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One Detroit Credit Union


Overview / Commentary
www.onedetroitcu.org
313-965-8640
630 Howard St
Detroit, MI 48226

One Detroit Credit Union is headquartered in Detroit and is the 135th largest credit union in the state of Michigan. It is also the 2,224th largest credit union in the nation. It was established in 1935 and as of June of 2024, it had grown to 45 employees and 11,970 members at 3 locations. One Detroit Credit Union's CD rates are 3X the national average, and it has a B+ health rating.

Field of Membership Restrictions

One Detroit CU is open to the residents, people that maintain employment, and church members of Wayne County, Michigan.
See current membership details

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Health
B+

Data as of Q2 2024

Learn why bank health matters
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. One Detroit Credit Union has a relatively low asset base.

Health Grade Components

Overall
NCUA #61495
Year Chartered1935
Employees45
Primary Regulator
Profit Margin
Return on Assets - YTD-0.07%
Return on Equity - YTD-0.31%
Annual Interest Income$2.1MM
Assets and Liabilities
AssetsQ2 2024vs Q2 2023$64.4MM$57.9MM
LoansQ2 2024vs Q2 2023$34.7MM$32.8MM
DepositsQ2 2024vs Q2 2023$48.4MM$46.1MM
Equity CapitalQ2 2024vs Q2 2023$13.7MM$9.6MM
Loan Loss AllowanceQ2 2024vs Q2 2023$1.4MM$1.3MM
Unbacked Noncurrent LoansQ2 2024vs Q2 2023$782K$1.1MM
Real Estate OwnedQ2 2024vs Q2 2023$0$37K
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

One Detroit Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.05%$100-Share Savings
0.05%$1-Club Magic
0.05%$100-IRA Savings

One Detroit Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.20%*$25k*-Money Market
OTHER TIERS: 0.10% → $1k - $25k

One Detroit Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.30%$500-60 Month CD
3.14%$500-48 Month CD
2.89%$500-36 Month CD
2.73%$500-24 Month CD
2.68%$500-18 Month CD
2.53%$500-12 Month CD
2.32%$500-6 Month CD
1.00%$500-3 Month CD
0.15%$25-Save to Win Share Certificate

One Detroit Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.30%$500-60 Month IRA
3.14%$500-48 Month IRA
2.89%$500-36 Month IRA
2.73%$500-24 Month IRA
2.68%$500-18 Month IRA
2.53%$500-12 Month IRA
2.32%$500-6 Month IRA
1.00%$500-3 Month IRA
Locations


One Detroit Credit Union Locations
Branch Office15123 Woodward AveHighland Park, MI 48203-2907
Branch Office14740 Mack AveDetroit, MI 48215
Branch Office630 Howard StDetroit, MI 48226

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