DeMotte State Bank is headquartered in DEMOTTE and is the 38th largest bank in the state of Indiana. It is also the 1,657th largest bank in the nation. It was established in 1942 and as of March of 2025, it had grown to 114 employees at 10 locations. DeMotte State Bank has a C+ health rating.
Unprofessional
My husband notified the bank of a fraudulent charge that was going to effect his debit card prior to actually hitting his account. The bank willing allowed the charges to go through - they did not even attempt to stop the charges. We made a claim with the FDIC in order to resolve the issue. The bank retaliated by putting a hold on my account (different account than my husband) for suspected fraud without any valid reason (no suspicious charges) when my monthly automatic payments (ACH's) were scheduled to be withdrawn. This caused issues with the companies needing to be paid (electric, telephone, insurance & television service). I was able to straighten them all out without and additional costs but I had to spend time getting it resolved. The "manager" (teller supervisor) at the Roselawn branch is rude, and does not present herself anywhere close to professionally in appearance or attitude.
Data as of Q1 2025
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| FDIC Certificate # | 15883 |
| Year Established | 1942 |
| Employees | 114 |
| Primary Regulator | FED |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.16% |
| Return on Equity - YTD | 2.14% |
| Annual Interest Income | $6.3MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q1 2025vs Q1 2024 | $561.1MM$546.6MM |
| Loans | Q1 2025vs Q1 2024 | $253.4MM$247.4MM |
| Deposits | Q1 2025vs Q1 2024 | $462.2MM$447.8MM |
| Equity Capital | Q1 2025vs Q1 2024 | $44.6MM$39.2MM |
| Loan Loss Allowance | Q1 2025vs Q1 2024 | $3.6MM$3.4MM |
| Unbacked Noncurrent Loans | Q1 2025vs Q1 2024 | $7.7MM$1.2MM |
| Real Estate Owned | Q1 2025vs Q1 2024 | $0$0 |
