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Destinations Credit Union


Overview / Commentary
www.destinationscu.org
410-663-2500
8767 Satyr Hill Rd
Baltimore, MD 21234

Destinations Credit Union is headquartered in Baltimore and is the 41st largest credit union in the state of Maryland. It is also the 2,169th largest credit union in the nation. It was established in 1935 and as of December of 2019, it had grown to 22 employees and 7,394 members at 2 locations. Destinations Credit Union has a B+ health rating.

Field of Membership Restrictions

Membership is open to employees of Maryland General Hospital, Practical Technologies, U.S.F Holland, Friends of the American Red Cross (greater Chesapeake Bay area), and over 100 other area Select Employer Groups. Membership is also open to immediate family of those eligible.
See current membership details

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Reviews (1)

Easy To Qualify By Donating To Red Cross

Posted by: |

Nationwide. Easy to qualify for rewards checking by donating to Red Cross if you don't meet the other qualifications. If family members open an account each, you only have to make one donation and that person can refer the other members. Very nice people. New account. We will see how it goes. I had a little trouble understanding the online application. I messed one up but the were very prompt and helpful to fix it for me. 2/9/2016 Just found out that they will pay 3% interest to me for Feb and March because they haven't provided a debit card to me yet. They are going through a computer transition.
UPDATE 07/07/2016
Love them. They only require that you have 12 transactions of any type on the debit card. Can be all debits if you want. Easy to meet requirements.
9/19/19 Things are going well.

3


Health
B+

Data as of Q4 2019

Learn why bank health matters
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Destinations Credit Union has a relatively low asset base.

Health Grade Components

Overall
NCUA #66333
Year Chartered1935
Employees22
Primary Regulator
Profit Margin
Return on Assets - YTD0.44%
Return on Equity - YTD3.08%
Annual Interest Income$2.4MM
Assets and Liabilities
AssetsQ4 2019vs Q4 2018$58.7MM$59.4MM
LoansQ4 2019vs Q4 2018$32.9MM$30.6MM
DepositsQ4 2019vs Q4 2018$49.7MM$50.7MM
Equity CapitalQ4 2019vs Q4 2018$8.6MM$8.3MM
Loan Loss AllowanceQ4 2019vs Q4 2018$275.00K$271.00K
Unbacked Noncurrent LoansQ4 2019vs Q4 2018$248.00K$249.00K
Real Estate OwnedQ4 2019vs Q4 2018$0$0
Rates
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Always verify rates and promotions with the bank or credit union. We are not Destinations Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Destinations Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.75%*-$10kKasasa Saver
OTHER TIERS: 0.25% → $10k+
0.25%--IRA Share Savings Account
0.15%$50-Regular Share
0.15%--Christmas Club Account
0.15%--Vacation Club Account
0.15%--Auxilliary Account

Destinations Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.20%*$25k*-High Yield Account
OTHER TIERS: 0.15% → $2.5k - $25k

Destinations Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.01%*-$10kKasasa Cash
OTHER TIERS: 0.25% → $10k+

Destinations Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.80%$500-5 Year Share Certificate
0.70%$500-3 Year Share Certificate
0.60%$500-2 Year Share Certificate
0.50%$500-1 Year Share Certificate
0.30%$500-6 Month Share Certificate

Destinations Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.80%$500-5 Year IRA Certificate
0.70%$500-3 Year IRA Certificate
0.60%$500-2 Year IRA Certificate
0.50%$500-1 Year IRA Certificate
0.30%$500-6 Month IRA Certificate
Locations


Destinations Credit Union Locations
Branch Office5401 Old Court RdRandallstown, MD 21133-5103
Main Office8767 Satyr Hill RdBaltimore, MD 21234

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.