Desert Rivers Credit Union

TODAY'S FEATURED RATES

Member FDIC

4.54%

Our Rating

4.2 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

4.10%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Get up to a $300 Cash Bonus. FDIC Insured. See site for details.

Member FDIC

3.70%

Our Rating

4.3 / 5

American Express®

High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.80%

Our Rating

4.3 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

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Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms Apply. Member FDIC

Member FDIC

up to $300

Our Rating

4.3 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Overview / Commentary

www.desertriverscu.com

435-259-6124

725 N Main St
Moab, UT 84532

Desert Rivers Credit Union is headquartered in Moab and is the 25^th largest credit union in the state of Utah. It is also the 1,719^th largest credit union in the nation. It was established in 1957 and as of December of 2024, it had grown to 28 employees and 7,963 members at 4 locations. Desert Rivers Credit Union has a B+ health rating.

Field of Membership Restrictions

Membership in Desert Rivers Credit Union is open to residents of Grand and San Juan Counties in Utah and the town of Green River, Utah.
See current membership details

Reviews

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Health

B+

Data as of Q4 2024

Learn why bank health matters

Health Grade Components

Overall
NCUA #	24918
Year Chartered	1957
Employees	28
Primary Regulator

Profit Margin
Return on Assets - YTD	0.96%
Return on Equity - YTD	15.16%
Annual Interest Income	$7.4MM

Assets and Liabilities
Assets	Q4 2024vs Q4 2023	$112.2MM$97.2MM
Loans	Q4 2024vs Q4 2023	$88.1MM$80.9MM
Deposits	Q4 2024vs Q4 2023	$103.4MM$89.4MM
Equity Capital	Q4 2024vs Q4 2023	$7.1MM$6.3MM
Loan Loss Allowance	Q4 2024vs Q4 2023	$1.2MM$1.2MM
Unbacked Noncurrent Loans	Q4 2024vs Q4 2023	$702K$440K
Real Estate Owned	Q4 2024vs Q4 2023	$0$0

TODAY'S FEATURED RATES

Member FDIC

4.54%

Our Rating

4.2 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

4.10%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Get up to a $300 Cash Bonus. FDIC Insured. See site for details.

Member FDIC

3.70%

Our Rating

4.3 / 5

American Express®

High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.80%

Our Rating

4.3 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Member FDIC

up to $300

Our Rating

4.3 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Rates

Rates for Desert Rivers Credit Union are currently being reviewed.

Locations

Desert Rivers Credit Union Locations
Branch Office	725 N Main St	Moab, UT 84532-2132
Branch Office	45 W Main St PO Box 336	Green River, UT 84525
Branch Office	1 S Main St	Blanding, UT 84511
Branch Office	16 S Main St	Monticello, UT 84535

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