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Bank First


TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/18/2025
4.00%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/18/2025
3.60%
Our Rating
4.3  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/18/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/18/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/18/2025
4.31%
Our Rating
4.0  / 5
Vio Bank
Cornerstone Money Market
See Offer
Sponsored Note: Interest is compounded daily, growing your money fast
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/18/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Overview / Commentary
bankfirst.com
920-652-3100
402 N 8Th St
Manitowoc, WI 54220

Bank First is headquartered in MANITOWOC and is the 4th largest bank in the state of Wisconsin. It is also the 305th largest bank in the nation. It was established in 1894 and as of March of 2025, it had grown to 362 employees at 26 locations. Bank First's money market rates are 5X the national average, and it boasts an A+ health rating.

Reviews (1)

Sucks No One Knows

Posted by: |

They switch from Denmark state bank to Bank First. No one knows what’s going on will not let anybody know what’s going on looking for a new bank. This one just sucks.

4


Health
A+

Data as of Q1 2025

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #5304
Year Established1894
Employees362
Primary RegulatorOCC
Profit Margin
Return on Assets - YTD1.64%
Return on Equity - YTD12.67%
Annual Interest Income$55MM
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$4.5B$4.1B
LoansQ1 2025vs Q1 2024$3.51B$3.34B
DepositsQ1 2025vs Q1 2024$3.75B$3.46B
Equity CapitalQ1 2025vs Q1 2024$586.7MM$577.4MM
Loan Loss AllowanceQ1 2025vs Q1 2024$43.7MM$44.4MM
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$6.8MM$9.9MM
Real Estate OwnedQ1 2025vs Q1 2024$741K$2.7MM
TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/18/2025
4.00%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/18/2025
3.60%
Our Rating
4.3  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/18/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/18/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/18/2025
4.31%
Our Rating
4.0  / 5
Vio Bank
Cornerstone Money Market
See Offer
Sponsored Note: Interest is compounded daily, growing your money fast
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/18/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Bank First Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.60%*$250k*-Investment Savings
OTHER TIERS: 2.78% → $50k - $150k | 3.09% → $150k - $250k
1.76%*$100k*-Savings Elite
OTHER TIERS: 0.50% → $2.5k - $10k | 1.00% → $10k - $25k | 1.51% → $25k - $100k
0.50%*$25k*-Health Savings Account
OTHER TIERS: 0.15% → $0 - $2.5k | 0.25% → $2.5k - $10k | 0.30% → $10k - $25k
0.30%*$10k*-Kids Club
OTHER TIERS: 0.25% → $0 - $10k
0.25%*$25k*-First Savings
OTHER TIERS: 0.10% → $0 - $2.5k | 0.15% → $2.5k - $25k
0.20%*$25k*-Holiday Savings
OTHER TIERS: 0.05% → $0 - $10k | 0.10% → $10k - $25k
0.20%*$25k*-First Savings Business
OTHER TIERS: 0.10% → $0 - $10k | 0.15% → $10k - $25k

Bank First Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.02%*$100k*-Money Market Elite
OTHER TIERS: 1.26% → $10k - $50k | 1.76% → $50k - $100k
1.26%*$100k*-Business Money Market Elite
OTHER TIERS: 0.10% → $0 - $10k | 0.50% → $10k - $50k | 1.00% → $50k - $100k
0.15%*$25k*-Money Market
OTHER TIERS: 0.05% → $0 - $10k | 0.10% → $10k - $25k
0.15%*$25k*-Business Money Market
OTHER TIERS: 0.05% → $0 - $10k | 0.10% → $10k - $25k

Bank First Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.25%*$10k*-Military First Checking
OTHER TIERS: 0.15% → $0 - $2.5k | 0.20% → $2.5k - $10k
0.20%*$25k*-First Rate Checking
OTHER TIERS: 0.10% → $0 - $2.5k | 0.15% → $2.5k - $25k

Bank First CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.00%$5k-13 Month Relationship CD Special
4.00%$5k-7 Month Relationship CD Special
3.75%$5k-23 Month Relationship CD Special
3.70%$1k-35 Month Relationship CD Special
3.02%$1k-6 Month CD
3.02%$1k-12 Month CD
2.78%$1k-24 Month CD
2.78%$1k-36 Month CD
2.78%$1k-48 Month CD
2.78%$1k-60 Month CD
2.78%$1k-18 Month CD

Bank First IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.40%*$25k*-IRA Savings
OTHER TIERS: 0.10% → $0 - $2.5k | 0.20% → $2.5k - $10k | 0.25% → $10k - $25k
Locations

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