Delta County Federal Credit Union

Overview / Commentary
100 Circle Dr
Delta, CO 81416

Delta County Federal Credit Union is headquartered in Delta and is the 41st largest credit union in the state of Colorado. It is also the 2,143rd largest credit union in the nation. It was established in 1958 and as of September of 2019, it had grown to 15 employees and 4,838 members at 3 locations. Delta County Federal Credit Union has a B health rating.

Field of Membership Restrictions

Delta County Federal Credit Union is open to individuals who reside, work, worship or go to school in Delta County, CO. Immediate family members, businesses or other legal entities are also eligible to join.
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Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Delta County Federal Credit Union has a relatively low asset base.

Health Grade Components

NCUA #24381
Year Chartered1958
Primary Regulator
Profit Margin
Return on Assets - YTD0.42%
Return on Equity - YTD4.92%
Annual Interest Income$1.3MM
Assets and Liabilities
AssetsQ3 2019vs Q3 2018$60.1MM$60.2MM
LoansQ3 2019vs Q3 2018$20.5MM$20.1MM
DepositsQ3 2019vs Q3 2018$54.9MM$55.2MM
Equity CapitalQ3 2019vs Q3 2018$5.1MM$4.9MM
Loan Loss AllowanceQ3 2019vs Q3 2018$126.00K$120.00K
Unbacked Noncurrent LoansQ3 2019vs Q3 2018$44.00K$14.00K
Real Estate OwnedQ3 2019vs Q3 2018$0$70.00K
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Delta County Federal Credit Union Savings Account Rates

0.20%$1k-Health Savings Account
0.20%$25-IRA Savings
0.15%$5$1.5kYouth Savings

Delta County Federal Credit Union Money Market Rates

0.15%*$75k*-Money Market Savings
OTHER TIERS: 0.05% $2.5k - $25k | 0.10% $25k - $75k
0.01%$5k-Money Market Checking

Delta County Federal Credit Union Checking Account Rates


Delta County Federal Credit Union CD Rates

1.51%$2.5k-5 Year Share Certificate
1.31%$2.5k-3 Year Share Certificate
1.00%$2.5k-2 Year Share Certificate
0.85%$2.5k-18 Month Share Certificate
0.75%$250-3 Month Add-On Youth Certificate
0.75%$2.5k-1 Year Share Certificate
0.50%$2.5k-6 Month Share Certificate

Delta County Federal Credit Union IRA Rates

2.02%$2.5k-5 Year IRA Share Certificate
1.76%$2.5k-3 Year IRA Share Certificate

Delta County Federal Credit Union Locations
Branch Office100 Circle DrDelta, CO 81416
Branch Office120 N 6th St 120 N 6th StHotchkiss, CO 81419
Branch Office210 SE Independence AveCedaredge, CO 81413-4215

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