown to 105 employees and 32,332 members at 9 locations. Embers Credit Union has an A+ health rating.

Field of Membership Restrictions

Embers Credit Union is open to those who live, work, worship, or own real estate in Michigan's Upper Peninsula or the bordering Wisconsin counties of Forest, Florence, Iron, Marinette, or Vilas.
See current membership details

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Health
A+

Health Grade Components

Overall
NCUA #62038
Year Chartered1953
Employees105
Primary Regulator
Profit Margin
Return on Assets - YTD0.54%
Return on Equity - YTD5.19%
Annual Interest Income$6.4MM
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$566.5MM$524.6MM
LoansQ1 2025vs Q1 2024$348.5MM$335.1MM
DepositsQ1 2025vs Q1 2024$501.7MM$465.1MM
Equity CapitalQ1 2025vs Q1 2024$57.5MM$48.8MM
Loan Loss AllowanceQ1 2025vs Q1 2024$2MM$1.9MM
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$701K$1.1MM
Real Estate OwnedQ1 2025vs Q1 2024$45K$0
Rates

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Locations


Embers Credit Union Locations
Branch Office1600 S Front StMarquette, MI 49855
Branch Office487 US Highway 41Negaunee, MI 49866
Branch Office1001 W Baraga AveMarquette, MI 49855
Branch OfficeE2906 State Highway M67Trenary, MI 49891
Branch Office200 E State Highway m28Munising, MI 49862
Branch Office9 W State Highway M35Gwinn, MI 49841
Branch Office2600 1st Ave SEscanaba, MI 49829-1313
Branch Office5664 Main StWells, MI 49894
Corporate Office601 S McClellan AveMarquette, MI 49855

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