Denocos Federal Credit Union
Denocos Federal Credit Union
Overview / Commentary
Denocos Federal Credit Union is headquartered in Crescent City and is the 233rd largest credit union in the state of California. It is also the 3,851st largest credit union in the nation. It was established in 1957 and as of March of 2025, it had grown to 1 employees and 732 members at 1 location. Denocos Federal Credit Union has a B health rating.
Field of Membership Restrictions
Membership in Denocos Federal Credit Union is open to employees of the Del Norte County Schools and College of the Redwoods working in Del Norte County and to students of public schools or community colleges supervised by the Del Norte County Superintendent of Schools in Del Norte County, California.
See current membership details
Health
B
Data as of Q1 2025
Learn why bank health mattersAdditional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Denocos Federal Credit Union has a very low asset base.
Health Grade Components
| Overall | |
|---|---|
| NCUA # | 12028 |
| Year Chartered | 1957 |
| Employees | 1 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.86% |
| Return on Equity - YTD | 6.21% |
| Annual Interest Income | $78K |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q1 2025vs Q1 2024 | $6.5MM$6.3MM |
| Loans | Q1 2025vs Q1 2024 | $3.3MM$4MM |
| Deposits | Q1 2025vs Q1 2024 | $5.6MM$5.4MM |
| Equity Capital | Q1 2025vs Q1 2024 | $908K$860K |
| Loan Loss Allowance | Q1 2025vs Q1 2024 | $46K$23K |
| Unbacked Noncurrent Loans | Q1 2025vs Q1 2024 | $30K$53K |
| Real Estate Owned | Q1 2025vs Q1 2024 | $0$0 |