Desert Valleys Federal Credit Union


Overview / Commentary
760-446-3500
100 E Ward Ave
Ridgecrest, CA 93555

Desert Valleys Federal Credit Union is headquartered in Ridgecrest and is the 162nd largest credit union in the state of California. It is also the 2,000th largest credit union in the nation. It was established in 1946 and as of March of 2025, it had grown to 18 employees and 5,901 members at 2 locations. Desert Valleys Federal Credit Union has an A health rating.

Field of Membership Restrictions

Membership in Desert Valleys Federal Credit Union is open to those who live of work in the California communities of Bishop, Boron, California City, Inyokern, Lake Isabella/East Kernville, Lone Pine, Ridgecrest, or Trona.
See current membership details

Reviews

No reviews have been left for this bank yet. Be the first to review.



Health
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Desert Valleys Federal Credit Union has a relatively low asset base.

Health Grade Components

Overall
NCUA #5366
Year Chartered1946
Employees18
Primary Regulator
Profit Margin
Return on Assets - YTD0.23%
Return on Equity - YTD2.63%
Annual Interest Income$947K
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$83.3MM$68.9MM
LoansQ1 2025vs Q1 2024$43.2MM$37.8MM
DepositsQ1 2025vs Q1 2024$73.8MM$61.3MM
Equity CapitalQ1 2025vs Q1 2024$7.2MM$5.6MM
Loan Loss AllowanceQ1 2025vs Q1 2024$527K$494K
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$47K$263K
Real Estate OwnedQ1 2025vs Q1 2024$0$0
Rates

Rates for Desert Valleys Federal Credit Union are currently being reviewed.

Locations


Desert Valleys Federal Credit Union Locations
Branch Office100 E Ward AveRidgecrest, CA 93555-2668
Branch Office136 W Line StBishop, CA 93514-3402

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.