Destinations Credit Union is headquartered in Baltimore and is the 40th largest credit union in the state of Maryland. It is also the 2,234th largest credit union in the nation. It was established in 1935 and as of June of 2022, it had grown to 19 employees and 6,721 members at 2 locations. Destinations Credit Union's CD rates are 17% higher than the national average, and it has a B health rating.
Field of Membership Restrictions
Destinations Credit Union membership is open to employees of Maryland General Hospital, Practical Technologies, U.S.F Holland, Friends of the American Red Cross (greater Chesapeake Bay area), and over 100 other area Select Employer Groups. Membership is also open to immediate family of those eligible.
See current membership details
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Easy To Qualify By Donating To Red Cross
Nationwide. Easy to qualify for rewards checking by donating to Red Cross if you don't meet the other qualifications. If family members open an account each, you only have to make one donation and that person can refer the other members. Very nice people. New account. We will see how it goes. I had a little trouble understanding the online application. I messed one up but the were very prompt and helpful to fix it for me. 2/9/2016 Just found out that they will pay 3% interest to me for Feb and March because they haven't provided a debit card to me yet. They are going through a computer transition.
UPDATE 07/07/2016
Love them. They only require that you have 12 transactions of any type on the debit card. Can be all debits if you want. Easy to meet requirements.
9/19/19 Things are going well.
Data as of Q2 2022
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 66333 |
| Year Chartered | 1935 |
| Employees | 19 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.07% |
| Return on Equity - YTD | 0.67% |
| Annual Interest Income | $942.00K |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q2 2022vs Q2 2021 | $67.8MM$71.2MM |
| Loans | Q2 2022vs Q2 2021 | $30.1MM$28.9MM |
| Deposits | Q2 2022vs Q2 2021 | $60.4MM$62.0MM |
| Equity Capital | Q2 2022vs Q2 2021 | $6.9MM$8.7MM |
| Loan Loss Allowance | Q2 2022vs Q2 2021 | $270.00K$261.00K |
| Unbacked Noncurrent Loans | Q2 2022vs Q2 2021 | $154.00K$160.00K |
| Real Estate Owned | Q2 2022vs Q2 2021 | $0$0 |