Overview / Commentary
Denocos Federal Credit Union is headquartered in Crescent City and is the 268th largest credit union in the state of California. It is also the 4,384th largest credit union in the nation. It was established in 1957 and as of June of 2020, it had grown to 1 employees and 656 members at 1 location. Denocos Federal Credit Union has a B health rating.
Field of Membership Restrictions
Membership in Denocos Federal Credit Union is open to employees of the Del Norte County Schools and College of the Redwoods working in Del Norte County and to students of public schools or community colleges supervised by the Del Norte County Superintendent of Schools in Del Norte County, California.
See current membership details
Health
B
Data as of Q2 2020
Learn why bank health mattersAdditional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Denocos Federal Credit Union has a very low asset base.
Health Grade Components
| Overall | |
|---|---|
| NCUA # | 12028 |
| Year Chartered | 1957 |
| Employees | 1 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.61% |
| Return on Equity - YTD | 5.33% |
| Annual Interest Income | $100.00K |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q2 2020vs Q2 2019 | $6.1MM$6.0MM |
| Loans | Q2 2020vs Q2 2019 | $1.9MM$1.7MM |
| Deposits | Q2 2020vs Q2 2019 | $5.4MM$5.4MM |
| Equity Capital | Q2 2020vs Q2 2019 | $675.00K$633.00K |
| Loan Loss Allowance | Q2 2020vs Q2 2019 | $32.00K$23.00K |
| Unbacked Noncurrent Loans | Q2 2020vs Q2 2019 | $4.00K$16.00K |
| Real Estate Owned | Q2 2020vs Q2 2019 | $0$0 |