Overview / Commentary
Delta Credit Union is headquartered in Greenville and is the 42nd largest credit union in the state of Mississippi. It is also the 3,739th largest credit union in the nation. It was established in 1957 and as of March of 2025, it had grown to 4 employees and 1,737 members at 2 locations. Delta Credit Union has a C+ health rating.
Field of Membership Restrictions
Delta Credit Union of Mississippi is open to the employees of the credit union affiliated sponsor companies.
See current membership details
Health
C+
Data as of Q1 2025
Learn why bank health mattersAdditional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Delta Credit Union has a very low asset base.
Health Grade Components
| Overall | |
|---|---|
| NCUA # | 24893 |
| Year Chartered | 1957 |
| Employees | 4 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 2.44% |
| Return on Equity - YTD | 9.09% |
| Annual Interest Income | $148K |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q1 2025vs Q1 2024 | $8.4MM$8.3MM |
| Loans | Q1 2025vs Q1 2024 | $3.2MM$3MM |
| Deposits | Q1 2025vs Q1 2024 | $6.1MM$6.2MM |
| Equity Capital | Q1 2025vs Q1 2024 | $2.2MM$2MM |
| Loan Loss Allowance | Q1 2025vs Q1 2024 | $64K$48K |
| Unbacked Noncurrent Loans | Q1 2025vs Q1 2024 | $86K$47K |
| Real Estate Owned | Q1 2025vs Q1 2024 | $0$0 |