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Overview / Commentary
2339 Hwy 1 South
Greenville, MS 38701

Delta Credit Union is headquartered in Greenville and is the 54th largest credit union in the state of Mississippi. It is also the 4,600th largest credit union in the nation. It was established in 1957 and as of December of 2017, it had grown to 3 employees and 1,379 members at 1 location. Delta Credit Union has a B health rating.

Field of Membership Restrictions

Delta Credit Union of Mississippi is open to the employees of the credit union affiliated sponsor companies.
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Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Delta Credit Union has a very low asset base.

Health Grade Components

NCUA #24893
Year Chartered1957
Primary Regulator
Profit Margin
Return on Assets - YTD0.74%
Return on Equity - YTD3.16%
Annual Interest Income$245.00K
Assets and Liabilities
AssetsQ4 2017$5.7MM
LoansQ4 2017$2.6MM
DepositsQ4 2017$4.4MM
Equity CapitalQ4 2017$1.3MM
Loan Loss AllowanceQ4 2017$17.00K
Unbacked Noncurrent LoansQ4 2017$105.00K
Real Estate OwnedQ4 2017$0
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Delta Credit Union Savings Account Rates

0.20%*$25k*-Share Savings Account
OTHER TIERS: 0.10% $200 - $5k | 0.15% $5k - $25k
0.20%*$25k*-Christmas Club
OTHER TIERS: 0.10% $200 - $5k | 0.15% $5k - $25k
0.20%*$25k*-Vacation Club
OTHER TIERS: 0.10% $200 - $5k | 0.15% $5k - $25k
0.20%*$25k*-Piggy Bank Account
OTHER TIERS: 0.10% $200 - $5k | 0.15% $5k - $25k

Delta Credit Union Locations
Corporate Office2339 HIGHWAY 1 SGreenville, MS 38701-8337