Destinations Credit Union

Overview / Commentary
8767 Satyr Hill Rd
Baltimore, MD 21234

Destinations Credit Union is headquartered in Baltimore and is the 40th largest credit union in the state of Maryland. It is also the 2,154th largest credit union in the nation. It was established in 1935 and as of June of 2021, it had grown to 16 employees and 7,123 members at 2 locations. Destinations Credit Union has an A health rating.

Field of Membership Restrictions

Destinations Credit Union membership is open to employees of Maryland General Hospital, Practical Technologies, U.S.F Holland, Friends of the American Red Cross (greater Chesapeake Bay area), and over 100 other area Select Employer Groups. Membership is also open to immediate family of those eligible.
See current membership details

Reviews (1)

Easy To Qualify By Donating To Red Cross

Posted by: |

Nationwide. Easy to qualify for rewards checking by donating to Red Cross if you don't meet the other qualifications. If family members open an account each, you only have to make one donation and that person can refer the other members. Very nice people. New account. We will see how it goes. I had a little trouble understanding the online application. I messed one up but the were very prompt and helpful to fix it for me. 2/9/2016 Just found out that they will pay 3% interest to me for Feb and March because they haven't provided a debit card to me yet. They are going through a computer transition.
UPDATE 07/07/2016
Love them. They only require that you have 12 transactions of any type on the debit card. Can be all debits if you want. Easy to meet requirements.
9/19/19 Things are going well.

Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Destinations Credit Union has a relatively low asset base.

Health Grade Components

NCUA #66333
Year Chartered1935
Primary Regulator
Profit Margin
Return on Assets - YTD0.17%
Return on Equity - YTD1.4%
Annual Interest Income$1.0MM
Assets and Liabilities
AssetsQ2 2021vs Q2 2020$71.2MM$64.2MM
LoansQ2 2021vs Q2 2020$28.9MM$31.1MM
DepositsQ2 2021vs Q2 2020$62.0MM$55.2MM
Equity CapitalQ2 2021vs Q2 2020$8.7MM$8.8MM
Loan Loss AllowanceQ2 2021vs Q2 2020$261.00K$231.00K
Unbacked Noncurrent LoansQ2 2021vs Q2 2020$160.00K$335.00K
Real Estate OwnedQ2 2021vs Q2 2020$0$0
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Always verify rates and promotions with the bank or credit union. We are not Destinations Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Destinations Credit Union Savings Account Rates

0.50%*-$10kKasasa Saver
OTHER TIERS: 0.25% $10k+
0.15%--IRA Share Savings Account
0.10%$50-Regular Share
0.10%--Christmas Club Account
0.10%--Vacation Club Account
0.10%--Auxilliary Account

Destinations Credit Union Money Market Rates

0.15%*$10k*-High Yield Account
OTHER TIERS: 0.10% $2.5k - $10k

Destinations Credit Union Checking Account Rates

2.50%*-$10kKasasa Cash
OTHER TIERS: 0.25% $10k+

Destinations Credit Union CD Rates

0.75%$500-5 Year Share Certificate
0.45%$500-3 Year Share Certificate
0.35%$500-2 Year Share Certificate
0.25%$500-1 Year Share Certificate
0.15%$500-6 Month Share Certificate

Destinations Credit Union IRA Rates

0.75%$500-5 Year IRA Certificate
0.45%$500-3 Year IRA Certificate
0.35%$500-2 Year IRA Certificate
0.25%$500-1 Year IRA Certificate
0.15%$500-6 Month IRA Certificate

Destinations Credit Union Locations
Branch Office5401 Old Court RdRandallstown, MD 21133-5103
Main Office8767 Satyr Hill RdBaltimore, MD 21234

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