Delta County Federal Credit Union

Overview / Commentary

www.deltacountyfcu.com

970-874-7674

100 Circle Dr
Delta, CO 81416

Delta County Federal Credit Union is headquartered in Delta and is the 41^st largest credit union in the state of Colorado. It is also the 2,130^th largest credit union in the nation. It was established in 1958 and as of December of 2018, it had grown to 16 employees and 4,730 members at 3 locations. Delta County Federal Credit Union's CD rates are 3X the national average, and it has a B+ health rating.

Field of Membership Restrictions

Delta County Federal Credit Union is open to individuals who reside, work, worship or go to school in Delta County, CO. Immediate family members, businesses or other legal entities are also eligible to join.
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Health

B+

Data as of Q4 2018

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Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Delta County Federal Credit Union has a relatively low asset base.

Health Grade Components

Overall
NCUA #	24381
Year Chartered	1958
Employees	16
Primary Regulator

Profit Margin
Return on Assets - YTD	0.35%
Return on Equity - YTD	4.28%
Annual Interest Income	$1.7MM

Assets and Liabilities
Assets	Q4 2018vs Q4 2017	$60.2MM$57.6MM
Loans	Q4 2018vs Q4 2017	$20.7MM$19.6MM
Deposits	Q4 2018vs Q4 2017	$55.1MM$52.8MM
Equity Capital	Q4 2018vs Q4 2017	$4.9MM$4.7MM
Loan Loss Allowance	Q4 2018vs Q4 2017	$121.00K$120.00K
Unbacked Noncurrent Loans	Q4 2018vs Q4 2017	$20.00K$13.00K
Real Estate Owned	Q4 2018vs Q4 2017	$0$70.00K

Rates

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Savings
Money Market
Checking
CD
IRA

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Always verify rates and promotions with the bank or credit union. We are not Delta County Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Delta County Federal Credit Union Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.20%	$1k	-	Health Savings Account
0.20%	$25	-	IRA Savings
0.15%	$5	$1.5k	Youth Savings
0.01%	$50	-	Shares

Delta County Federal Credit Union Money Market Rates

APY	MIN	MAX	ACCOUNT NAME
0.15%^*	$75k^*	-	Money Market Savings
OTHER TIERS: 0.05% → $2.5k - $25k \| 0.10% → $25k - $75k
0.01%	$5k	-	Money Market Checking

Delta County Federal Credit Union Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.01%	$1k	-	Checking

Delta County Federal Credit Union CD Rates

APY	MIN	MAX	ACCOUNT NAME
2.78%	$2.5k	-	18 Month Share Certificate Special (New Money Only)
2.68%	$2.5k	-	1 Year Share Certificate Special (New MoneyOnly)
2.52%	$2.5k	-	5 Year New Year's Share Certificate Special
2.27%	$2.5k	-	3 Year New Year's Share Certificate Special
2.27%	$2.5k	-	6 Month Share Certificate Special (New Money Only)
1.76%	$2.5k	-	5 Year Share Certificate
1.46%	$2.5k	-	3 Year Share Certificate
1.26%	$2.5k	-	2 Year Share Certificate
0.85%	$2.5k	-	18 Month Share Certificate
0.75%	$250	-	3 Month Add-On Youth Certificate
0.75%	$2.5k	-	1 Year Share Certificate
0.50%	$2.5k	-	6 Month Share Certificate

Delta County Federal Credit Union IRA Rates

APY	MIN	MAX	ACCOUNT NAME
2.52%	$2.5k	-	5 Year New Year's IRA Share Certificate Special
2.27%	$2.5k	-	3 Year New Year's IRA Share Certificate Special
1.76%	$2.5k	-	5 Year IRA Share Certificate
1.46%	$2.5k	-	3 Year IRA Share Certificate

Locations

Delta County Federal Credit Union Locations
Branch Office	100 Circle Dr	Delta, CO 81416
Branch Office	120 N 6th St 120 N 6th St	Hotchkiss, CO 81419
Branch Office	210 SE Independence Ave	Cedaredge, CO 81413-4215

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