2. One Detroit Credit Union

One Detroit Credit Union

Popular Accounts at this Credit Union

APYACCOUNT TYPEHOW THEY COMPARE
2.60%5-year CD
3.10% - Barclays 60 Month Online CDAdvertisement
1.50%1-year CD
2.75% - Barclays 12 Month Online CDAdvertisement
0.10%Savings
2.20% - Barclays Online Savings AccountAdvertisement
View all One Detroit Credit Union rates »

Overview / Commentary
www.onedetroitcu.org
313-965-8640
630 Howard St
Detroit, MI 48226

One Detroit Credit Union is headquartered in Detroit and is the 157th largest credit union in the state of Michigan. It is also the 2,633rd largest credit union in the nation. It was established in 1935 and as of December of 2018, it had grown to 55 employees and 12,021 members at 4 locations. One Detroit Credit Union's CD rates are 67% higher than the national average, and it has a C+ health rating.

Field of Membership Restrictions

One Detroit CU is open to the residents, people that maintain employment, and church members of Wayne County, Michigan.
See current membership details

Reviews

No reviews have been left for this bank yet. Be the first to review.



Health
C+

Data as of Q4 2018

Learn why bank health matters
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. One Detroit Credit Union has a low asset base.

Health Grade Components

Overall
NCUA #61495
Year Chartered1935
Employees55
Primary Regulator
Profit Margin
Return on Assets - YTD0.02%
Return on Equity - YTD0.21%
Annual Interest Income$2.6MM
Assets and Liabilities
AssetsQ4 2018vs Q4 2017$36.7MM$37.6MM
LoansQ4 2018vs Q4 2017$27.8MM$28.6MM
DepositsQ4 2018vs Q4 2017$31.5MM$32.3MM
Equity CapitalQ4 2018vs Q4 2017$4.3MM$4.3MM
Loan Loss AllowanceQ4 2018vs Q4 2017$1.2MM$750.00K
Unbacked Noncurrent LoansQ4 2018vs Q4 2017$854.00K$622.00K
Real Estate OwnedQ4 2018vs Q4 2017$0$0
Rates
Skip to rates for:
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not One Detroit Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

One Detroit Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.25%$100-IRA Savings
0.10%$100-Share Savings
0.10%$1-Club Magic

One Detroit Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.20%*$25k*-Money Market
OTHER TIERS: 0.10% → $1k - $25k

One Detroit Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.60%$500-60 Month CD
2.45%$500-48 Month CD
2.35%$500-36 Month CD
2.25%$500-30 Month CD
2.00%$500-24 Month CD
1.75%$500-18 Month CD
1.50%$500-12 Month CD
1.00%$500-6 Month CD
0.50%$500-3 Month CD
0.15%$25-Save to Win Share Certificate

One Detroit Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.60%$500-60 Month IRA
2.45%$500-48 Month IRA
2.35%$500-36 Month IRA
2.25%$500-30 Month IRA
2.00%$500-24 Month IRA
1.75%$500-18 Month IRA
1.50%$500-12 Month IRA
1.00%$500-6 Month IRA
0.50%$500-3 Month IRA
Locations


One Detroit Credit Union Locations
Branch Office6200 Metropolitan PkwySterling Heights, MI 48312
Branch Office15123 Woodward AveHighland Park, MI 48203-2907
Branch Office14740 Mack AveDetroit, MI 48215
Branch Office630 Howard StDetroit, MI 48226

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.