Delta County Federal Credit Union is headquartered in Delta and is the 41st largest credit union in the state of Colorado. It is also the 2,163rd largest credit union in the nation. It was established in 1958 and as of March of 2019, it had grown to 16 employees and 4,746 members at 3 locations. Delta County Federal Credit Union has a B+ health rating.
Field of Membership Restrictions
Delta County Federal Credit Union is open to individuals who reside, work, worship or go to school in Delta County, CO. Immediate family members, businesses or other legal entities are also eligible to join.
See current membership details
Data as of Q1 2019
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 24381 |
| Year Chartered | 1958 |
| Employees | 16 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.39% |
| Return on Equity - YTD | 4.68% |
| Annual Interest Income | $441.00K |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q1 2019vs Q1 2018 | $60.1MM$58.9MM |
| Loans | Q1 2019vs Q1 2018 | $20.8MM$20.2MM |
| Deposits | Q1 2019vs Q1 2018 | $55.0MM$54.0MM |
| Equity Capital | Q1 2019vs Q1 2018 | $5.0MM$4.8MM |
| Loan Loss Allowance | Q1 2019vs Q1 2018 | $126.00K$120.00K |
| Unbacked Noncurrent Loans | Q1 2019vs Q1 2018 | $32.00K$4.00K |
| Real Estate Owned | Q1 2019vs Q1 2018 | $0$70.00K |
Always verify rates and promotions with the bank or credit union. We are not Delta County Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
Delta County Federal Credit Union Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.20% | $1k | - | Health Savings Account | |
| 0.20% | $25 | - | IRA Savings | |
| 0.15% | $5 | $1.5k | Youth Savings | |
| 0.01% | $50 | - | Shares |
Delta County Federal Credit Union Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.15%* | $75k* | - | Money Market Savings | ||
| OTHER TIERS: 0.05% → $2.5k - $25k | 0.10% → $25k - $75k | |||||
| 0.01% | $5k | - | Money Market Checking | ||
Delta County Federal Credit Union Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.01% | $1k | - | Checking |
Delta County Federal Credit Union CD Rates
Delta County Federal Credit Union IRA Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 1.76% | $2.5k | - | 5 Year IRA Share Certificate | |
| 1.46% | $2.5k | - | 3 Year IRA Share Certificate |
| Delta County Federal Credit Union Locations | ||
|---|---|---|
| Branch Office | 100 Circle Dr | Delta, CO 81416 |
| Branch Office | 120 N 6th St 120 N 6th St | Hotchkiss, CO 81419 |
| Branch Office | 210 SE Independence Ave | Cedaredge, CO 81413-4215 |