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Overview / Commentary
630 Howard St
Detroit, MI 48226

One Detroit Credit Union is headquartered in Detroit and is the 159th largest credit union in the state of Michigan. It is also the 2,642nd largest credit union in the nation. It was established in 1935 and as of June of 2017, it had grown to 43 employees and 11,690 members at 4 locations. One Detroit Credit Union has a B+ health rating.

Field of Membership Restrictions

One Detroit CU is open to the residents, people that maintain employment, and church members of Wayne County, Michigan.
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Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. One Detroit Credit Union has a low asset base.

Health Grade Components

NCUA #61495
Year Chartered1935
Primary Regulator
Profit Margin
Return on Assets - YTD0.39%
Return on Equity - YTD3.43%
Annual Interest Income$1.2MM
Assets and Liabilities
AssetsQ2 2017vs Q2 2016$38.3MM$33.4MM
LoansQ2 2017vs Q2 2016$26.8MM$25.2MM
DepositsQ2 2017vs Q2 2016$33.4MM$28.8MM
Equity CapitalQ2 2017vs Q2 2016$4.3MM$4.2MM
Loan Loss AllowanceQ2 2017vs Q2 2016$636.00K$743.00K
Unbacked Noncurrent LoansQ2 2017vs Q2 2016$359.00K$407.00K
Real Estate OwnedQ2 2017vs Q2 2016$0$64.00K
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

One Detroit Credit Union Savings Account Rates

0.10%$100-Share Savings
0.10%--Club Magic
0.10%$100-IRA Savings
0.10%$100-Roth IRA Savings
0.10%$100-Educational IRA Savings

One Detroit Credit Union Money Market Rates

0.18%*$25k*-Money Market
OTHER TIERS: 0.15% $1k - $25k

One Detroit Credit Union CD Rates

1.65%$500-60 Month CD
1.40%$500-48 Month CD
1.15%$500-36 Month CD
1.00%$500-30 Month CD
0.85%$500-24 Month CD
0.70%$500-18 Month CD
0.60%$500-12 Month CD
0.45%$500-6 Month CD
0.30%$500-3 Month CD

One Detroit Credit Union IRA Rates

1.65%$500-60 Month IRA
1.40%$500-48 Month IRA
1.15%$500-36 Month IRA
1.00%$500-30 Month IRA
0.85%$500-24 Month IRA
0.70%$500-18 Month IRA
0.60%$500-12 Month IRA
0.45%$500-6 Month IRA
0.30%$500-3 Month IRA

One Detroit Credit Union Locations
Branch Office6200 Metropolitan PkwySterling Heights, MI 48312
Branch Office15123 Woodward AveHighland Park, MI 48203-2907
Branch Office14740 Mack AveDetroit, MI 48215
Branch Office630 Howard StDetroit, MI 48226