Desert Valleys Federal Credit Union is headquartered in Ridgecrest and is the 162nd largest credit union in the state of California. It is also the 2,000th largest credit union in the nation. It was established in 1946 and as of March of 2025, it had grown to 18 employees and 5,901 members at 2 locations. Desert Valleys Federal Credit Union has an A health rating.
Membership in Desert Valleys Federal Credit Union is open to those who live of work in the California communities of Bishop, Boron, California City, Inyokern, Lake Isabella/East Kernville, Lone Pine, Ridgecrest, or Trona.
See current membership details
Overall | |
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NCUA # | 5366 |
Year Chartered | 1946 |
Employees | 18 |
Primary Regulator |
Profit Margin | |
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Return on Assets - YTD | 0.23% |
Return on Equity - YTD | 2.63% |
Annual Interest Income | $947K |
Assets and Liabilities | ||
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Assets | Q1 2025vs Q1 2024 | $83.3MM$68.9MM |
Loans | Q1 2025vs Q1 2024 | $43.2MM$37.8MM |
Deposits | Q1 2025vs Q1 2024 | $73.8MM$61.3MM |
Equity Capital | Q1 2025vs Q1 2024 | $7.2MM$5.6MM |
Loan Loss Allowance | Q1 2025vs Q1 2024 | $527K$494K |
Unbacked Noncurrent Loans | Q1 2025vs Q1 2024 | $47K$263K |
Real Estate Owned | Q1 2025vs Q1 2024 | $0$0 |
Rates for Desert Valleys Federal Credit Union are currently being reviewed.
Desert Valleys Federal Credit Union Locations | ||
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Branch Office | 100 E Ward Ave | Ridgecrest, CA 93555-2668 |
Branch Office | 136 W Line St | Bishop, CA 93514-3402 |