Featured Savings Rates
Featured Accounts

Destinations Credit Union

Popular Accounts at this Credit Union

APYACCOUNT TYPEACCOUNT NAME
3.01%Reward CheckingKasasa Cash
0.75%Reward SavingsKasasa Saver
1.05%5-year CD5 Year Share Certificate

Overview / Commentary
410-663-2500
8767 Satyr Hill Rd
Baltimore, MD 21234

Destinations Credit Union is headquartered in Baltimore and is the 40th largest credit union in the state of Maryland. It is also the 2,099th largest credit union in the nation. It was established in 1935 and as of March of 2016, it had grown to 23 employees and 8,268 members at 3 locations. Destinations Credit Union has an A health rating.

Field of Membership Restrictions

Membership is open to employees of Maryland General Hospital, Practical Technologies, U.S.F Holland, Friends of the American Red Cross (greater Chesapeake Bay area), and over 100 other area Select Employer Groups. Membership is also open to immediate family of those eligible.
See current membership details

Related Posts

Destinations CU (easy membership) Has Top-Rate Kasasa Cash - 11/16/2015

Destinations Credit Union (easy membership) has raised the rate on its Kasasa Cash account to 3.01% APY on qualifying balances up to $10K.

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Reviews (1)

Easy To Qualify By Donating To Red Cross

Posted by: kiwi | Feb 4, 2016

Nationwide. Easy to qualify for rewards checking by donating to Red Cross if you don't meet the other qualifications. If family members open an account each, you only have to make one donation and that person can refer the other members. Very nice people. New account. We will see how it goes. I had a little trouble understanding the online application. I messed one up but the were very prompt and helpful to fix it for me. 2/9/2016 Just found out that they will pay 3% interest to me for Feb and March because they haven't provided a debit card to me yet. They are going through a computer transition.
UPDATE 07/07/2016
Love them. They only require that you have 12 transactions of any type on the debit card. Can be all debits if you want. Easy to meet requirements.



Health
A
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Destinations Credit Union has a relatively low asset base.

Health Grade Components

Overall
NCUA #66333
Year Chartered1935
Employees23
Primary Regulator
Profit Margin
Return on Assets - YTD-0.14%
Return on Equity - YTD-1.11%
Annual Interest Income$545.00K
Assets and Liabilities
AssetsQ1 2016vs Q1 2015$61.4MM$59.3MM
LoansQ1 2016vs Q1 2015$32.1MM$29.8MM
DepositsQ1 2016vs Q1 2015$53.2MM$51.5MM
Equity CapitalQ1 2016vs Q1 2015$7.6MM$7.5MM
Loan Loss AllowanceQ1 2016vs Q1 2015$194.00K$231.00K
Unbacked Noncurrent LoansQ1 2016vs Q1 2015$262.00K$310.00K
Real Estate OwnedQ1 2016vs Q1 2015$0$211.00K
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Destinations Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.75%*-$10kKasasa Saver
OTHER TIERS: 0.26% $10k+
0.25%--IRA Share Savings Account
0.25%--Roth IRA Share Savings Account
0.25%--Coverdell Education Savings Account
0.10%$50-Regular Share
0.10%--Christmas Club Account
0.10%--Vacation Club Account
0.10%--Auxilliary Account

Destinations Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.24%*$25k*-High Yield Account
OTHER TIERS: 0.21% $2,500 - $10k | 0.22% $10k - $25k

Destinations Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.01%*-$10kKasasa Cash
OTHER TIERS: 0.25% $10k+

Destinations Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.05%$500-5 Year Share Certificate
0.75%$500-3 Year Share Certificate
0.60%$500-2 Year Share Certificate
0.45%$500-1 Year Share Certificate
0.30%$500-6 Month Share Certificate

Destinations Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.05%$500-5 Year IRA Certificate
0.75%$500-3 Year IRA Certificate
0.60%$500-2 Year IRA Certificate
0.45%$500-1 Year IRA Certificate
0.30%$500-6 Month IRA Certificate
Locations


Destinations Credit Union Locations
Branch Office411 N Cranberry RdWestminster, MD 21157-6312
Branch Office5401 Old Court RdRandallstown, MD 21133-5103
Main Office8767 Satyr Hill RdBaltimore, MD 21234