One Detroit Credit Union

Popular Accounts at this Credit Union

APY	ACCOUNT TYPE	ACCOUNT NAME
2.25%	5-year CD	60 Month CD 1.77% - National Average
1.10%	1-year CD	12 Month CD 0.82% - National Average
0.10%	Savings	Share Savings 1.55% - Synchrony Bank High Yield Savings

View all One Detroit Credit Union rates »

Overview / Commentary

www.onedetroitcu.org

313-965-8640

630 Howard St
Detroit, MI 48226

One Detroit Credit Union is headquartered in Detroit and is the 158^th largest credit union in the state of Michigan. It is also the 2,627^th largest credit union in the nation. It was established in 1935 and as of December of 2017, it had grown to 46 employees and 11,791 members at 4 locations. One Detroit Credit Union's CD rates are 22% higher than the national average, and it has a B health rating.

Field of Membership Restrictions

One Detroit CU is open to the residents, people that maintain employment, and church members of Wayne County, Michigan.
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Health

B

Data as of Q4 2017

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Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. One Detroit Credit Union has a low asset base.

Health Grade Components

Overall
NCUA #	61495
Year Chartered	1935
Employees	46
Primary Regulator

Profit Margin
Return on Assets - YTD	0.17%
Return on Equity - YTD	1.47%
Annual Interest Income	$2.4MM

Assets and Liabilities
Assets	Q4 2017vs Q4 2016	$37.6MM$35.5MM
Loans	Q4 2017vs Q4 2016	$28.6MM$26.1MM
Deposits	Q4 2017vs Q4 2016	$32.3MM$30.8MM
Equity Capital	Q4 2017vs Q4 2016	$4.3MM$4.2MM
Loan Loss Allowance	Q4 2017vs Q4 2016	$750.00K$659.00K
Unbacked Noncurrent Loans	Q4 2017vs Q4 2016	$622.00K$419.00K
Real Estate Owned	Q4 2017vs Q4 2016	$0$11.00K

Rates

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Savings
Money Market
CD
IRA

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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

One Detroit Credit Union Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.10%	$100	-	Share Savings
0.10%	-	-	Club Magic
0.10%	$100	-	IRA Savings
0.10%	$100	-	Roth IRA Savings
0.10%	$100	-	Educational IRA Savings

One Detroit Credit Union Money Market Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.40%^*	$25k^*	-	Money Market
OTHER TIERS: 0.20% → $1k - $25k

One Detroit Credit Union CD Rates

APY	MIN	MAX	ACCOUNT NAME
2.25%	$500	-	60 Month CD
2.05%	$500	-	48 Month CD
1.85%	$500	-	36 Month CD
1.65%	$500	-	30 Month CD
1.55%	$500	-	24 Month CD
1.25%	$500	-	18 Month CD
1.10%	$500	-	12 Month CD
0.85%	$500	-	6 Month CD
0.50%	$500	-	3 Month CD

One Detroit Credit Union IRA Rates

APY	MIN	MAX	ACCOUNT NAME
2.25%	$500	-	60 Month IRA
2.05%	$500	-	48 Month IRA
1.85%	$500	-	36 Month IRA
1.65%	$500	-	30 Month IRA
1.55%	$500	-	24 Month IRA
1.25%	$500	-	18 Month IRA
1.10%	$500	-	12 Month IRA
0.85%	$500	-	6 Month IRA
0.50%	$500	-	3 Month IRA

Locations

One Detroit Credit Union Locations
Branch Office	6200 Metropolitan Pkwy	Sterling Heights, MI 48312
Branch Office	15123 Woodward Ave	Highland Park, MI 48203-2907
Branch Office	14740 Mack Ave	Detroit, MI 48215
Branch Office	630 Howard St	Detroit, MI 48226

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