Featured Savings Rates
Featured Accounts

One Detroit Credit Union

Popular Accounts at this Credit Union

2.25%5-year CD60 Month CD
1.10%1-year CD12 Month CD
0.10%SavingsShare Savings

Overview / Commentary
630 Howard St
Detroit, MI 48226

One Detroit Credit Union is headquartered in Detroit and is the 160th largest credit union in the state of Michigan. It is also the 2,659th largest credit union in the nation. It was established in 1935 and as of September of 2017, it had grown to 46 employees and 11,785 members at 4 locations. One Detroit Credit Union's CD rates are 22% higher than the national average, and it has a B health rating.

Field of Membership Restrictions

One Detroit CU is open to the residents, people that maintain employment, and church members of Wayne County, Michigan.
See current membership details


No reviews have been left for this bank yet. Be the first to review.

Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. One Detroit Credit Union has a low asset base.

Health Grade Components

NCUA #61495
Year Chartered1935
Primary Regulator
Profit Margin
Return on Assets - YTD-0.11%
Return on Equity - YTD-1.01%
Annual Interest Income$1.8MM
Assets and Liabilities
AssetsQ3 2017vs Q3 2016$36.9MM$34.1MM
LoansQ3 2017vs Q3 2016$27.7MM$25.3MM
DepositsQ3 2017vs Q3 2016$31.9MM$29.3MM
Equity CapitalQ3 2017vs Q3 2016$4.2MM$4.3MM
Loan Loss AllowanceQ3 2017vs Q3 2016$785.00K$665.00K
Unbacked Noncurrent LoansQ3 2017vs Q3 2016$558.00K$344.00K
Real Estate OwnedQ3 2017vs Q3 2016$0$64.00K
Skip to rates for:
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not One Detroit Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

One Detroit Credit Union Savings Account Rates

0.10%$100-Share Savings
0.10%--Club Magic
0.10%$100-IRA Savings
0.10%$100-Roth IRA Savings
0.10%$100-Educational IRA Savings

One Detroit Credit Union Money Market Rates

0.40%*$25k*-Money Market
OTHER TIERS: 0.20% $1k - $25k

One Detroit Credit Union CD Rates

2.25%$500-60 Month CD
2.05%$500-48 Month CD
1.85%$500-36 Month CD
1.65%$500-30 Month CD
1.55%$500-24 Month CD
1.25%$500-18 Month CD
1.10%$500-12 Month CD
0.85%$500-6 Month CD
0.50%$500-3 Month CD

One Detroit Credit Union IRA Rates

2.25%$500-60 Month IRA
2.05%$500-48 Month IRA
1.85%$500-36 Month IRA
1.65%$500-30 Month IRA
1.55%$500-24 Month IRA
1.25%$500-18 Month IRA
1.10%$500-12 Month IRA
0.85%$500-6 Month IRA
0.50%$500-3 Month IRA

One Detroit Credit Union Locations
Branch Office6200 Metropolitan PkwySterling Heights, MI 48312
Branch Office15123 Woodward AveHighland Park, MI 48203-2907
Branch Office14740 Mack AveDetroit, MI 48215
Branch Office630 Howard StDetroit, MI 48226