Delta County Federal Credit Union
Overview / Commentary
Delta County Federal Credit Union is headquartered in Delta and is the 42nd largest credit union in the state of Colorado. It is also the 2,098th largest credit union in the nation. It was established in 1958 and as of March of 2025, it had grown to 14 employees and 4,370 members at 2 locations. Delta County Federal Credit Union has a B health rating.
Field of Membership Restrictions
Delta County Federal Credit Union is open to individuals who reside, work, worship or go to school in Delta County, Colorado. Immediate family members, businesses or other legal entities are also eligible to join.
See current membership details
Health
B
Data as of Q1 2025
Learn why bank health mattersAdditional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Delta County Federal Credit Union has a relatively low asset base.
Health Grade Components
| Overall | |
|---|---|
| NCUA # | 24381 |
| Year Chartered | 1958 |
| Employees | 14 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 1.03% |
| Return on Equity - YTD | 11.48% |
| Annual Interest Income | $470K |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q1 2025vs Q1 2024 | $73.8MM$79.4MM |
| Loans | Q1 2025vs Q1 2024 | $22.5MM$24.1MM |
| Deposits | Q1 2025vs Q1 2024 | $67.1MM$72.9MM |
| Equity Capital | Q1 2025vs Q1 2024 | $6.6MM$6.3MM |
| Loan Loss Allowance | Q1 2025vs Q1 2024 | $76K$72K |
| Unbacked Noncurrent Loans | Q1 2025vs Q1 2024 | $108K$93K |
| Real Estate Owned | Q1 2025vs Q1 2024 | $0$0 |