Denali State Bank

Overview / Commentary
119 North Cushman Street
Fairbanks, AK 99701

Denali State Bank is headquartered in Fairbanks and is the 5th largest bank in the state of Alaska. It is also the 1,827th largest bank in the nation. It was established in 1986 and as of June of 2022, it had grown to 82 employees at 5 locations. Denali State Bank has an A health rating.

Reviews (2)

Amazing Community Bank

I love Denali State Bank and their customer service. They always go above and beyond every time I bank there. They know everyone's name when they walk in the door and take their time to really know my needs.

Not A Fan - Born And Raised In Fairbanks But This Bank Seems To Be Corporate And Not Golden Heart!

I was born in the St. Josephs hospital over 45 yrs. ago and loved banking there at Denali State Bank- however

recently I was SHOCKED at how I was treated when as a single parent I decided to try to sale on ebay. I linked my Denali account with the paypal service.

Within 3 days I recieved over 200.00 thru paypal. Paypal said the transfer was complete each time I checked to make sure to send the items I sold. The transfer went to Denali State Bank.  Today I see within those 3 days Denali overdrafted me 5 times! The same day the money went in they found a way to make sure I stayed in the Red so they could charge me 28.00 x 5   I am sick about it because all the hard work of taking photos, listing, learning and shipping ended up in a profit they STOLE from me. I contacted them and they accused me of not managing my account-well had they not found a way to make sure they could keep charging and had they chosen to care enough to not exploit my situation they could have but instead they cited policies and were ICE COLD- so I am seeking a Credit Union exclusively from here on out.  I give them a HUGE frown on how I was treated-it brought me to tears-due to my finances and how much we needed the monies- they didn't care at all



Health Grade Components

FDIC Certificate #26530
Year Established1986
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.1%
Return on Equity - YTD12.64%
Annual Interest Income$10.0MM
Assets and Liabilities
AssetsQ2 2022vs Q2 2021$466.4MM$454.2MM
LoansQ2 2022vs Q2 2021$304.4MM$250.0MM
DepositsQ2 2022vs Q2 2021$420.1MM$407.6MM
Equity CapitalQ2 2022vs Q2 2021$38.7MM$43.7MM
Loan Loss AllowanceQ2 2022vs Q2 2021$5.4MM$4.9MM
Unbacked Noncurrent LoansQ2 2022vs Q2 2021$448.00K$1.9MM
Real Estate OwnedQ2 2022vs Q2 2021$0$0
Skip to rates for:
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not Denali State Bank; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Denali State Bank Savings Account Rates

0.50%-$15kFree Kasasa Saver

Denali State Bank Checking Account Rates

2.00%*-$15kFree Kasasa Cash Checking
OTHER TIERS: 0.48% $15k+

Denali State Bank Locations
Denali State Bank119 N Cushman StFairbanks, AK 99701
Golden Heart Branch1989 Airport WayFairbanks, AK 99701
Chena Pump Branch470 Chena Pump RoadFairbanks, AK 99709
Van Horn Branch975 Van Horn RoadFairbanks, AK 99707
Tok BranchMile 1314 Alaska HighwayTok, AK 99780

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.