Overview / Commentary
Delta County Federal Credit Union is headquartered in Delta and is the 41st largest credit union in the state of Colorado. It is also the 2,143rd largest credit union in the nation. It was established in 1958 and as of September of 2019, it had grown to 15 employees and 4,838 members at 3 locations. Delta County Federal Credit Union has a B health rating.
Field of Membership Restrictions
Delta County Federal Credit Union is open to individuals who reside, work, worship or go to school in Delta County, CO. Immediate family members, businesses or other legal entities are also eligible to join.
See current membership details
Health
B
Data as of Q3 2019
Learn why bank health mattersAdditional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Delta County Federal Credit Union has a relatively low asset base.
Health Grade Components
| Overall | |
|---|---|
| NCUA # | 24381 |
| Year Chartered | 1958 |
| Employees | 15 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.42% |
| Return on Equity - YTD | 4.92% |
| Annual Interest Income | $1.3MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q3 2019vs Q3 2018 | $60.1MM$60.2MM |
| Loans | Q3 2019vs Q3 2018 | $20.5MM$20.1MM |
| Deposits | Q3 2019vs Q3 2018 | $54.9MM$55.2MM |
| Equity Capital | Q3 2019vs Q3 2018 | $5.1MM$4.9MM |
| Loan Loss Allowance | Q3 2019vs Q3 2018 | $126.00K$120.00K |
| Unbacked Noncurrent Loans | Q3 2019vs Q3 2018 | $44.00K$14.00K |
| Real Estate Owned | Q3 2019vs Q3 2018 | $0$70.00K |