Destinations Credit Union

Overview / Commentary
8767 Satyr Hill Rd
Baltimore, MD 21234

Destinations Credit Union is headquartered in Baltimore and is the 40th largest credit union in the state of Maryland. It is also the 2,234th largest credit union in the nation. It was established in 1935 and as of June of 2022, it had grown to 19 employees and 6,721 members at 2 locations. Destinations Credit Union's CD rates are 17% higher than the national average, and it has a B health rating.

Field of Membership Restrictions

Destinations Credit Union membership is open to employees of Maryland General Hospital, Practical Technologies, U.S.F Holland, Friends of the American Red Cross (greater Chesapeake Bay area), and over 100 other area Select Employer Groups. Membership is also open to immediate family of those eligible.
See current membership details

Reviews (1)

Easy To Qualify By Donating To Red Cross

Posted by: |

Nationwide. Easy to qualify for rewards checking by donating to Red Cross if you don't meet the other qualifications. If family members open an account each, you only have to make one donation and that person can refer the other members. Very nice people. New account. We will see how it goes. I had a little trouble understanding the online application. I messed one up but the were very prompt and helpful to fix it for me. 2/9/2016 Just found out that they will pay 3% interest to me for Feb and March because they haven't provided a debit card to me yet. They are going through a computer transition.
UPDATE 07/07/2016
Love them. They only require that you have 12 transactions of any type on the debit card. Can be all debits if you want. Easy to meet requirements.
9/19/19 Things are going well.

Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Destinations Credit Union has a relatively low asset base.

Health Grade Components

NCUA #66333
Year Chartered1935
Primary Regulator
Profit Margin
Return on Assets - YTD0.07%
Return on Equity - YTD0.67%
Annual Interest Income$942.00K
Assets and Liabilities
AssetsQ2 2022vs Q2 2021$67.8MM$71.2MM
LoansQ2 2022vs Q2 2021$30.1MM$28.9MM
DepositsQ2 2022vs Q2 2021$60.4MM$62.0MM
Equity CapitalQ2 2022vs Q2 2021$6.9MM$8.7MM
Loan Loss AllowanceQ2 2022vs Q2 2021$270.00K$261.00K
Unbacked Noncurrent LoansQ2 2022vs Q2 2021$154.00K$160.00K
Real Estate OwnedQ2 2022vs Q2 2021$0$0
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Always verify rates and promotions with the bank or credit union. We are not Destinations Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Destinations Credit Union Savings Account Rates

0.15%--IRA Share Savings Account
0.15%*-$10kPREFERRED Savings
OTHER TIERS: 0.10% $10k+
0.10%$50-Regular Share
0.10%--Vacation Club Account
0.10%--Holiday Club Account
0.10%--Secondary Share Account

Destinations Credit Union Money Market Rates

0.15%*$10k*-High Yield Account
OTHER TIERS: 0.10% $2.5k - $10k

Destinations Credit Union Checking Account Rates

2.50%*-$10kPREFERRED Rewards Checking
OTHER TIERS: 0.25% $10k+

Destinations Credit Union CD Rates

2.50%$500-60 Month Share Certificate
1.75%$500-36 Month Share Certificate
1.35%$500-24 Month Share Certificate
1.05%$500-12 Month Share Certificate
0.90%$500-6 Month Share Certificate

Destinations Credit Union IRA Rates

2.50%$500-60 Month IRA Certificate
1.75%$500-36 Month IRA Certificate
1.35%$500-24 Month IRA Certificate
1.05%$500-12 Month IRA Certificate
0.90%$500-6 Month IRA Certificate

Destinations Credit Union Locations
Branch Office5401 Old Court RdRandallstown, MD 21133-5103
Main Office8767 Satyr Hill RdBaltimore, MD 21234

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