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Overview / Commentary
707-464-5887
1244 Glenn St
Crescent City, CA 95531-2113

Denocos Federal Credit Union is headquartered in Crescent City and is the 289th largest credit union in the state of California. It is also the 4,557th largest credit union in the nation. It was established in 1957 and as of June of 2017, it had grown to 2 employees and 651 members at 1 location. Denocos Federal Credit Union has a B health rating.

Field of Membership Restrictions

Membership in Denocos Federal Credit Union is open to employees of the Del Norte County Schools and College of the Redwoods working in Del Norte County and to students of public schools or community colleges supervised by the Del Norte County Superintendent of Schools in Del Norte County, California.
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Health
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Denocos Federal Credit Union has a very low asset base.

Health Grade Components

Overall
NCUA #12028
Year Chartered1957
Employees2
Primary Regulator
Profit Margin
Return on Assets - YTD-0.24%
Return on Equity - YTD-2.61%
Annual Interest Income$77.00K
Assets and Liabilities
AssetsQ2 2017vs Q2 2016$6.8MM$6.7MM
LoansQ2 2017vs Q2 2016$1.3MM$1.3MM
DepositsQ2 2017vs Q2 2016$6.2MM$6.0MM
Equity CapitalQ2 2017vs Q2 2016$614.00K$628.00K
Loan Loss AllowanceQ2 2017vs Q2 2016$21.00K$32.00K
Unbacked Noncurrent LoansQ2 2017vs Q2 2016$5.00K$43.00K
Real Estate OwnedQ2 2017vs Q2 2016$0$0
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Denocos Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.40%*$100k*-Share Savings Account
OTHER TIERS: 0.10% $50 - $10k | 0.15% $10k - $20k | 0.25% $20k - $50k | 0.30% $50k - $100k
Locations


Denocos Federal Credit Union Locations
Branch Office1244 Glenn StCrescent City, CA 95531-2113