Featured Savings Rates
Featured Accounts

One Detroit Credit Union

Popular Accounts at this Credit Union

APYACCOUNT TYPEACCOUNT NAME
1.65%5-year CD60 Month CD
0.60%1-year CD12 Month CD
0.10%SavingsShare Savings

Overview / Commentary
313-965-8640
630 Howard St
Detroit, MI 48226

One Detroit Credit Union is headquartered in Detroit and is the 160th largest credit union in the state of Michigan. It is also the 2,700th largest credit union in the nation. It was established in 1935 and as of December of 2016, it had grown to 40 employees and 12,075 members at 4 locations. One Detroit Credit Union has a B+ health rating.

Field of Membership Restrictions

One Detroit CU is open to the residents, people that maintain employment, and church members of Wayne County, Michigan.
See current membership details

Reviews

No reviews have been left for this bank yet. Be the first to review.



Health
B+
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. One Detroit Credit Union has a low asset base.

Health Grade Components

Overall
NCUA #61495
Year Chartered1935
Employees40
Primary Regulator
Profit Margin
Return on Assets - YTD0.86%
Return on Equity - YTD7.1%
Annual Interest Income$2.2MM
Assets and Liabilities
AssetsQ4 2016vs Q4 2015$35.5MM$33.0MM
LoansQ4 2016vs Q4 2015$26.1MM$23.5MM
DepositsQ4 2016vs Q4 2015$30.8MM$28.6MM
Equity CapitalQ4 2016vs Q4 2015$4.2MM$3.9MM
Loan Loss AllowanceQ4 2016vs Q4 2015$659.00K$839.00K
Unbacked Noncurrent LoansQ4 2016vs Q4 2015$419.00K$466.00K
Real Estate OwnedQ4 2016vs Q4 2015$11.00K$0
Rates
Skip to rates for:
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not One Detroit Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

One Detroit Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.10%$100-Share Savings
0.10%--Club Magic
0.10%$100-IRA Savings
0.10%$100-Roth IRA Savings
0.10%$100-Educational IRA Savings

One Detroit Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.18%*$25k*-Money Market
OTHER TIERS: 0.15% $1k - $25k

One Detroit Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.65%$500-60 Month CD
1.40%$500-48 Month CD
1.15%$500-36 Month CD
1.00%$500-30 Month CD
0.85%$500-24 Month CD
0.70%$500-18 Month CD
0.60%$500-12 Month CD
0.45%$500-6 Month CD
0.30%$500-3 Month CD

One Detroit Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.65%$500-60 Month IRA
1.40%$500-48 Month IRA
1.15%$500-36 Month IRA
1.00%$500-30 Month IRA
0.85%$500-24 Month IRA
0.70%$500-18 Month IRA
0.60%$500-12 Month IRA
0.45%$500-6 Month IRA
0.30%$500-3 Month IRA
Locations


One Detroit Credit Union Locations
Branch Office6200 Metropolitan PkwySterling Heights, MI 48312
Branch Office15123 Woodward AveHighland Park, MI 48203-2907
Branch Office14740 Mack AveDetroit, MI 48215
Branch Office630 Howard StDetroit, MI 48226