Featured Savings Rates
Featured Accounts

Desco Federal Credit Union

Popular Accounts at this Credit Union

APYACCOUNT TYPEACCOUNT NAME
1.87%5-year CD60 Month Share Certificate
0.45%1-year CD12 Month Share Certificate
0.15%SavingsSavings Account

Overview / Commentary
740-354-7791
401 Chillicothe St
Portsmouth, OH 45662

Desco Federal Credit Union is headquartered in Portsmouth and is the 21st largest credit union in the state of Ohio. It is also the 779th largest credit union in the nation. It was established in 1963 and as of December of 2015, it had grown to 102 employees and 22,875 members at 8 locations. Desco Federal Credit Union has an A health rating.

Field of Membership Restrictions

Membership is open to residents of Scioto and Lawrence County in Ohio, Boyd County in Kentucky, and Cabell and Wayne in West Virginia.
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Health
A

Health Grade Components

Overall
NCUA #15882
Year Chartered1963
Employees102
Primary Regulator
Profit Margin
Return on Assets - YTD0.44%
Return on Equity - YTD4.72%
Annual Interest Income$9.0MM
Assets and Liabilities
AssetsQ4 2015vs Q4 2014$274.6MM$265.1MM
LoansQ4 2015vs Q4 2014$167.8MM$162.1MM
DepositsQ4 2015vs Q4 2014$247.0MM$237.9MM
Equity CapitalQ4 2015vs Q4 2014$25.6MM$24.9MM
Loan Loss AllowanceQ4 2015vs Q4 2014$1.2MM$1.2MM
Unbacked Noncurrent LoansQ4 2015vs Q4 2014$1.0MM$2.5MM
Real Estate OwnedQ4 2015vs Q4 2014$819.00K$1.0MM
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Desco Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.25%--Health Savings Account
0.15%$50-Savings Account

Desco Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.30%*$25k*-Checking Account
OTHER TIERS: 0.05% $1k - $5k | 0.10% $5k - $10k | 0.15% $10k - $25k

Desco Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.87%$500$25k60 Month Share Certificate
1.61%$500$25k48 Month Share Certificate
1.01%$500$25k36 Month Share Certificate
0.80%$500$25k30 Month Share Certificate
0.65%$500$25k24 Month Share Certificate
0.50%$500$25k18 Month Share Certificate
0.45%$2,500$25k12 Month Share Certificate
0.30%$2,500$25k6 Month Share Certificate
0.25%$2,500$25k91 Day Share Certificate
0.20%$2,500$25k31 Day Share Certificate
Locations


Desco Federal Credit Union Locations
Branch Office455 Armco RdAshland, KY 41101
Branch Office221 Vine StNew Boston, OH 45662
Branch Office575 West StMinford, OH 45653
Branch Office8790 Ohio River RdWheelersburg, OH 45694
Branch Office414 Washington StPortsmouth, OH 45662
Branch Office401 Chillicothe StPortsmouth, OH 45662
Branch Office2915 S 3rd StIronton, OH 45638
Branch Office1438 6th AveHuntington, WV 25701-2421