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119 North Cushman Street
Fairbanks, AK 99701

Denali State Bank is headquartered in Fairbanks and is the 5th largest bank in the state of Alaska. It is also the 2,399th largest bank in the nation. It was established in 1986 and as of December of 2016, it had grown to 82 employees at 5 locations. Denali State Bank has a B+ health rating.

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Reviews (1)

Not A Fan - Born And Raised In Fairbanks But This Bank Seems To Be Corporate And Not Golden Heart!

I was born in the St. Josephs hospital over 45 yrs. ago and loved banking there at Denali State Bank- however

recently I was SHOCKED at how I was treated when as a single parent I decided to try to sale on ebay. I linked my Denali account with the paypal service.

Within 3 days I recieved over 200.00 thru paypal. Paypal said the transfer was complete each time I checked to make sure to send the items I sold. The transfer went to Denali State Bank.  Today I see within those 3 days Denali overdrafted me 5 times! The same day the money went in they found a way to make sure I stayed in the Red so they could charge me 28.00 x 5   I am sick about it because all the hard work of taking photos, listing, learning and shipping ended up in a profit they STOLE from me. I contacted them and they accused me of not managing my account-well had they not found a way to make sure they could keep charging and had they chosen to care enough to not exploit my situation they could have but instead they cited policies and were ICE COLD- so I am seeking a Credit Union exclusively from here on out.  I give them a HUGE frown on how I was treated-it brought me to tears-due to my finances and how much we needed the monies- they didn't care at all



Health Grade Components

FDIC Certificate #26530
Year Established1986
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.88%
Return on Equity - YTD8.29%
Annual Interest Income$11.4MM
Assets and Liabilities
AssetsQ4 2016vs Q4 2015$270.2MM$270.2MM
LoansQ4 2016vs Q4 2015$142.4MM$150.4MM
DepositsQ4 2016vs Q4 2015$241.7MM$236.6MM
Equity CapitalQ4 2016vs Q4 2015$27.2MM$27.9MM
Loan Loss AllowanceQ4 2016vs Q4 2015$2.5MM$2.5MM
Unbacked Noncurrent LoansQ4 2016vs Q4 2015$922.00K$1.9MM
Real Estate OwnedQ4 2016vs Q4 2015$2.0MM$0

Rates for Denali State Bank are currently being reviewed.


Denali State Bank Locations
Denali State Bank119 North Cushman StreetFairbanks, AK 99701
Golden Heart Branch1989 Airport WayFairbanks, AK 99701
Chena Pump Branch470 Chena Pump RoadFairbanks, AK 99709
Van Horn Branch975 Van Horn RoadFairbanks, AK 99707
Tok BranchMile 1314 Alaska HighwayTok, AK 99780