Overview / Commentary
Denocos Federal Credit Union is headquartered in Crescent City and is the 252nd largest credit union in the state of California. It is also the 4,086th largest credit union in the nation. It was established in 1957 and as of December of 2022, it had grown to 1 employees and 717 members at 1 location. Denocos Federal Credit Union has a C+ health rating.
Field of Membership Restrictions
Membership in Denocos Federal Credit Union is open to employees of the Del Norte County Schools and College of the Redwoods working in Del Norte County and to students of public schools or community colleges supervised by the Del Norte County Superintendent of Schools in Del Norte County, California.
See current membership details
Health
C+
Data as of Q4 2022
Learn why bank health mattersAdditional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Denocos Federal Credit Union has a very low asset base.
Health Grade Components
| Overall | |
|---|---|
| NCUA # | 12028 |
| Year Chartered | 1957 |
| Employees | 1 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.71% |
| Return on Equity - YTD | 6.49% |
| Annual Interest Income | $219.00K |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2022vs Q4 2021 | $7.0MM$7.1MM |
| Loans | Q4 2022vs Q4 2021 | $3.5MM$2.6MM |
| Deposits | Q4 2022vs Q4 2021 | $6.2MM$6.4MM |
| Equity Capital | Q4 2022vs Q4 2021 | $787.00K$734.00K |
| Loan Loss Allowance | Q4 2022vs Q4 2021 | $30.00K$47.00K |
| Unbacked Noncurrent Loans | Q4 2022vs Q4 2021 | $22.00K$6.00K |
| Real Estate Owned | Q4 2022vs Q4 2021 | $0$0 |