One Detroit Credit Union

Overview / Commentary
630 Howard St
Detroit, MI 48226

One Detroit Credit Union is headquartered in Detroit and is the 136th largest credit union in the state of Michigan. It is also the 2,259th largest credit union in the nation. It was established in 1935 and as of March of 2024, it had grown to 49 employees and 11,768 members at 3 locations. One Detroit Credit Union's CD rates are 3X the national average, and it has a B health rating.

Field of Membership Restrictions

One Detroit CU is open to the residents, people that maintain employment, and church members of Wayne County, Michigan.
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Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. One Detroit Credit Union has a relatively low asset base.

Health Grade Components

NCUA #61495
Year Chartered1935
Primary Regulator
Profit Margin
Return on Assets - YTD0.67%
Return on Equity - YTD3%
Annual Interest Income$1MM
Assets and Liabilities
AssetsQ1 2024vs Q1 2023$62.8MM$56.8MM
LoansQ1 2024vs Q1 2023$34.2MM$31.1MM
DepositsQ1 2024vs Q1 2023$47MM$49MM
Equity CapitalQ1 2024vs Q1 2023$13.7MM$5.7MM
Loan Loss AllowanceQ1 2024vs Q1 2023$1.4MM$1.3MM
Unbacked Noncurrent LoansQ1 2024vs Q1 2023$950K$960K
Real Estate OwnedQ1 2024vs Q1 2023$85K$0
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

One Detroit Credit Union Savings Account Rates

0.05%$100-Share Savings
0.05%$1-Club Magic
0.05%$100-IRA Savings

One Detroit Credit Union Money Market Rates

0.20%*$25k*-Money Market
OTHER TIERS: 0.10% $1k - $25k

One Detroit Credit Union CD Rates

3.30%$500-60 Month CD
3.14%$500-48 Month CD
2.89%$500-36 Month CD
2.73%$500-24 Month CD
2.68%$500-18 Month CD
2.53%$500-12 Month CD
2.32%$500-6 Month CD
1.00%$500-3 Month CD
0.15%$25-Save to Win Share Certificate

One Detroit Credit Union IRA Rates

3.30%$500-60 Month IRA
3.14%$500-48 Month IRA
2.89%$500-36 Month IRA
2.73%$500-24 Month IRA
2.68%$500-18 Month IRA
2.53%$500-12 Month IRA
2.32%$500-6 Month IRA
1.00%$500-3 Month IRA

One Detroit Credit Union Locations
Branch Office15123 Woodward AveHighland Park, MI 48203-2907
Branch Office14740 Mack AveDetroit, MI 48215
Branch Office630 Howard StDetroit, MI 48226

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