Overview / Commentary
313-965-8640
630 Howard St
Detroit, MI 48226

One Detroit Credit Union is headquartered in Detroit and is the 156th largest credit union in the state of Michigan. It is also the 2,609th largest credit union in the nation. It was established in 1935 and as of June of 2018, it had grown to 52 employees and 11,904 members at 4 locations. One Detroit Credit Union's CD rates are 22% higher than the national average, and it has a C+ health rating.

Field of Membership Restrictions

One Detroit CU is open to the residents, people that maintain employment, and church members of Wayne County, Michigan.
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Health
C+
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. One Detroit Credit Union has a low asset base.

Health Grade Components

Overall
NCUA #61495
Year Chartered1935
Employees52
Primary Regulator
Profit Margin
Return on Assets - YTD-0.77%
Return on Equity - YTD-7.35%
Annual Interest Income$1.3MM
Assets and Liabilities
AssetsQ2 2018vs Q2 2017$38.9MM$38.3MM
LoansQ2 2018vs Q2 2017$28.5MM$26.8MM
DepositsQ2 2018vs Q2 2017$33.7MM$33.4MM
Equity CapitalQ2 2018vs Q2 2017$4.1MM$4.3MM
Loan Loss AllowanceQ2 2018vs Q2 2017$1.1MM$636.00K
Unbacked Noncurrent LoansQ2 2018vs Q2 2017$621.00K$359.00K
Real Estate OwnedQ2 2018vs Q2 2017$0$0
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

One Detroit Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.10%$100-Share Savings
0.10%$1-Club Magic
0.10%$100-IRA Savings

One Detroit Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.40%*$25k*-Money Market
OTHER TIERS: 0.20% $1k - $25k

One Detroit Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.25%$500-60 Month CD
2.05%$500-48 Month CD
1.85%$500-36 Month CD
1.65%$500-30 Month CD
1.55%$500-24 Month CD
1.25%$500-18 Month CD
1.10%$500-12 Month CD
0.85%$500-6 Month CD
0.50%$500-3 Month CD

One Detroit Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.25%$500-60 Month IRA
2.05%$500-48 Month IRA
1.85%$500-36 Month IRA
1.65%$500-30 Month IRA
1.55%$500-24 Month IRA
1.25%$500-18 Month IRA
1.10%$500-12 Month IRA
0.85%$500-6 Month IRA
0.50%$500-3 Month IRA
Locations


One Detroit Credit Union Locations
Branch Office6200 Metropolitan PkwySterling Heights, MI 48312
Branch Office15123 Woodward AveHighland Park, MI 48203-2907
Branch Office14740 Mack AveDetroit, MI 48215
Branch Office630 Howard StDetroit, MI 48226

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