Denver Savings Bank

TODAY'S FEATURED RATES

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Overview / Commentary

www.bankdsb.com

319-984-5635

121 South State Street
Denver, IA 50622

Denver Savings Bank is headquartered in DENVER and is the 126^th largest bank in the state of Iowa. It is also the 2,779^th largest bank in the nation. It was established in 1902 and as of March of 2025, it had grown to 28 employees at 2 locations. Denver Savings Bank's money market rates are 59% higher than the national average, and it has an A health rating.

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Health

Data as of Q1 2025

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #	12857
Year Established	1902
Employees	28
Primary Regulator	FDIC

Profit Margin
Return on Assets - YTD	0.12%
Return on Equity - YTD	1.26%
Annual Interest Income	$3MM

Assets and Liabilities
Assets	Q1 2025vs Q1 2024	$245.3MM$242.6MM
Loans	Q1 2025vs Q1 2024	$167.9MM$179.2MM
Deposits	Q1 2025vs Q1 2024	$189.3MM$187.8MM
Equity Capital	Q1 2025vs Q1 2024	$23.7MM$22.7MM
Loan Loss Allowance	Q1 2025vs Q1 2024	$1.9MM$1.8MM
Unbacked Noncurrent Loans	Q1 2025vs Q1 2024	$0$2K
Real Estate Owned	Q1 2025vs Q1 2024	$0$0

TODAY'S FEATURED RATES

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Rates

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Money Market
Checking

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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Denver Savings Bank Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.05%	$50	-	Savings Account
0.05%	$1	-	Star Saver

Denver Savings Bank Money Market Rates

APY	MIN	MAX	ACCOUNT NAME
0.70%^*	$1m^*	-	Gold Money Market
OTHER TIERS: 0.15% → $25k - $100k \| 0.40% → $100k - $250k \| 0.50% → $250k - $500k \| 0.60% → $500k - $1m
0.50%^*	$250k^*	-	Money Market Account
OTHER TIERS: 0.05% → $0 - $50k \| 0.15% → $50k - $100k \| 0.30% → $100k - $250k

Denver Savings Bank Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME
2.60%^*	$0	$20k	DSBOne Checking
OTHER TIERS: 0.15% → $20k+
0.05%^*	$50k^*	-	Business Plus
OTHER TIERS: 0.01% → $0 - $50k

Locations

Denver Savings Bank Locations
Denver Savings Bank	121 S State St	Denver, IA 50622
Denver Savings Bank	1022 Skyler Street	Denver, IA 50622

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