Denocos Federal Credit Union

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11-Month No-Penalty CD

Security & Flexibility
with Access to Funds.
Member FDIC.

1.45% APY

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1.20% APY

Overview / Commentary

www.denocos.bizland.com

707-464-5887

1244 Glenn St
Crescent City, CA 95531-2113

Denocos Federal Credit Union is headquartered in Crescent City and is the 289^th largest credit union in the state of California. It is also the 4,557^th largest credit union in the nation. It was established in 1957 and as of June of 2017, it had grown to 2 employees and 651 members at 1 location. Denocos Federal Credit Union has a B health rating.

Field of Membership Restrictions

Membership in Denocos Federal Credit Union is open to employees of the Del Norte County Schools and College of the Redwoods working in Del Norte County and to students of public schools or community colleges supervised by the Del Norte County Superintendent of Schools in Del Norte County, California.
See current membership details

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Health

B

Data as of Q2 2017

Learn why bank health matters

Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Denocos Federal Credit Union has a very low asset base.

Health Grade Components

Overall
NCUA #	12028
Year Chartered	1957
Employees	2
Primary Regulator

Profit Margin
Return on Assets - YTD	-0.24%
Return on Equity - YTD	-2.61%
Annual Interest Income	$77.00K

Assets and Liabilities
Assets	Q2 2017vs Q2 2016	$6.8MM$6.7MM
Loans	Q2 2017vs Q2 2016	$1.3MM$1.3MM
Deposits	Q2 2017vs Q2 2016	$6.2MM$6.0MM
Equity Capital	Q2 2017vs Q2 2016	$614.00K$628.00K
Loan Loss Allowance	Q2 2017vs Q2 2016	$21.00K$32.00K
Unbacked Noncurrent Loans	Q2 2017vs Q2 2016	$5.00K$43.00K
Real Estate Owned	Q2 2017vs Q2 2016	$0$0

Rates

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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Denocos Federal Credit Union Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.40%^*	$100k^*	-	Share Savings Account
OTHER TIERS: 0.10% → $50 - $10k \| 0.15% → $10k - $20k \| 0.25% → $20k - $50k \| 0.30% → $50k - $100k

Locations

Denocos Federal Credit Union Locations
Branch Office	1244 Glenn St	Crescent City, CA 95531-2113