Destinations Credit Union is headquartered in Baltimore and is the 40th largest credit union in the state of Maryland. It is also the 2,142nd largest credit union in the nation. It was established in 1935 and as of December of 2018, it had grown to 20 employees and 7,682 members at 2 locations. Destinations Credit Union's CD rates are 2X the national average, and it has a B+ health rating.
Field of Membership Restrictions
Membership is open to employees of Maryland General Hospital, Practical Technologies, U.S.F Holland, Friends of the American Red Cross (greater Chesapeake Bay area), and over 100 other area Select Employer Groups. Membership is also open to immediate family of those eligible.
See current membership details
Related Posts
Easy To Qualify By Donating To Red Cross
Nationwide. Easy to qualify for rewards checking by donating to Red Cross if you don't meet the other qualifications. If family members open an account each, you only have to make one donation and that person can refer the other members. Very nice people. New account. We will see how it goes. I had a little trouble understanding the online application. I messed one up but the were very prompt and helpful to fix it for me. 2/9/2016 Just found out that they will pay 3% interest to me for Feb and March because they haven't provided a debit card to me yet. They are going through a computer transition.
UPDATE 07/07/2016
Love them. They only require that you have 12 transactions of any type on the debit card. Can be all debits if you want. Easy to meet requirements.
Data as of Q4 2018
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 66333 |
| Year Chartered | 1935 |
| Employees | 20 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.7% |
| Return on Equity - YTD | 5.04% |
| Annual Interest Income | $2.3MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2018vs Q4 2017 | $59.4MM$59.1MM |
| Loans | Q4 2018vs Q4 2017 | $30.6MM$31.8MM |
| Deposits | Q4 2018vs Q4 2017 | $50.7MM$50.5MM |
| Equity Capital | Q4 2018vs Q4 2017 | $8.3MM$7.9MM |
| Loan Loss Allowance | Q4 2018vs Q4 2017 | $271.00K$260.00K |
| Unbacked Noncurrent Loans | Q4 2018vs Q4 2017 | $249.00K$256.00K |
| Real Estate Owned | Q4 2018vs Q4 2017 | $0$0 |
Always verify rates and promotions with the bank or credit union. We are not Destinations Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
Destinations Credit Union Savings Account Rates
Destinations Credit Union Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.40%* | $25k* | - | High Yield Account | ||
| OTHER TIERS: 0.30% → $2.5k - $10k | 0.35% → $10k - $25k | |||||
Destinations Credit Union Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 3.01%* | - | $10k | Kasasa Cash | ||
| OTHER TIERS: 0.25% → $10k+ | |||||
Destinations Credit Union CD Rates
Destinations Credit Union IRA Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 2.60% | $500 | - | 5 Year IRA Certificate | |
| 2.10% | $500 | - | 3 Year IRA Certificate | |
| 2.00% | $500 | - | 2 Year IRA Certificate | |
| 1.90% | $500 | - | 1 Year IRA Certificate | |
| 1.30% | $500 | - | 6 Month IRA Certificate |
| Destinations Credit Union Locations | ||
|---|---|---|
| Branch Office | 5401 Old Court Rd | Randallstown, MD 21133-5103 |
| Main Office | 8767 Satyr Hill Rd | Baltimore, MD 21234 |