Overview / Commentary
Denocos Federal Credit Union is headquartered in Crescent City and is the 263rd largest credit union in the state of California. It is also the 4,244th largest credit union in the nation. It was established in 1957 and as of September of 2021, it had grown to 1 employees and 683 members at 1 location. Denocos Federal Credit Union has a B health rating.
Field of Membership Restrictions
Membership in Denocos Federal Credit Union is open to employees of the Del Norte County Schools and College of the Redwoods working in Del Norte County and to students of public schools or community colleges supervised by the Del Norte County Superintendent of Schools in Del Norte County, California.
See current membership details
Health
B
Data as of Q3 2021
Learn why bank health mattersAdditional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Denocos Federal Credit Union has a very low asset base.
Health Grade Components
| Overall | |
|---|---|
| NCUA # | 12028 |
| Year Chartered | 1957 |
| Employees | 1 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.57% |
| Return on Equity - YTD | 5.52% |
| Annual Interest Income | $144.00K |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q3 2021vs Q3 2020 | $7.0MM$6.7MM |
| Loans | Q3 2021vs Q3 2020 | $2.6MM$2.2MM |
| Deposits | Q3 2021vs Q3 2020 | $6.3MM$6.0MM |
| Equity Capital | Q3 2021vs Q3 2020 | $725.00K$688.00K |
| Loan Loss Allowance | Q3 2021vs Q3 2020 | $45.00K$35.00K |
| Unbacked Noncurrent Loans | Q3 2021vs Q3 2020 | $2.00K$0 |
| Real Estate Owned | Q3 2021vs Q3 2020 | $0$0 |