Denali State Bank

Popular Accounts at this Bank

APY	ACCOUNT TYPE	ACCOUNT NAME
1.51%	Reward Checking	Xtreme Checking 1.93% - National Average
0.55%	1-year CD	1 Year CD 2.10% - Goldman Sachs Bank USA High-yield 12 Month CD
0.10%	Savings	Regular Savings 1.30% - Nationwide Bank Online Savings Account

View all Denali State Bank rates »

Overview / Commentary

www.denalistatebank.com

907-456-1400

119 North Cushman Street
Fairbanks, AK 99701

Denali State Bank is headquartered in Fairbanks and is the 5^th largest bank in the state of Alaska. It is also the 2,389^th largest bank in the nation. It was established in 1986 and as of December of 2017, it had grown to 77 employees at 5 locations. Denali State Bank has a B+ health rating.

Not A Fan - Born And Raised In Fairbanks But This Bank Seems To Be Corporate And Not Golden Heart!

Posted by: PioneerFamily | Nov 1, 2011

I was born in the St. Josephs hospital over 45 yrs. ago and loved banking there at Denali State Bank- however

recently I was SHOCKED at how I was treated when as a single parent I decided to try to sale on ebay. I linked my Denali account with the paypal service.

Within 3 days I recieved over 200.00 thru paypal. Paypal said the transfer was complete each time I checked to make sure to send the items I sold. The transfer went to Denali State Bank. Today I see within those 3 days Denali overdrafted me 5 times! The same day the money went in they found a way to make sure I stayed in the Red so they could charge me 28.00 x 5 I am sick about it because all the hard work of taking photos, listing, learning and shipping ended up in a profit they STOLE from me. I contacted them and they accused me of not managing my account-well had they not found a way to make sure they could keep charging and had they chosen to care enough to not exploit my situation they could have but instead they cited policies and were ICE COLD- so I am seeking a Credit Union exclusively from here on out. I give them a HUGE frown on how I was treated-it brought me to tears-due to my finances and how much we needed the monies- they didn't care at all

Comment

2

Health

B+

Data as of Q4 2017

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #	26530
Year Established	1986
Employees	77
Primary Regulator	FDIC

Profit Margin
Return on Assets - YTD	0.75%
Return on Equity - YTD	7.29%
Annual Interest Income	$11.7MM

Assets and Liabilities
Assets	Q4 2017vs Q4 2016	$269.7MM$270.2MM
Loans	Q4 2017vs Q4 2016	$161.6MM$142.4MM
Deposits	Q4 2017vs Q4 2016	$240.3MM$241.7MM
Equity Capital	Q4 2017vs Q4 2016	$27.7MM$27.2MM
Loan Loss Allowance	Q4 2017vs Q4 2016	$2.4MM$2.5MM
Unbacked Noncurrent Loans	Q4 2017vs Q4 2016	$998.00K$922.00K
Real Estate Owned	Q4 2017vs Q4 2016	$1.8MM$2.0MM

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